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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   225,172 2,180 SH   SOLE   0 0 2,180
AMGEN INC COM 031162100   251,904 1,042 SH   SOLE   0 0 1,042
APPLE INC COM 037833100   525,866 3,189 SH   SOLE   0 0 3,189
APPLIED MATLS INC COM 038222105   238,045 1,938 SH   SOLE   0 0 1,938
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,089,958 3,530 SH   SOLE   0 0 3,530
CORNING INC COM 219350105   1,205,259 34,163 SH   SOLE   0 0 34,163
EXXON MOBIL CORP COM 30231G102   338,740 3,089 SH   SOLE   0 0 3,089
ISHARES TR CORE S&P MCP ETF 464287507   440,031 1,759 SH   SOLE   0 0 1,759
ISHARES TR CORE S&P500 ETF 464287200   633,885 1,542 SH   SOLE   0 0 1,542
ISHARES TR ISHS 5-10YR INVT 464288638   14,448,755 281,762 SH   SOLE   0 0 281,762
JOHNSON & JOHNSON COM 478160104   564,820 3,644 SH   SOLE   0 0 3,644
MICROSOFT CORP COM 594918104   328,085 1,138 SH   SOLE   0 0 1,138
NEXTERA ENERGY INC COM 65339F101   329,363 4,273 SH   SOLE   0 0 4,273
NORFOLK SOUTHN CORP COM 655844108   333,900 1,575 SH   SOLE   0 0 1,575
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,560,215 37,210 SH   SOLE   0 0 37,210
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,664,127 108,651 SH   SOLE   0 0 108,651
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,554,430 188,346 SH   SOLE   0 0 188,346
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   798,278 24,853 SH   SOLE   0 0 24,853
SPDR SER TR PORTFOLIO SHORT 78464A474   1,910,365 64,474 SH   SOLE   0 0 64,474
SPDR SER TR PORTFOLI S&P1500 78464A805   409,290 8,116 SH   SOLE   0 0 8,116
SPDR SER TR PORTFOLIO INTRMD 78464A375   1,283,875 39,516 SH   SOLE   0 0 39,516
THERMO FISHER SCIENTIFIC INC COM 883556102   238,617 414 SH   SOLE   0 0 414
UNITEDHEALTH GROUP INC COM 91324P102   634,216 1,342 SH   SOLE   0 0 1,342
VANGUARD INDEX FDS MID CAP ETF 922908629   23,987,147 113,726 SH   SOLE   0 0 113,726
VANGUARD INDEX FDS SMALL CP ETF 922908751   17,772,444 93,756 SH   SOLE   0 0 93,756
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   41,136,838 109,386 SH   SOLE   0 0 109,386
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,666,068 8,163 SH   SOLE   0 0 8,163
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   32,234,804 422,862 SH   SOLE   0 0 422,862