The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,108 18,544 SH   SOLE   0 0 18,544
ABBVIE INC COM 00287Y109   4,666 25,624 SH   SOLE   0 0 25,624
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   372 1,074 SH   SOLE   0 0 1,074
AFLAC INC COM 001055102   2,778 32,354 SH   SOLE   0 0 32,354
AIR PRODS & CHEMS INC COM 009158106   1,481 6,113 SH   SOLE   0 0 6,113
ALBEMARLE CORP COM 012653101   1,232 9,350 SH   SOLE   0 0 9,350
ALPHABET INC CAP STK CL A 02079K305   1,322 8,758 SH   SOLE   0 0 8,758
ALPHABET INC CAP STK CL C 02079K107   567 3,726 SH   SOLE   0 0 3,726
AMAZON COM INC COM 023135106   2,164 11,995 SH   SOLE   0 0 11,995
AMERICAN ELEC PWR CO INC COM 025537101   394 4,572 SH   SOLE   0 0 4,572
AMGEN INC COM 031162100   2,552 8,975 SH   SOLE   0 0 8,975
ANALOG DEVICES INC COM 032654105   558 2,823 SH   SOLE   0 0 2,823
APPLE INC COM 037833100   9,166 53,454 SH   SOLE   0 0 53,454
APPLIED MATLS INC COM 038222105   723 3,505 SH   SOLE   0 0 3,505
ARCHER DANIELS MIDLAND CO COM 039483102   1,772 28,209 SH   SOLE   0 0 28,209
AT&T INC COM 00206R102   369 20,947 SH   SOLE   0 0 20,947
AUTOMATIC DATA PROCESSING IN COM 053015103   2,544 10,187 SH   SOLE   0 0 10,187
AXON ENTERPRISE INC COM 05464C101   355 1,136 SH   SOLE   0 0 1,136
BANK AMERICA CORP COM 060505104   1,205 31,788 SH   SOLE   0 0 31,788
BECTON DICKINSON & CO COM 075887109   1,262 5,102 SH   SOLE   0 0 5,102
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,573 6,119 SH   SOLE   0 0 6,119
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   24,592 553,876 SH   SOLE   0 0 553,876
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   282 4,906 SH   SOLE   0 0 4,906
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   8,103 154,469 SH   SOLE   0 0 154,469
BROADCOM INC COM 11135F101   4,184 3,157 SH   SOLE   0 0 3,157
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   273 3,585 SH   SOLE   0 0 3,585
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   7,375 226,929 SH   SOLE   0 0 226,929
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   983 30,727 SH   SOLE   0 0 30,727
CARDINAL HEALTH INC COM 14149Y108   1,797 16,063 SH   SOLE   0 0 16,063
CHUBB LIMITED COM H1467J104   2,716 10,481 SH   SOLE   0 0 10,481
CISCO SYS INC COM 17275R102   869 17,419 SH   SOLE   0 0 17,419
CME GROUP INC COM 12572Q105   1,075 4,995 SH   SOLE   0 0 4,995
COMCAST CORP NEW CL A 20030N101   1,383 31,898 SH   SOLE   0 0 31,898
CONOCOPHILLIPS COM 20825C104   475 3,729 SH   SOLE   0 0 3,729
COSTCO WHSL CORP NEW COM 22160K105   546 745 SH   SOLE   0 0 745
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   19,064 596,689 SH   SOLE   0 0 596,689
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   17,888 426,414 SH   SOLE   0 0 426,414
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   17,580 478,364 SH   SOLE   0 0 478,364
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   10,691 432,479 SH   SOLE   0 0 432,479
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   7,232 153,744 SH   SOLE   0 0 153,744
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   6,005 105,384 SH   SOLE   0 0 105,384
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,035 92,509 SH   SOLE   0 0 92,509
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   4,219 139,623 SH   SOLE   0 0 139,623
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   4,145 101,352 SH   SOLE   0 0 101,352
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,740 102,426 SH   SOLE   0 0 102,426
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,444 95,895 SH   SOLE   0 0 95,895
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,844 44,704 SH   SOLE   0 0 44,704
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   794 31,221 SH   SOLE   0 0 31,221
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   782 21,400 SH   SOLE   0 0 21,400
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   438 14,605 SH   SOLE   0 0 14,605
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   301 13,475 SH   SOLE   0 0 13,475
