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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   223,980 1,484 SH   SOLE   0 0 1,484
AMAZON COM INC COM 023135106   480,893 2,666 SH   SOLE   0 0 2,666
AMGEN INC COM 031162100   290,575 1,022 SH   SOLE   0 0 1,022
APPLE INC COM 037833100   656,425 3,828 SH   SOLE   0 0 3,828
APPLIED MATLS INC COM 038222105   368,739 1,788 SH   SOLE   0 0 1,788
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,500,836 3,569 SH   SOLE   0 0 3,569
CORNING INC COM 219350105   1,062,257 32,229 SH   SOLE   0 0 32,229
EXXON MOBIL CORP COM 30231G102   340,583 2,930 SH   SOLE   0 0 2,930
ISHARES TR CORE S&P500 ETF 464287200   651,379 1,239 SH   SOLE   0 0 1,239
ISHARES TR ISHS 5-10YR INVT 464288638   19,073,837 369,648 SH   SOLE   0 0 369,648
ISHARES TR CORE S&P MCP ETF 464287507   316,212 5,206 SH   SOLE   0 0 5,206
JOHNSON & JOHNSON COM 478160104   595,269 3,763 SH   SOLE   0 0 3,763
MICROSOFT CORP COM 594918104   468,261 1,113 SH   SOLE   0 0 1,113
NEXTERA ENERGY INC COM 65339F101   227,008 3,552 SH   SOLE   0 0 3,552
NORFOLK SOUTHN CORP COM 655844108   401,420 1,575 SH   SOLE   0 0 1,575
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   7,665,467 196,450 SH   SOLE   0 0 196,450
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,405,802 28,550 SH   SOLE   0 0 28,550
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   3,197,943 126,651 SH   SOLE   0 0 126,651
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   703,647 19,633 SH   SOLE   0 0 19,633
SPDR SER TR PORTFOLI S&P1500 78464A805   516,664 8,054 SH   SOLE   0 0 8,054
SPDR SER TR PORTFOLIO INTRMD 78464A375   355,896 10,887 SH   SOLE   0 0 10,887
SPDR SER TR PORTFOLIO SHORT 78464A474   577,449 19,397 SH   SOLE   0 0 19,397
THERMO FISHER SCIENTIFIC INC COM 883556102   255,151 439 SH   SOLE   0 0 439
UNITEDHEALTH GROUP INC COM 91324P102   627,774 1,269 SH   SOLE   0 0 1,269
VANGUARD INDEX FDS SMALL CP ETF 922908751   22,634,136 99,016 SH   SOLE   0 0 99,016
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,692,729 6,513 SH   SOLE   0 0 6,513
VANGUARD INDEX FDS MID CAP ETF 922908629   29,431,559 117,792 SH   SOLE   0 0 117,792
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   49,380,388 102,726 SH   SOLE   0 0 102,726
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   41,760,465 540,169 SH   SOLE   0 0 540,169