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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   305,340 3,635 SH   SOLE   0 0 3,635
APPLE INC COM 037833100   595,836 4,586 SH   SOLE   0 0 4,586
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   266,581 863 SH   SOLE   0 0 863
DEERE & CO COM 244199105   637,137 1,486 SH   SOLE   0 0 1,486
EMERSON ELEC CO COM 291011104   384,240 4,000 SH   SOLE   0 0 4,000
EXXON MOBIL CORP COM 30231G102   319,087 2,893 SH   SOLE   0 0 2,893
INVESCO QQQ TR UNIT SER 1 46090E103   391,204 1,469 SH   SOLE   0 0 1,469
ISHARES INC CORE MSCI EMKT 46434G103   1,082,179 23,173 SH   SOLE   0 0 23,173
ISHARES TR CORE MSCI EAFE 46432F842   2,491,057 40,413 SH   SOLE   0 0 40,413
ISHARES TR CORE 1 5 YR USD 46432F859   11,320,354 243,763 SH   SOLE   0 0 243,763
ISHARES TR US TREAS BD ETF 46429B267   5,179,365 227,965 SH   SOLE   0 0 227,965
ISHARES TR RUS TOP 200 ETF 464289446   1,056,968 11,748 SH   SOLE   0 0 11,748
ISHARES TR CORE S&P MCP ETF 464287507   8,596,823 35,540 SH   SOLE   0 0 35,540
ISHARES TR CORE S&P SCP ETF 464287804   4,318,929 45,635 SH   SOLE   0 0 45,635
ISHARES TR CORE S&P500 ETF 464287200   6,242,613 16,248 SH   SOLE   0 0 16,248
ISHARES TR CORE S&P US VLU 464287663   553,923 7,843 SH   SOLE   0 0 7,843
ISHARES TR CORE US AGGBD ET 464287226   22,477,386 231,750 SH   SOLE   0 0 231,750
JPMORGAN CHASE & CO COM 46625H100   204,771 1,527 SH   SOLE   0 0 1,527
ORACLE CORP COM 68389X105   903,717 11,056 SH   SOLE   0 0 11,056
ORIGIN MATERIALS INC COM 68622D106   110,446 23,958 SH   SOLE   0 0 23,958
PFIZER INC COM 717081103   216,079 4,217 SH   SOLE   0 0 4,217
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   885,634 17,966 SH   SOLE   0 0 17,966
PROCTER AND GAMBLE CO COM 742718109   643,524 4,246 SH   SOLE   0 0 4,246
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,002,987 24,759 SH   SOLE   0 0 24,759
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,239,290 40,304 SH   SOLE   0 0 40,304
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,323,906 98,179 SH   SOLE   0 0 98,179
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   9,464,119 293,825 SH   SOLE   0 0 293,825
SPDR S&P 500 ETF TR TR UNIT 78462F103   841,772 2,201 SH   SOLE   0 0 2,201
SPDR SER TR PORTFLI INTRMDIT 78464A672   14,066,423 498,103 SH   SOLE   0 0 498,103
SPDR SER TR SPDR S&P 500 ETF 78468R796   608,269 6,516 SH   SOLE   0 0 6,516
SPDR SER TR PRTFLO S&P500 GW 78464A409   2,988,415 58,978 SH   SOLE   0 0 58,978
TESLA INC COM 88160R101   270,996 2,200 SH   SOLE   0 0 2,200
VANGUARD BD INDEX FDS INTERMED TERM 921937819   645,395 8,684 SH   SOLE   0 0 8,684
VANGUARD INDEX FDS MID CAP ETF 922908629   1,728,920 8,483 SH   SOLE   0 0 8,483
VANGUARD INDEX FDS SMALL CP ETF 922908751   437,743 2,385 SH   SOLE   0 0 2,385
VANGUARD INDEX FDS GROWTH ETF 922908736   861,178 4,041 SH   SOLE   0 0 4,041
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   11,126,140 31,668 SH   SOLE   0 0 31,668
VANGUARD INDEX FDS VALUE ETF 922908744   13,142,703 93,629 SH   SOLE   0 0 93,629
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,027,209 40,962 SH   SOLE   0 0 40,962
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   398,129 5,295 SH   SOLE   0 0 5,295
VANGUARD STAR FDS VG TL INTL STK F 921909768   462,170 8,936 SH   SOLE   0 0 8,936
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   2,392,805 23,265 SH   SOLE   0 0 23,265
VISTAGEN THERAPEUTICS INC COM NEW 92840H202   1,255 12,180 SH   SOLE   0 0 12,180