The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   705 5,877 SH   SOLE   0 0 5,877
ABBVIE INC COM 00287Y109   3,420 21,165 SH   SOLE   0 0 21,165
ALPHABET INC CAP STK CL A 02079K305   858 9,720 SH   SOLE   0 0 9,720
ALPHABET INC CAP STK CL C 02079K107   336 3,788 SH   SOLE   0 0 3,788
AT&T INC COM 00206R102   195 10,587 SH   SOLE   0 0 10,587
AXON ENTERPRISE INC COM 05464C101   373 2,250 SH   SOLE   0 0 2,250
BROADCOM INC COM 11135F101   1,262 2,257 SH   SOLE   0 0 2,257
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   217 10,876 SH   SOLE   0 0 10,876
CARDINAL HEALTH INC COM 14149Y108   1,429 18,591 SH   SOLE   0 0 18,591
CHUBB LIMITED COM H1467J104   2,440 11,061 SH   SOLE   0 0 11,061
CISCO SYS INC COM 17275R102   828 17,378 SH   SOLE   0 0 17,378
COHEN & STEERS INC COM 19247A100   200 3,100 SH   SOLE   0 0 3,100
COMCAST CORP NEW CL A 20030N101   671 19,198 SH   SOLE   0 0 19,198
COSTCO WHSL CORP NEW COM 22160K105   332 727 SH   SOLE   0 0 727
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   19,597 471,984 SH   SOLE   0 0 471,984
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   12,808 527,506 SH   SOLE   0 0 527,506
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   11,454 376,768 SH   SOLE   0 0 376,768
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   8,339 379,894 SH   SOLE   0 0 379,894
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   6,773 146,955 SH   SOLE   0 0 146,955
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,668 106,544 SH   SOLE   0 0 106,544
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,434 108,897 SH   SOLE   0 0 108,897
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,130 48,465 SH   SOLE   0 0 48,465
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,718 51,326 SH   SOLE   0 0 51,326
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,660 40,320 SH   SOLE   0 0 40,320
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,579 37,939 SH   SOLE   0 0 37,939
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,428 63,563 SH   SOLE   0 0 63,563
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,200 55,571 SH   SOLE   0 0 55,571
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   820 30,331 SH   SOLE   0 0 30,331
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   303 14,323 SH   SOLE   0 0 14,323
DOMINOS PIZZA INC COM 25754A201   226 652 SH   SOLE   0 0 652
DUKE ENERGY CORP NEW COM NEW 26441C204   556 5,400 SH   SOLE   0 0 5,400
ESPERION THERAPEUTICS INC NE COM 29664W105   153 24,551 SH   SOLE   0 0 24,551
EXXON MOBIL CORP COM 30231G102   3,437 31,165 SH   SOLE   0 0 31,165
GLOBAL X FDS US INFR DEV ETF 37954Y673   200 7,567 SH   SOLE   0 0 7,567
GOLDMAN SACHS GROUP INC COM 38141G104   328 956 SH   SOLE   0 0 956
INVESCO CURRENCYSHARES CDN D CDN DLR SHS 46138T104   354 4,898 SH   SOLE   0 0 4,898
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102   383 8,584 SH   SOLE   0 0 8,584
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   803 7,332 SH   SOLE   0 0 7,332
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   465 15,714 SH   SOLE   0 0 15,714
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   421 2,978 SH   SOLE   0 0 2,978
