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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   331,229 2,180 SH   SOLE   0 0 2,180
AMGEN INC COM 031162100   294,356 1,022 SH   SOLE   0 0 1,022
APPLE INC COM 037833100   715,056 3,714 SH   SOLE   0 0 3,714
APPLIED MATLS INC COM 038222105   289,781 1,788 SH   SOLE   0 0 1,788
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,261,506 3,537 SH   SOLE   0 0 3,537
CORNING INC COM 219350105   999,024 32,809 SH   SOLE   0 0 32,809
EXXON MOBIL CORP COM 30231G102   292,941 2,930 SH   SOLE   0 0 2,930
ISHARES TR CORE S&P MCP ETF 464287507   291,285 1,051 SH   SOLE   0 0 1,051
ISHARES TR CORE S&P500 ETF 464287200   662,950 1,388 SH   SOLE   0 0 1,388
ISHARES TR ISHS 5-10YR INVT 464288638   18,482,620 355,435 SH   SOLE   0 0 355,435
JOHNSON & JOHNSON COM 478160104   548,747 3,501 SH   SOLE   0 0 3,501
MICROSOFT CORP COM 594918104   395,970 1,053 SH   SOLE   0 0 1,053
NEXTERA ENERGY INC COM 65339F101   215,748 3,552 SH   SOLE   0 0 3,552
NORFOLK SOUTHN CORP COM 655844108   372,299 1,575 SH   SOLE   0 0 1,575
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,437,749 30,435 SH   SOLE   0 0 30,435
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   3,015,014 121,622 SH   SOLE   0 0 121,622
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   7,123,179 192,727 SH   SOLE   0 0 192,727
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   725,365 21,328 SH   SOLE   0 0 21,328
SPDR SER TR PORTFOLIO SHORT 78464A474   866,777 29,106 SH   SOLE   0 0 29,106
SPDR SER TR PORTFOLI S&P1500 78464A805   472,568 8,085 SH   SOLE   0 0 8,085
SPDR SER TR PORTFOLIO INTRMD 78464A375   490,579 14,943 SH   SOLE   0 0 14,943
THERMO FISHER SCIENTIFIC INC COM 883556102   219,747 414 SH   SOLE   0 0 414
UNITEDHEALTH GROUP INC COM 91324P102   653,876 1,242 SH   SOLE   0 0 1,242
VANGUARD INDEX FDS MID CAP ETF 922908629   27,452,264 118,003 SH   SOLE   0 0 118,003
VANGUARD INDEX FDS SMALL CP ETF 922908751   21,166,667 99,220 SH   SOLE   0 0 99,220
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   45,695,395 104,614 SH   SOLE   0 0 104,614
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,553,317 6,548 SH   SOLE   0 0 6,548
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   40,113,714 518,466 SH   SOLE   0 0 518,466