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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   217,916 1,560 SH   SOLE   0 0 1,560
AMAZON COM INC COM 023135106   546,224 3,595 SH   SOLE   0 0 3,595
APPLE INC COM 037833100   830,795 4,315 SH   SOLE   0 0 4,315
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   307,798 863 SH   SOLE   0 0 863
DBX ETF TR XTRACK USD HIGH 233051432   7,216,970 203,009 SH   SOLE   0 0 203,009
DEERE & CO COM 244199105   566,616 1,417 SH   SOLE   0 0 1,417
EMERSON ELEC CO COM 291011104   389,320 4,000 SH   SOLE   0 0 4,000
EXXON MOBIL CORP COM 30231G102   289,233 2,893 SH   SOLE   0 0 2,893
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301   925,755 19,416 SH   SOLE   0 0 19,416
INTERNATIONAL BUSINESS MACHS COM 459200101   218,012 1,333 SH   SOLE   0 0 1,333
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206   397,057 15,895 SH   SOLE   0 0 15,895
INVESCO QQQ TR UNIT SER 1 46090E103   604,398 1,476 SH   SOLE   0 0 1,476
ISHARES INC CORE MSCI EMKT 46434G103   1,359,944 26,887 SH   SOLE   0 0 26,887
ISHARES TR CORE MSCI EAFE 46432F842   3,048,758 43,337 SH   SOLE   0 0 43,337
ISHARES TR RUS TOP 200 ETF 464289446   1,264,609 10,988 SH   SOLE   0 0 10,988
ISHARES TR CORE US AGGBD ET 464287226   13,981,112 140,868 SH   SOLE   0 0 140,868
ISHARES TR CORE S&P MCP ETF 464287507   10,054,144 36,277 SH   SOLE   0 0 36,277
ISHARES TR CORE S&P SCP ETF 464287804   10,316,067 95,299 SH   SOLE   0 0 95,299
ISHARES TR CORE S&P500 ETF 464287200   8,115,850 16,992 SH   SOLE   0 0 16,992
ISHARES TR CORE S&P US VLU 464287663   708,618 8,403 SH   SOLE   0 0 8,403
JPMORGAN CHASE & CO COM 46625H100   259,743 1,527 SH   SOLE   0 0 1,527
ORACLE CORP COM 68389X105   1,165,212 11,052 SH   SOLE   0 0 11,052
ORIGIN MATERIALS INC COM 68622D106   20,034 23,958 SH   SOLE   0 0 23,958
PROCTER AND GAMBLE CO COM 742718109   611,805 4,175 SH   SOLE   0 0 4,175
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   8,961,929 361,514 SH   SOLE   0 0 361,514
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   11,725,271 317,242 SH   SOLE   0 0 317,242
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,887,506 34,806 SH   SOLE   0 0 34,806
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,045,085 2,199 SH   SOLE   0 0 2,199
SPDR SER TR SPDR S&P 500 ETF 78468R796   1,357,651 34,982 SH   SOLE   0 0 34,982
SPDR SER TR PRTFLO S&P500 GW 78464A409   8,243,297 126,703 SH   SOLE   0 0 126,703
TESLA INC COM 88160R101   546,656 2,200 SH   SOLE   0 0 2,200
VANGUARD BD INDEX FDS INTERMED TERM 921937819   779,763 10,209 SH   SOLE   0 0 10,209
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   28,349,469 64,903 SH   SOLE   0 0 64,903
VANGUARD INDEX FDS VALUE ETF 922908744   15,038,803 100,594 SH   SOLE   0 0 100,594
VANGUARD INDEX FDS MID CAP ETF 922908629   1,988,374 8,547 SH   SOLE   0 0 8,547
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,317,617 10,864 SH   SOLE   0 0 10,864
VANGUARD INDEX FDS GROWTH ETF 922908736   1,383,727 4,451 SH   SOLE   0 0 4,451
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,737,129 34,028 SH   SOLE   0 0 34,028
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   7,496,399 93,530 SH   SOLE   0 0 93,530
VANGUARD STAR FDS VG TL INTL STK F 921909768   491,269 8,476 SH   SOLE   0 0 8,476
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   3,065,750 28,031 SH   SOLE   0 0 28,031