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   400 10,949 SH   SOLE   0 0 10,949
ISHARES INC CORE MSCI EMKT 46434G103   2,463 52,734 SH   SOLE   0 0 52,734
ISHARES INC ESG AWR MSCI EM 46434G863   280 9,310 SH   SOLE   0 0 9,310
ISHARES TR MSCI USA VALUE 46432F388   314 3,441 SH   SOLE   0 0 3,441
ISHARES TR CORE TOTAL USD 46434V613   15,557 346,258 SH   SOLE   0 0 346,258
ISHARES TR FALN ANGLS USD 46435G474   1,366 55,501 SH   SOLE   0 0 55,501
ISHARES TR ESG AWR MSCI USA 46435G425   43,537 513,708 SH   SOLE   0 0 513,708
ISHARES TR MSCI USA MIN VOL 46429B697   7,886 109,381 SH   SOLE   0 0 109,381
ISHARES TR MSCI USA MMENTM 46432F396   8,689 59,542 SH   SOLE   0 0 59,542
ISHARES TR US TREAS BD ETF 46429B267   9,901 435,771 SH   SOLE   0 0 435,771
ISHARES TR 0-5YR HI YL CP 46434V407   9,575 234,168 SH   SOLE   0 0 234,168
ISHARES TR EXPONENTIAL TECH 46434V381   7,628 161,140 SH   SOLE   0 0 161,140
ISHARES TR CORE MSCI EAFE 46432F842   3,331 54,035 SH   SOLE   0 0 54,035
ISHARES TR MSCI USA QLT FCT 46432F339   2,851 25,017 SH   SOLE   0 0 25,017
ISHARES TR CONV BD ETF 46435G102   2,786 40,108 SH   SOLE   0 0 40,108
ISHARES TR CORE DIV GRWTH 46434V621   2,277 45,545 SH   SOLE   0 0 45,545
ISHARES TR US INFRASTRUC 46435U713   2,097 57,832 SH   SOLE   0 0 57,832
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,798 18,543 SH   SOLE   0 0 18,543
ISHARES TR IBONDS DEC2023 46435G318   1,681 66,295 SH   SOLE   0 0 66,295
ISHARES TR IBONDS DEC 46435U697   1,539 59,778 SH   SOLE   0 0 59,778
ISHARES TR MSCI EAFE MIN VL 46429B689   1,497 23,549 SH   SOLE   0 0 23,549
ISHARES TR ESG MSCI LEADR 46435U218   1,493 22,521 SH   SOLE   0 0 22,521
ISHARES TR IBONDS DEC 27 46435U283   1,447 57,706 SH   SOLE   0 0 57,706
ISHARES TR IBONDS DEC 25 46435U432   1,393 52,822 SH   SOLE   0 0 52,822
ISHARES TR IBONDS DEC 26 46435U259   1,335 52,956 SH   SOLE   0 0 52,956
ISHARES TR IBONDS DEC23 ETF 46434VAX8   921 36,787 SH   SOLE   0 0 36,787
ISHARES TR IBONDS DEC24 ETF 46434VBG4   860 35,232 SH   SOLE   0 0 35,232
ISHARES TR IBONDS DEC25 ETF 46434VBD1   835 34,327 SH   SOLE   0 0 34,327
ISHARES TR IBONDS DEC2026 46435GAA0   819 35,087 SH   SOLE   0 0 35,087
ISHARES TR IBONDS 27 ETF 46435UAA9   586 25,066 SH   SOLE   0 0 25,066
ISHARES TR CORE MSCI TOTAL 46432F834   420 7,257 SH   SOLE   0 0 7,257
ISHARES TR CORE HIGH DV ETF 46429B663   350 3,355 SH   SOLE   0 0 3,355
ISHARES TR BLACKROCK ULTRA 46434V878   331 6,609 SH   SOLE   0 0 6,609
ISHARES TR MSCI INTL VLU FT 46435G409   277 11,951 SH   SOLE   0 0 11,951
ISHARES TR IBONDS 26 TRM TS 46436E858   263 11,586 SH   SOLE   0 0 11,586
ISHARES TR IBONDS 25 TRM TS 46436E866   263 11,289 SH   SOLE   0 0 11,289
ISHARES TR IBONDS 24 TRM TS 46436E874   263 11,013 SH   SOLE   0 0 11,013
ISHARES TR IBONDS 23 TRM TS 46436E882   263 10,631 SH   SOLE   0 0 10,631
ISHARES TR IBONDS 27 TRM TS 46436E841   257 11,535 SH   SOLE   0 0 11,535
ISHARES TR ESG ADV TTL USD 46436E619   244 5,790 SH   SOLE   0 0 5,790
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   3,390 120,257 SH   SOLE   0 0 120,257
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   662 13,318 SH   SOLE   0 0 13,318
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   235 4,764 SH   SOLE   0 0 4,764
