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PREMISES AND EQUIPMENT
12 Months Ended
Dec. 31, 2021
Property, Plant and Equipment [Abstract]  
PREMISES AND EQUIPMENT PREMISES AND EQUIPMENT
Premises and equipment, net, at December 31, 2021 and 2020, are summarized as follows:
20212020
Land$3,793 $4,320 
Buildings and improvements14,583 11,302 
Leasehold improvements10,174 3,204 
Furnishings and equipment9,325 8,640 
Construction-in-Progress1,618 5,103 
39,493 32,569 
Accumulated depreciation and amortization(11,367)(13,000)
$28,126 $19,569 
Construction-in-progress consists of deposits made related to the construction of branch improvements and the purchase of furnishings and equipment.
Depreciation and amortization of premises and equipment was $2.3 million and $1.9 million for the years ended December 31, 2021 and 2020, respectively.