The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 300 92 SH   SOLE   0 0 92
AMGEN INC COM 031162100 267 1,103 SH   SOLE   0 0 1,103
APPLE INC COM 037833100 524 3,003 SH   SOLE   0 0 3,003
APPLIED MATLS INC COM 038222105 250 1,900 SH   SOLE   0 0 1,900
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,027 2,909 SH   SOLE   0 0 2,909
CORNING INC COM 219350105 1,255 34,012 SH   SOLE   0 0 34,012
ELMIRA SVGS BK ELMIRA N Y COM 289660102 302 13,182 SH   SOLE   0 0 13,182
EXXON MOBIL CORP COM 30231G102 255 3,089 SH   SOLE   0 0 3,089
ISHARES TR CORE S&P500 ETF 464287200 755 1,665 SH   SOLE   0 0 1,665
ISHARES TR ISHS 5-10YR INVT 464288638 15,515 282,753 SH   SOLE   0 0 282,753
JOHNSON & JOHNSON COM 478160104 715 4,037 SH   SOLE   0 0 4,037
MICROSOFT CORP COM 594918104 325 1,055 SH   SOLE   0 0 1,055
NEXTERA ENERGY INC COM 65339F101 362 4,273 SH   SOLE   0 0 4,273
NORFOLK SOUTHN CORP COM 655844108 449 1,575 SH   SOLE   0 0 1,575
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,838 102,180 SH   SOLE   0 0 102,180
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,922 188,502 SH   SOLE   0 0 188,502
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,554 32,804 SH   SOLE   0 0 32,804
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 269 7,853 SH   SOLE   0 0 7,853
SPDR SER TR PORTFOLI S&P1500 78464A805 375 6,745 SH   SOLE   0 0 6,745
THERMO FISHER SCIENTIFIC INC COM 883556102 242 410 SH   SOLE   0 0 410
UNITEDHEALTH GROUP INC COM 91324P102 684 1,342 SH   SOLE   0 0 1,342
VANGUARD INDEX FDS MID CAP ETF 922908629 26,322 110,670 SH   SOLE   0 0 110,670
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 45,443 109,457 SH   SOLE   0 0 109,457
VANGUARD INDEX FDS SMALL CP ETF 922908751 19,350 91,049 SH   SOLE   0 0 91,049
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,700 7,468 SH   SOLE   0 0 7,468
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 34,210 438,079 SH   SOLE   0 0 438,079