The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 248 1,764 SH   SOLE   1,764 0 0
ABBVIE INC COM 00287Y109 1,001 7,391 SH   SOLE   7,391 0 0
ALTRIA GROUP INC COM 02209S103 756 15,950 SH   SOLE   15,950 0 0
AMAZON COM INC COM 023135106 1,574 472 SH   SOLE   472 0 0
AMERICAN ELEC PWR CO INC COM 025537101 575 6,466 SH   SOLE   6,466 0 0
APPLE INC COM 037833100 2,399 13,510 SH   SOLE   13,510 0 0
APPLIED MATLS INC COM 038222105 564 3,581 SH   SOLE   3,581 0 0
BCE INC COM NEW 05534B760 510 9,804 SH   SOLE   9,804 0 0
BENTLEY SYS INC COM CL B 08265T208 327 6,768 SH   SOLE   6,768 0 0
BK OF AMERICA CORP COM 060505104 527 11,845 SH   SOLE   11,845 0 0
CHEVRON CORP NEW COM 166764100 803 6,841 SH   SOLE   6,841 0 0
CVS HEALTH CORP COM 126650100 1,010 9,791 SH   SOLE   9,791 0 0
DISNEY WALT CO COM 254687106 237 1,527 SH   SOLE   1,527 0 0
DOMINION ENERGY INC COM 25746U109 733 9,328 SH   SOLE   9,328 0 0
EXELON CORP COM 30161N101 338 5,851 SH   SOLE   5,851 0 0
EXXON MOBIL CORP COM 30231G102 203 3,321 SH   SOLE   3,321 0 0
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 268 5,214 SH   SOLE   5,214 0 0
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 319 3,612 SH   SOLE   3,612 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 308 4,492 SH   SOLE   4,492 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 567 4,184 SH   SOLE   4,184 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 202 1,848 SH   SOLE   1,848 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 1,524 28,877 SH   SOLE   28,877 0 0
FIRST TR NASDAQ 100 TECH IND SHS 337345102 3,243 18,513 SH   SOLE   18,513 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 1,344 46,697 SH   SOLE   46,697 0 0
INTEL CORP COM 458140100 493 9,579 SH   SOLE   9,579 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 551 4,122 SH   SOLE   4,122 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 269 3,924 SH   SOLE   3,924 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 811 36,692 SH   SOLE   36,692 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 9,979 220,289 SH   SOLE   220,289 0 0
ISHARES TR BLACKROCK ULTRA 46434V878 1,367 27,131 SH   SOLE   27,131 0 0
ISHARES TR CONSER ALLOC ETF 464289883 5,690 142,223 SH   SOLE   142,223 0 0
ISHARES TR CORE DIV GRWTH 46434V621 8,578 154,341 SH   SOLE   154,341 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 1,839 18,205 SH   SOLE   18,205 0 0
ISHARES TR CORE MSCI EAFE 46432F842 340 4,559 SH   SOLE   4,559 0 0
ISHARES TR CORE S&P MCP ETF 464287507 223 788 SH   SOLE   788 0 0
ISHARES TR CORE S&P SCP ETF 464287804 287 2,508 SH   SOLE   2,508 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,227 2,573 SH   SOLE   2,573 0 0
ISHARES TR CORE TOTAL USD 46434V613 794 15,003 SH   SOLE   15,003 0 0
ISHARES TR EAFE GRWTH ETF 464288885 332 3,010 SH   SOLE   3,010 0 0
ISHARES TR EAFE VALUE ETF 464288877 358 7,112 SH   SOLE   7,112 0 0
ISHARES TR ESG ADV TTL USD 46436E619 397 8,021 SH   SOLE   8,021 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 810 7,507 SH   SOLE   7,507 0 0
ISHARES TR EXPANDED TECH 464287515 1,077 2,709 SH   SOLE   2,709 0 0
ISHARES TR FALN ANGLS USD 46435G474 445 14,847 SH   SOLE   14,847 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 292 5,748 SH   SOLE   5,748 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 1,033 48,804 SH   SOLE   48,804 0 0
ISHARES TR IBOXX HI YD ETF 464288513 202 2,327 SH   SOLE   2,327 0 0
ISHARES TR ISHARES BIOTECH 464287556 1,511 9,903 SH   SOLE   9,903 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 237 4,398 SH   SOLE   4,398 0 0
ISHARES TR MBS ETF 464288588 1,164 10,839 SH   SOLE   10,839 0 0
ISHARES TR MODERT ALLOC ETF 464289875 8,661 190,477 SH   SOLE   190,477 0 0
