The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   277,122 2,180 SH   SOLE   0 0 2,180
AMGEN INC COM 031162100   274,673 1,022 SH   SOLE   0 0 1,022
APPLE INC COM 037833100   578,347 3,378 SH   SOLE   0 0 3,378
APPLIED MATLS INC COM 038222105   247,549 1,788 SH   SOLE   0 0 1,788
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,236,559 3,530 SH   SOLE   0 0 3,530
CORNING INC COM 219350105   959,368 31,486 SH   SOLE   0 0 31,486
EXXON MOBIL CORP COM 30231G102   344,509 2,930 SH   SOLE   0 0 2,930
ISHARES TR CORE S&P MCP ETF 464287507   281,017 1,127 SH   SOLE   0 0 1,127
ISHARES TR CORE S&P500 ETF 464287200   614,944 1,432 SH   SOLE   0 0 1,432
ISHARES TR ISHS 5-10YR INVT 464288638   15,807,309 324,919 SH   SOLE   0 0 324,919
JOHNSON & JOHNSON COM 478160104   545,281 3,501 SH   SOLE   0 0 3,501
MICROSOFT CORP COM 594918104   335,642 1,063 SH   SOLE   0 0 1,063
NEXTERA ENERGY INC COM 65339F101   203,494 3,552 SH   SOLE   0 0 3,552
NORFOLK SOUTHN CORP COM 655844108   310,165 1,575 SH   SOLE   0 0 1,575
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,330,535 32,123 SH   SOLE   0 0 32,123
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,831,197 118,262 SH   SOLE   0 0 118,262
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,476,162 190,700 SH   SOLE   0 0 190,700
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   675,336 21,778 SH   SOLE   0 0 21,778
SPDR SER TR PORTFOLIO SHORT 78464A474   873,443 29,790 SH   SOLE   0 0 29,790
SPDR SER TR PORTFOLI S&P1500 78464A805   441,493 8,411 SH   SOLE   0 0 8,411
SPDR SER TR PORTFOLIO INTRMD 78464A375   871,920 27,724 SH   SOLE   0 0 27,724
THERMO FISHER SCIENTIFIC INC COM 883556102   209,554 414 SH   SOLE   0 0 414
UNITEDHEALTH GROUP INC COM 91324P102   676,623 1,342 SH   SOLE   0 0 1,342
VANGUARD INDEX FDS MID CAP ETF 922908629   24,478,654 117,550 SH   SOLE   0 0 117,550
VANGUARD INDEX FDS SMALL CP ETF 922908751   18,632,527 98,548 SH   SOLE   0 0 98,548
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   41,844,541 106,556 SH   SOLE   0 0 106,556
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,442,476 6,791 SH   SOLE   0 0 6,791
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   37,567,034 499,894 SH   SOLE   0 0 499,894