The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   34,532,092 88,644 SH   SOLE   0 0 88,644
ISHARES TR CORE S&P US VLU 464287663   16,085,527 221,350 SH   SOLE   0 0 221,350
ISHARES TR MSCI EAFE ETF 464287465   14,225,015 207,907 SH   SOLE   0 0 207,907
ISHARES TR 0-5 YR TIPS ETF 46429B747   10,439,592 107,359 SH   SOLE   0 0 107,359
ISHARES TR CORE US AGGBD ET 464287226   9,589,551 96,533 SH   SOLE   0 0 96,533
ISHARES TR EAFE VALUE ETF 464288877   8,888,636 186,815 SH   SOLE   0 0 186,815
ISHARES TR RUSSELL 2000 ETF 464287655   8,760,704 49,251 SH   SOLE   0 0 49,251
ISHARES TR MSCI EMG MKT ETF 464287234   7,061,621 174,922 SH   SOLE   0 0 174,922
ISHARES TR CORE 1 5 YR USD 46432F859   6,559,245 139,916 SH   SOLE   0 0 139,916
SPDR GOLD TR GOLD SHS 78463V107   5,351,660 30,739 SH   SOLE   0 0 30,739
ISHARES TR SP SMCP600VL ETF 464287879   4,555,657 48,305 SH   SOLE   0 0 48,305
ISHARES TR TIPS BD ETF 464287176   4,196,976 38,807 SH   SOLE   0 0 38,807
ISHARES TR IBOXX INV CP ETF 464287242   3,600,005 33,018 SH   SOLE   0 0 33,018
ISHARES TR CORE INTL AGGR 46435G672   3,282,063 68,149 SH   SOLE   0 0 68,149
ISHARES TR IBOXX HI YD ETF 464288513   2,177,585 28,728 SH   SOLE   0 0 28,728
VANGUARD INDEX FDS VALUE ETF 922908744   1,670,385 11,736 SH   SOLE   0 0 11,736
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824   1,544,758 24,118 SH   SOLE   0 0 24,118
ISHARES TR CORE DIV GRWTH 46434V621   736,817 14,576 SH   SOLE   0 0 14,576
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   578,887 2,372 SH   SOLE   0 0 2,372
ISHARES TR S&P 500 VAL ETF 464287408   560,660 3,754 SH   SOLE   0 0 3,754
INTEL CORP COM 458140100   551,585 18,819 SH   SOLE   0 0 18,819
JOHNSON & JOHNSON COM 478160104   461,600 2,629 SH   SOLE   0 0 2,629
VANGUARD INDEX FDS GROWTH ETF 922908736   459,907 2,129 SH   SOLE   0 0 2,129
ISHARES TR ISHS 1-5YR INVS 464288646   407,284 8,110 SH   SOLE   0 0 8,110
ISHARES TR COHEN STEER REIT 464287564   361,101 6,454 SH   SOLE   0 0 6,454
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   355,105 11,739 SH   SOLE   0 0 11,739
ISHARES TR S&P 500 GRWT ETF 464287309   345,210 5,898 SH   SOLE   0 0 5,898
ISHARES TR GOV/CRED BD ETF 464288596   342,811 3,263 SH   SOLE   0 0 3,263
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   301,861 4,793 SH   SOLE   0 0 4,793
3M CO COM 88579Y101   296,181 2,336 SH   SOLE   0 0 2,336
APPLE INC COM 037833100   287,819 2,211 SH   SOLE   0 0 2,211
ISHARES TR AGGRES ALLOC ETF 464289859   279,154 4,545 SH   SOLE   0 0 4,545
VANGUARD STAR FDS VG TL INTL STK F 921909768   261,727 4,845 SH   SOLE   0 0 4,845
VANGUARD INDEX FDS SM CP VAL ETF 922908611   248,260 1,524 SH   SOLE   0 0 1,524
ISHARES TR GRWT ALLOCAT ETF 464289867   240,625 4,954 SH   SOLE   0 0 4,954
ISHARES TR CORE S&P SCP ETF 464287804   215,601 2,222 SH   SOLE   0 0 2,222
VANGUARD WORLD FD ESG US STK ETF 921910733   211,707 3,165 SH   SOLE   0 0 3,165
INVITAE CORP COM 46185L103   32,860 15,500 SH   SOLE   0 0 15,500