The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   248,347 2,185 SH   SOLE   2,185 0 0
ABBVIE INC COM 00287Y109   337,613 1,854 SH   SOLE   1,854 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   233,962 675 SH   SOLE   675 0 0
ADOBE INC COM 00724F101   684,742 1,357 SH   SOLE   1,357 0 0
ADVANCED MICRO DEVICES INC COM 007903107   292,935 1,623 SH   SOLE   1,623 0 0
ALPHABET INC CAP STK CL C 02079K107   866,512 5,691 SH   SOLE   5,691 0 0
ALPHABET INC CAP STK CL A 02079K305   2,877,631 19,066 SH   SOLE   19,066 0 0
AMAZON COM INC COM 023135106   3,693,822 20,478 SH   SOLE   20,478 0 0
AMGEN INC COM 031162100   235,701 829 SH   SOLE   829 0 0
APPLE INC COM 037833100   5,143,954 29,997 SH   SOLE   29,997 0 0
ARISTA NETWORKS INC COM 040413106   223,575 771 SH   SOLE   771 0 0
ARM HOLDINGS PLC SPONSORED ADR 042068205   275,478 2,204 SH   SOLE   2,204 0 0
BANK AMERICA CORP COM 060505104   212,959 5,616 SH   SOLE   5,616 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,659,792 3,947 SH   SOLE   3,947 0 0
BOEING CO COM 097023105   219,044 1,135 SH   SOLE   1,135 0 0
BROADCOM INC COM 11135F101   485,100 366 SH   SOLE   366 0 0
CATERPILLAR INC COM 149123101   304,870 832 SH   SOLE   832 0 0
CHEVRON CORP NEW COM 166764100   448,770 2,845 SH   SOLE   2,845 0 0
CHUBB LIMITED COM H1467J104   225,140 869 SH   SOLE   869 0 0
CISCO SYS INC COM 17275R102   274,355 5,497 SH   SOLE   5,497 0 0
COLUMBIA FINL INC COM 197641103   266,755 15,500 SH   SOLE   15,500 0 0
COSTCO WHSL CORP NEW COM 22160K105   784,647 1,071 SH   SOLE   1,071 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   331,490 1,034 SH   SOLE   1,034 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   4,075,138 97,143 SH   SOLE   97,143 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   7,300,739 230,963 SH   SOLE   230,963 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   16,550,660 290,464 SH   SOLE   290,464 0 0
EATON CORP PLC SHS G29183103   242,327 775 SH   SOLE   775 0 0
ELI LILLY & CO COM 532457108   2,421,294 3,112 SH   SOLE   3,112 0 0
ENERGY SVCS ACQUISITION CORP COM 29271Q103   131,926 15,991 SH   SOLE   15,991 0 0
EXXON MOBIL CORP COM 30231G102   636,164 5,473 SH   SOLE   5,473 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   4,722,025 83,739 SH   SOLE   83,739 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   362,804 1,769 SH   SOLE   1,769 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST U.S 33740U810   403,790 10,900 SH   SOLE   10,900 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT E 33740F318   515,919 16,242 SH   SOLE   16,242 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST U.S 33740U844   229,028 6,325 SH   SOLE   6,325 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST U.S EQT 33740F433   662,363 19,855 SH   SOLE   19,855 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST U.S 33740F425   217,819 6,550 SH   SOLE   6,550 0 0
FREEPORT-MCMORAN INC CL B 35671D857   203,267 4,323 SH   SOLE   4,323 0 0
HOME DEPOT INC COM 437076102   428,197 1,116 SH   SOLE   1,116 0 0
HONEYWELL INTL INC COM 438516106   274,419 1,337 SH   SOLE   1,337 0 0
ILLINOIS TOOL WKS INC COM 452308109   247,132 921 SH   SOLE   921 0 0
INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680   614,480 17,368 SH   SOLE   17,368 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797   200,871 5,358 SH   SOLE   5,358 0 0
INNOVATOR ETFS TRUST GRWT100 PWR BF 45782C466   1,799,113 41,283 SH   SOLE   41,283 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C383   231,609 6,292 SH   SOLE   6,292 0 0
INNOVATOR ETFS TRUST US SML CP PWR B 45782C284   696,244 24,795 SH   SOLE   24,795 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508   1,260,202 32,222 SH   SOLE   32,222 0 0
INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409   14,052,317 322,745 SH   SOLE   322,745 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C318   442,960 13,642 SH   SOLE   13,642 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C573   738,871 20,784 SH   SOLE   20,784 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C540   480,529 13,130 SH   SOLE   13,130 0 0
INNOVATOR ETFS TRUST INTERNATIONAL DE 45783Y426   317,920 11,845 SH   SOLE   11,845 0 0
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855   13,431,042 459,024 SH   SOLE   459,024 0 0
