Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Interest income:
Loans	$ 48,719	$ 54,125
Taxable investment income	6,821	6,872
Non-taxable investment income	513	628
Total interest income	56,053	61,625
Interest expense:
Deposits	7,884	15,881
Borrowed funds	5,220	6,676
Total interest expense	13,104	22,557
Net interest income	42,949	39,068
(Recovery of) provision for loan losses	(2,518)	2,518
Net interest income after (recovery of) provision for loan losses	45,467	36,550
Non-interest income:
Fees and service charges	1,975	1,739
(Loss) gain on sales and calls of securities available for sale	(1)	69
Loss on premises and equipment	(79)	0
Net loss on real estate owned	(6)	(1,390)
Other	590	789
Total non-interest income	2,479	1,207
Non-interest expense:
Compensation and employee benefits	25,206	22,639
Loss on pension withdrawal	11,206	0
Occupancy and equipment	7,929	6,160
Loss on assets held for sale	104	12,775
Data processing	6,933	3,790
Prepayment fees	2,155	843
Advertising	2,390	2,636
Professional services	4,528	8,519
Directors fees	549	493
Provision for commitment and letters of credit	689	1,311
Federal deposit insurance	494	326
Goodwill impairment	0	15,460
Contribution to Blue Foundry Charitable Foundation	9,000	0
Other	3,487	2,177
Total non-interest expense	74,670	77,129
Loss before income tax expense (benefit)	(26,724)	(39,372)
Income tax expense (benefit)	9,618	(7,866)
Net loss	$ (36,342)	$ (31,506)
Basic loss per share (in dollars per share)	$ (2.99)
Diluted loss per share (in dollars per share)	$ (2.99)
Weighted average shares outstanding, basic (in shares)	12,171,050
Weighted average shares outstanding, diluted (in shares)	12,171,050