TRANSACTION COSTS (Tables)

12 Months Ended

Dec. 31, 2021

TRANSACTION COSTS.

Schedule of composition of transaction costs, grouped by major classifications

	December 31,
	2021		2020		2019
Bank and processor fees	$	76,868	$	68,544	$	68,029
Network fees		9,162		16,744		18,981
Capital advance costs		6,363		1,984		902
Chargebacks and operational losses		3,917		5,637		2,638
Card costs		2,323		2,563		3,129
Other		2,843		1,568		986
Total transaction costs	$	101,476	$	97,040	$	94,665