The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 251 1,542 SH   SOLE   0 0 1,542
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 327 5,108 SH   SOLE   0 0 5,108
INTEL CORP COM 458140100 886 18,820 SH   SOLE   0 0 18,820
ISHARES TR TIPS BD ETF 464287176 10,848 89,408 SH   SOLE   0 0 89,408
ISHARES TR CORE S&P500 ETF 464287200 33,123 76,954 SH   SOLE   0 0 76,954
ISHARES TR CORE US AGGBD ET 464287226 8,970 86,557 SH   SOLE   0 0 86,557
ISHARES TR MSCI EMG MKT ETF 464287234 6,651 158,104 SH   SOLE   0 0 158,104
ISHARES TR IBOXX INV CP ETF 464287242 9,607 83,774 SH   SOLE   0 0 83,774
ISHARES TR S&P 500 GRWT ETF 464287309 413 5,898 SH   SOLE   0 0 5,898
ISHARES TR S&P 500 VAL ETF 464287408 562 3,674 SH   SOLE   0 0 3,674
ISHARES TR MSCI EAFE ETF 464287465 13,559 193,344 SH   SOLE   0 0 193,344
ISHARES TR COHEN STEER REIT 464287564 502 6,941 SH   SOLE   0 0 6,941
ISHARES TR RUSSELL 2000 ETF 464287655 8,402 43,343 SH   SOLE   0 0 43,343
ISHARES TR CORE S&P US VLU 464287663 15,864 213,114 SH   SOLE   0 0 213,114
ISHARES TR CORE S&P SCP ETF 464287804 264 2,555 SH   SOLE   0 0 2,555
ISHARES TR SP SMCP600VL ETF 464287879 4,665 46,931 SH   SOLE   0 0 46,931
ISHARES TR IBOXX HI YD ETF 464288513 2,164 27,077 SH   SOLE   0 0 27,077
ISHARES TR GOV/CRED BD ETF 464288596 764 6,953 SH   SOLE   0 0 6,953
ISHARES TR ISHS 1-5YR INVS 464288646 439 8,589 SH   SOLE   0 0 8,589
ISHARES TR EAFE VALUE ETF 464288877 8,454 174,497 SH   SOLE   0 0 174,497
ISHARES TR AGGRES ALLOC ETF 464289859 305 4,656 SH   SOLE   0 0 4,656
ISHARES TR GRWT ALLOCAT ETF 464289867 259 5,022 SH   SOLE   0 0 5,022
JOHNSON & JOHNSON COM 478160104 340 1,827 SH   SOLE   0 0 1,827
VANGUARD STAR FDS VG TL INTL STK F 921909768 274 4,845 SH   SOLE   0 0 4,845
VANGUARD INDEX FDS SM CP VAL ETF 922908611 260 1,524 SH   SOLE   0 0 1,524
VANGUARD INDEX FDS GROWTH ETF 922908736 560 2,129 SH   SOLE   0 0 2,129
VANGUARD INDEX FDS VALUE ETF 922908744 1,660 11,424 SH   SOLE   0 0 11,424
TARGET CORP COM 87612E106 296 1,223 SH   SOLE   0 0 1,223
INVITAE CORP COM 46185L103 88 15,500 SH   SOLE   0 0 15,500
ISHARES TR CORE 1 5 YR USD 46432F859 5,941 123,970 SH   SOLE   0 0 123,970
ISHARES TR CORE DIV GRWTH 46434V621 750 14,391 SH   SOLE   0 0 14,391
ISHARES TR CORE INTL AGGR 46435G672 3,244 63,342 SH   SOLE   0 0 63,342
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 389 11,739 SH   SOLE   0 0 11,739
3M CO COM 88579Y101 347 2,336 SH   SOLE   0 0 2,336
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 590 2,372 SH   SOLE   0 0 2,372
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824 1,707 23,824 SH   SOLE   0 0 23,824