INTEL CORP COM 458140100   250,621 5,674 SH   SOLE   5,674 0 0
INTUIT COM 461202103   241,800 372 SH   SOLE   372 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   447,118 1,007 SH   SOLE   1,007 0 0
IRON MTN INC DEL COM 46284V101   364,394 4,543 SH   SOLE   4,543 0 0
ISHARES TR CORE S&P SCP ETF 464287804   274,642 2,485 SH   SOLE   2,485 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   203,991 970 SH   SOLE   970 0 0
ISHARES TR U.S. TECH ETF 464287721   6,571,899 48,659 SH   SOLE   48,659 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   295,443 1,091 SH   SOLE   1,091 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   1,164,142 10,127 SH   SOLE   10,127 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,922,620 5,559 SH   SOLE   5,559 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   9,822,810 59,768 SH   SOLE   59,768 0 0
JACOBS SOLUTIONS INC COM 46982L108   416,608 2,710 SH   SOLE   2,710 0 0
JOHNSON & JOHNSON COM 478160104   311,296 1,968 SH   SOLE   1,968 0 0
JPMORGAN CHASE & CO COM 46625H100   908,740 4,537 SH   SOLE   4,537 0 0
LOWES COS INC COM 548661107   256,513 1,007 SH   SOLE   1,007 0 0
MASTERCARD INCORPORATED CL A 57636Q104   361,659 751 SH   SOLE   751 0 0
MERCK & CO INC COM 58933Y105   716,130 5,427 SH   SOLE   5,427 0 0
META PLATFORMS INC CL A 30303M102   916,470 1,887 SH   SOLE   1,887 0 0
MICROSOFT CORP COM 594918104   9,351,158 22,227 SH   SOLE   22,227 0 0
NETFLIX INC COM 64110L106   810,786 1,335 SH   SOLE   1,335 0 0
NORFOLK SOUTHN CORP COM 655844108   208,229 817 SH   SOLE   817 0 0
NOVO-NORDISK A S ADR 670100205   253,205 1,972 SH   SOLE   1,972 0 0
NVIDIA CORPORATION COM 67066G104   3,240,166 3,586 SH   SOLE   3,586 0 0
PACER FDS TR US CASH COWS 100 69374H881   446,511 7,684 SH   SOLE   7,684 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866   232,480 4,431 SH   SOLE   4,431 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,434,282 14,266 SH   SOLE   14,266 0 0
PIMCO ETF TR MUNI INCOME OPP 72201R635   694,144 15,212 SH   SOLE   15,212 0 0
PROCTER AND GAMBLE CO COM 742718109   421,411 2,597 SH   SOLE   2,597 0 0
QUALCOMM INC COM 747525103   211,456 1,249 SH   SOLE   1,249 0 0
RBB FD INC US TREAS 3 MNTH 74933W452   1,435,354 28,690 SH   SOLE   28,690 0 0
SALESFORCE INC COM 79466L302   381,595 1,267 SH   SOLE   1,267 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   304,915 2,064 SH   SOLE   2,064 0 0
SERVICENOW INC COM 81762P102   346,130 454 SH   SOLE   454 0 0
SHERWIN WILLIAMS CO COM 824348106   305,998 881 SH   SOLE   881 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   835,972 1,598 SH   SOLE   1,598 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   33,180,005 539,249 SH   SOLE   539,249 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102   1,467,284 5,560 SH   SOLE   5,560 0 0
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   215,275 25,968 SH   SOLE   25,968 0 0
TESLA INC COM 88160R101   739,373 4,206 SH   SOLE   4,206 0 0
THE CIGNA GROUP COM 125523100   238,253 656 SH   SOLE   656 0 0
THE REALREAL INC COM 88339P101   39,100 10,000 SH   SOLE   10,000 0 0
THE TRADE DESK INC COM CL A 88339J105   240,143 2,747 SH   SOLE   2,747 0 0
UNITEDHEALTH GROUP INC COM 91324P102   337,228 682 SH   SOLE   682 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   3,499,087 15,552 SH   SOLE   15,552 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   411,151 855 SH   SOLE   855 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,737,169 5,047 SH   SOLE   5,047 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   231,582 3,439 SH   SOLE   3,439 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   496,181 9,890 SH   SOLE   9,890 0 0
VANGUARD WORLD FD COMM SRVC ETF 92204A884   5,832,058 44,445 SH   SOLE   44,445 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   1,217,409 4,248 SH   SOLE   4,248 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   246,440 470 SH   SOLE   470 0 0
VISA INC COM CL A 92826C839   960,562 3,442 SH   SOLE   3,442 0 0
WALMART INC COM 931142103   334,338 5,557 SH   SOLE   5,557 0 0
WELLS FARGO CO NEW COM 949746101   416,964 7,194 SH   SOLE   7,194 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422   582,963 13,383 SH   SOLE   13,383 0 0