The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 382 3,380 SH   SOLE   0 0 3,380
APPLE INC COM 037833100 614 4,445 SH   SOLE   0 0 4,445
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 230 863 SH   SOLE   0 0 863
DEERE & CO COM 244199105 496 1,486 SH   SOLE   0 0 1,486
EMERSON ELEC CO COM 291011104 293 4,000 SH   SOLE   0 0 4,000
EXXON MOBIL CORP COM 30231G102 242 2,768 SH   SOLE   0 0 2,768
INVESCO QQQ TR UNIT SER 1 46090E103 392 1,466 SH   SOLE   0 0 1,466
ISHARES INC CORE MSCI EMKT 46434G103 545 12,691 SH   SOLE   0 0 12,691
ISHARES TR CORE MSCI EAFE 46432F842 3,315 62,933 SH   SOLE   0 0 62,933
ISHARES TR CORE 1 5 YR USD 46432F859 10,676 231,593 SH   SOLE   0 0 231,593
ISHARES TR US TREAS BD ETF 46429B267 686 30,138 SH   SOLE   0 0 30,138
ISHARES TR NATIONAL MUN ETF 464288414 1,882 18,350 SH   SOLE   0 0 18,350
ISHARES TR RUS TOP 200 ETF 464289446 1,060 12,485 SH   SOLE   0 0 12,485
ISHARES TR CORE S&P MCP ETF 464287507 7,684 35,045 SH   SOLE   0 0 35,045
ISHARES TR CORE S&P SCP ETF 464287804 6,248 71,656 SH   SOLE   0 0 71,656
ISHARES TR CORE S&P500 ETF 464287200 6,326 17,639 SH   SOLE   0 0 17,639
ISHARES TR CORE S&P US VLU 464287663 327 5,231 SH   SOLE   0 0 5,231
ISHARES TR CORE US AGGBD ET 464287226 21,123 219,256 SH   SOLE   0 0 219,256
ORACLE CORP COM 68389X105 675 11,056 SH   SOLE   0 0 11,056
ORIGIN MATERIALS INC COM 68622D106 124 23,958 SH   SOLE   0 0 23,958
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 679 13,906 SH   SOLE   0 0 13,906
PROCTER AND GAMBLE CO COM 742718109 542 4,293 SH   SOLE   0 0 4,293
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,008 26,665 SH   SOLE   0 0 26,665
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,586 28,426 SH   SOLE   0 0 28,426
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,487 111,012 SH   SOLE   0 0 111,012
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,717 203,233 SH   SOLE   0 0 203,233
SELECT SECTOR SPDR TR ENERGY 81369Y506 216 3,000 SH   SOLE   0 0 3,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 751 2,102 SH   SOLE   0 0 2,102
SPDR SER TR PORTFLI INTRMDIT 78464A672 16,910 601,135 SH   SOLE   0 0 601,135
SPDR SER TR SPDR S&P 500 ETF 78468R796 525 6,021 SH   SOLE   0 0 6,021
SPDR SER TR PRTFLO S&P500 GW 78464A409 4,263 85,094 SH   SOLE   0 0 85,094
TESLA INC COM 88160R101 577 2,175 SH   SOLE   0 0 2,175
VANGUARD BD INDEX FDS INTERMED TERM 921937819 688 9,358 SH   SOLE   0 0 9,358
VANGUARD INDEX FDS VALUE ETF 922908744 8,505 68,881 SH   SOLE   0 0 68,881
VANGUARD INDEX FDS MID CAP ETF 922908629 1,942 10,333 SH   SOLE   0 0 10,333
VANGUARD INDEX FDS SMALL CP ETF 922908751 414 2,423 SH   SOLE   0 0 2,423
VANGUARD INDEX FDS GROWTH ETF 922908736 734 3,429 SH   SOLE   0 0 3,429
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 11,365 34,617 SH   SOLE   0 0 34,617
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 387 5,216 SH   SOLE   0 0 5,216
VANGUARD STAR FDS VG TL INTL STK F 921909768 692 15,118 SH   SOLE   0 0 15,118
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 1,661 18,472 SH   SOLE   0 0 18,472
VISTAGEN THERAPEUTICS INC COM NEW 92840H202 2 12,180 SH   SOLE   0 0 12,180