The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 246 2,180 SH   SOLE   0 0 2,180
AMGEN INC COM 031162100 249 1,103 SH   SOLE   0 0 1,103
APPLE INC COM 037833100 441 3,189 SH   SOLE   0 0 3,189
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 777 2,909 SH   SOLE   0 0 2,909
CORNING INC COM 219350105 962 33,147 SH   SOLE   0 0 33,147
EXXON MOBIL CORP COM 30231G102 270 3,089 SH   SOLE   0 0 3,089
ISHARES TR CORE S&P MCP ETF 464287507 1,113 5,078 SH   SOLE   0 0 5,078
ISHARES TR CORE S&P500 ETF 464287200 597 1,665 SH   SOLE   0 0 1,665
ISHARES TR ISHS 5-10YR INVT 464288638 10,164 210,528 SH   SOLE   0 0 210,528
JOHNSON & JOHNSON COM 478160104 657 4,023 SH   SOLE   0 0 4,023
MICROSOFT CORP COM 594918104 265 1,138 SH   SOLE   0 0 1,138
NEXTERA ENERGY INC COM 65339F101 339 4,321 SH   SOLE   0 0 4,321
NORFOLK SOUTHN CORP COM 655844108 330 1,575 SH   SOLE   0 0 1,575
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,917 174,790 SH   SOLE   0 0 174,790
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,215 58,601 SH   SOLE   0 0 58,601
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,077 92,744 SH   SOLE   0 0 92,744
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 439 14,146 SH   SOLE   0 0 14,146
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,027 39,788 SH   SOLE   0 0 39,788
SPDR SER TR PORTFOLIO SHORT 78464A474 9,488 324,710 SH   SOLE   0 0 324,710
SPDR SER TR PORTFOLI S&P1500 78464A805 324 7,340 SH   SOLE   0 0 7,340
SPDR SER TR PORTFOLIO INTRMD 78464A375 4,159 132,803 SH   SOLE   0 0 132,803
THERMO FISHER SCIENTIFIC INC COM 883556102 210 414 SH   SOLE   0 0 414
UNITEDHEALTH GROUP INC COM 91324P102 678 1,342 SH   SOLE   0 0 1,342
VANGUARD INDEX FDS MID CAP ETF 922908629 20,274 107,851 SH   SOLE   0 0 107,851
VANGUARD INDEX FDS SMALL CP ETF 922908751 15,252 89,238 SH   SOLE   0 0 89,238
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 34,901 106,310 SH   SOLE   0 0 106,310
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,686 14,968 SH   SOLE   0 0 14,968
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 23,188 312,165 SH   SOLE   0 0 312,165