ISHARES TR MSCI ACWI ETF 464288257 2,573 24,325 SH   SOLE   24,325 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 6,460 164,031 SH   SOLE   164,031 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,319 4,318 SH   SOLE   4,318 0 0
ISHARES TR S&P MC 400GR ETF 464287606 1,333 15,631 SH   SOLE   15,631 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,919 15,650 SH   SOLE   15,650 0 0
ISHARES TR TIPS BD ETF 464287176 445 3,443 SH   SOLE   3,443 0 0
ISHARES TR U.S. MED DVC ETF 464288810 1,537 23,340 SH   SOLE   23,340 0 0
ISHARES TR US HLTHCR PR ETF 464288828 1,362 4,693 SH   SOLE   4,693 0 0
ISHARES TR US TREAS BD ETF 46429B267 9,353 350,576 SH   SOLE   350,576 0 0
ISHARES TR US TRSPRTION 464287192 1,729 6,254 SH   SOLE   6,254 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 2,281 45,662 SH   SOLE   45,662 0 0
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 763 15,394 SH   SOLE   15,394 0 0
JOHNSON & JOHNSON COM 478160104 1,623 9,486 SH   SOLE   9,486 0 0
JPMORGAN CHASE & CO COM 46625H100 816 5,154 SH   SOLE   5,154 0 0
KIMBERLY-CLARK CORP COM 494368103 563 3,943 SH   SOLE   3,943 0 0
MARSH & MCLENNAN COS INC COM 571748102 222 1,278 SH   SOLE   1,278 0 0
MICROSOFT CORP COM 594918104 1,047 3,114 SH   SOLE   3,114 0 0
NVIDIA CORPORATION COM 67066G104 319 1,084 SH   SOLE   1,084 0 0
PEPSICO INC COM 713448108 747 4,302 SH   SOLE   4,302 0 0
PFIZER INC COM 717081103 229 3,877 SH   SOLE   3,877 0 0
PROCTER AND GAMBLE CO COM 742718109 878 5,366 SH   SOLE   5,366 0 0
QUALCOMM INC COM 747525103 792 4,333 SH   SOLE   4,333 0 0
SANOFI SPONSORED ADR 80105N105 474 9,464 SH   SOLE   9,464 0 0
SOUTHERN CO COM 842587107 772 11,256 SH   SOLE   11,256 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,257 2,647 SH   SOLE   2,647 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 263 4,711 SH   SOLE   4,711 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 5,562 179,582 SH   SOLE   179,582 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 13,604 187,714 SH   SOLE   187,714 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788 543 12,910 SH   SOLE   12,910 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 318 7,562 SH   SOLE   7,562 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 2,574 31,576 SH   SOLE   31,576 0 0
SPDR SER TR SSGA US LRG ETF 78468R804 4,559 30,258 SH   SOLE   30,258 0 0
STARBUCKS CORP COM 855244109 204 1,741 SH   SOLE   1,741 0 0
SYNAPTICS INC COM 87157D109 223 770 SH   SOLE   770 0 0
TRAVELERS COMPANIES INC COM 89417E109 474 3,033 SH   SOLE   3,033 0 0
UNITED PARCEL SERVICE INC CL B 911312106 689 3,216 SH   SOLE   3,216 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 1,931 6,253 SH   SOLE   6,253 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 303 5,490 SH   SOLE   5,490 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 480 4,141 SH   SOLE   4,141 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 363 832 SH   SOLE   832 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 487 2,018 SH   SOLE   2,018 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 320 2,174 SH   SOLE   2,174 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 891 13,404 SH   SOLE   13,404 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,089 11,745 SH   SOLE   11,745 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,113 12,303 SH   SOLE   12,303 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 629 12,096 SH   SOLE   12,096 0 0
VISA INC COM CL A 92826C839 241 1,114 SH   SOLE   1,114 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 451 962 SH   SOLE   962 0 0
WISDOMTREE TR CLOUD COMPUTNG 97717Y691 1,260 24,298 SH   SOLE   24,298 0 0
WISDOMTREE TR INTL EQUITY FD 97717W703 4,583 84,741 SH   SOLE   84,741 0 0