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598   208 3,811 SH   SOLE   0 0 3,811
JPMORGAN CHASE & CO COM 46625H100   1,611 12,013 SH   SOLE   0 0 12,013
LINDE PLC SHS G5494J103   2,442 7,488 SH   SOLE   0 0 7,488
M & T BK CORP COM 55261F104   427 2,946 SH   SOLE   0 0 2,946
MASTERCARD INCORPORATED CL A 57636Q104   234 674 SH   SOLE   0 0 674
MEDTRONIC PLC SHS G5960L103   1,040 13,380 SH   SOLE   0 0 13,380
MERCK & CO INC COM 58933Y105   2,037 18,364 SH   SOLE   0 0 18,364
META PLATFORMS INC CL A 30303M102   253 2,099 SH   SOLE   0 0 2,099
NEXTERA ENERGY INC COM 65339F101   913 10,924 SH   SOLE   0 0 10,924
ORACLE CORP COM 68389X105   329 4,029 SH   SOLE   0 0 4,029
PACER FDS TR TRENDP US LAR CP 69374H105   70,130 1,870,634 SH   SOLE   0 0 1,870,634
PENTAIR PLC SHS G7S00T104   1,265 28,130 SH   SOLE   0 0 28,130
PRICE T ROWE GROUP INC COM 74144T108   1,396 12,798 SH   SOLE   0 0 12,798
PROSHARES TR S&P 500 DV ARIST 74348A467   10,581 117,577 SH   SOLE   0 0 117,577
PROSHARES TR RUSS 2000 DIVD 74347B698   1,511 24,619 SH   SOLE   0 0 24,619
PROSHARES TR MSCI EAFE DIVD 74347B839   1,062 30,009 SH   SOLE   0 0 30,009
PROSHARES TR S&P MDCP 400 DIV 74347B680   784 10,957 SH   SOLE   0 0 10,957
PROSHARES TR S&P TECH DIVIDEN 74347G606   599 10,827 SH   SOLE   0 0 10,827
ROCKLEY PHOTONICS HLDGS LTD ORDINARY SHARES G7614L109   1 10,000 SH   SOLE   0 0 10,000
S&P GLOBAL INC COM 78409V104   2,519 7,522 SH   SOLE   0 0 7,522
SELECT SECTOR SPDR TR ENERGY 81369Y506   570 6,516 SH   SOLE   0 0 6,516
SIRIUS XM HOLDINGS INC COM 82968B103   126 21,657 SH   SOLE   0 0 21,657
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152   6,609 121,884 SH   SOLE   0 0 121,884
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   912 27,660 SH   SOLE   0 0 27,660
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   270 6,594 SH   SOLE   0 0 6,594
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,175 3,072 SH   SOLE   0 0 3,072
SPDR SER TR PORTFOLIO S&P500 78464A854   74,270 1,651,179 SH   SOLE   0 0 1,651,179
SPDR SER TR PORTFOLIO LN TSR 78464A664   4,683 161,299 SH   SOLE   0 0 161,299
SPDR SER TR NUVEEN BLMBRG MU 78468R721   2,897 63,503 SH   SOLE   0 0 63,503
SPDR SER TR PORTFOLIO INTRMD 78464A375   2,064 64,830 SH   SOLE   0 0 64,830
SPDR SER TR S&P 600 SML CAP 78464A813   1,656 20,144 SH   SOLE   0 0 20,144
SPDR SER TR PORTFOLIO SHORT 78464A474   884 30,101 SH   SOLE   0 0 30,101
SPDR SER TR PORTFOLIO S&P600 78468R853   595 16,082 SH   SOLE   0 0 16,082
SPDR SER TR PORTFOLIO S&P400 78464A847   579 13,620 SH   SOLE   0 0 13,620
SPDR SER TR PORTFOLI S&P1500 78464A805   379 8,012 SH   SOLE   0 0 8,012
SPDR SER TR NUVEEN BLMBRG SH 78468R739   287 6,105 SH   SOLE   0 0 6,105
SPDR SER TR MSCI USA STRTGIC 78468R812   277 2,511 SH   SOLE   0 0 2,511
SPDR SER TR PORTFOLIO LN COR 78464A367   267 11,910 SH   SOLE   0 0 11,910
TESLA INC COM 88160R101   587 4,765 SH   SOLE   0 0 4,765
UNITEDHEALTH GROUP INC COM 91324P102   735 1,386 SH   SOLE   0 0 1,386
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   1,025 22,472 SH   SOLE   0 0 22,472
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   210 3,596 SH   SOLE   0 0 3,596
VISA INC COM CL A 92826C839   431 2,076 SH   SOLE   0 0 2,076