DUKE ENERGY CORP NEW COM NEW 26441C204   906 9,367 SH   SOLE   0 0 9,367
EA SERIES TRUST ALPHA ARCH 1-3 02072L565   637 5,981 SH   SOLE   0 0 5,981
EATON CORP PLC SHS G29183103   208 666 SH   SOLE   0 0 666
ENTERGY CORP NEW COM 29364G103   232 2,199 SH   SOLE   0 0 2,199
EOG RES INC COM 26875P101   393 3,073 SH   SOLE   0 0 3,073
ESPERION THERAPEUTICS INC NE COM 29664W105   66 24,551 SH   SOLE   0 0 24,551
EVERSOURCE ENERGY COM 30040W108   325 5,433 SH   SOLE   0 0 5,433
EXXON MOBIL CORP COM 30231G102   4,423 38,048 SH   SOLE   0 0 38,048
GOLDMAN SACHS GROUP INC COM 38141G104   505 1,208 SH   SOLE   0 0 1,208
INVESCO CURRENCYSHARES CDN D CDN DLR SHS 46138T104   354 4,898 SH   SOLE   0 0 4,898
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,765 9,659 SH   SOLE   0 0 9,659
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   418 12,717 SH   SOLE   0 0 12,717
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214   338 11,014 SH   SOLE   0 0 11,014
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198   299 5,296 SH   SOLE   0 0 5,296
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   833 19,576 SH   SOLE   0 0 19,576
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   504 2,978 SH   SOLE   0 0 2,978
INVESCO QQQ TR UNIT SER 1 46090E103   1,681 3,786 SH   SOLE   0 0 3,786
ISHARES INC MSCI EMRG CHN 46434G764   8,851 153,741 SH   SOLE   0 0 153,741
ISHARES INC CORE MSCI EMKT 46434G103   5,486 106,311 SH   SOLE   0 0 106,311
ISHARES TR MSCI USA QLT FCT 46432F339   30,996 188,599 SH   SOLE   0 0 188,599
ISHARES TR CORE TOTAL USD 46434V613   25,667 562,987 SH   SOLE   0 0 562,987
ISHARES TR ESG AWR MSCI USA 46435G425   7,481 65,078 SH   SOLE   0 0 65,078
ISHARES TR EXPONENTIAL TECH 46434V381   7,376 123,712 SH   SOLE   0 0 123,712
ISHARES TR HDG MSCI EAFE 46434V803   5,109 146,460 SH   SOLE   0 0 146,460
ISHARES TR CORE MSCI EAFE 46432F842   4,718 63,572 SH   SOLE   0 0 63,572
ISHARES TR US TREAS BD ETF 46429B267   4,573 200,840 SH   SOLE   0 0 200,840
ISHARES TR 0-5 YR TIPS ETF 46429B747   3,204 32,227 SH   SOLE   0 0 32,227
ISHARES TR US INFRASTRUC 46435U713   2,733 63,021 SH   SOLE   0 0 63,021
ISHARES TR MSCI USA MIN VOL 46429B697   2,024 24,212 SH   SOLE   0 0 24,212
ISHARES TR MSCI USA MMENTM 46432F396   1,894 10,107 SH   SOLE   0 0 10,107
ISHARES TR ESG MSCI LEADR 46435U218   1,622 17,288 SH   SOLE   0 0 17,288
ISHARES TR MSCI EAFE MIN VL 46429B689   1,407 19,846 SH   SOLE   0 0 19,846
ISHARES TR BLACKROCK ULTRA 46434V878   1,401 27,705 SH   SOLE   0 0 27,705
ISHARES TR IBONDS DEC 46435U697   1,269 48,913 SH   SOLE   0 0 48,913
ISHARES TR 0-5YR HI YL CP 46434V407   1,230 28,897 SH   SOLE   0 0 28,897
ISHARES TR IBONDS DEC 26 46435U259   1,189 46,886 SH   SOLE   0 0 46,886
ISHARES TR IBONDS DEC 28 46435U325   1,176 46,536 SH   SOLE   0 0 46,536
ISHARES TR IBONDS DEC 27 46435U283   1,163 46,202 SH   SOLE   0 0 46,202
ISHARES TR IBONDS DEC 25 46435U432   1,145 43,280 SH   SOLE   0 0 43,280
ISHARES TR CONV BD ETF 46435G102   1,088 13,635 SH   SOLE   0 0 13,635
ISHARES TR TRS FLT RT BD 46434V860   826 16,302 SH   SOLE   0 0 16,302
ISHARES TR GNMA BOND ETF 46429B333   667 15,371 SH   SOLE   0 0 15,371
ISHARES TR CORE MSCI TOTAL 46432F834   597 8,803 SH   SOLE   0 0 8,803
ISHARES TR IBONDS DEC24 ETF 46434VBG4   508 20,289 SH   SOLE   0 0 20,289
ISHARES TR IBONDS DEC2026 46435GAA0   449 18,828 SH   SOLE   0 0 18,828
ISHARES TR IBONDS DEC25 ETF 46434VBD1   432 17,424 SH   SOLE   0 0 17,424
ISHARES TR IBDS DEC28 ETF 46435U515   414 16,624 SH   SOLE   0 0 16,624
ISHARES TR IBONDS 27 ETF 46435UAA9   357 15,019 SH   SOLE   0 0 15,019
ISHARES TR CORE MSCI INTL 46435G326   336 4,999 SH   SOLE   0 0 4,999
ISHARES TR IBONDS 26 TRM TS 46436E858   276 12,172 SH   SOLE   0 0 12,172
ISHARES TR IBONDS 25 TRM TS 46436E866   276 11,875 SH   SOLE   0 0 11,875
ISHARES TR IBONDS 27 TRM TS 46436E841   271 12,219 SH   SOLE   0 0 12,219
ISHARES TR IBONDS 28 TRM TS 46436E833   256 11,664 SH   SOLE   0 0 11,664
ISHARES TR MSCI INTL VLU FT 46435G409   215 7,620 SH   SOLE   0 0 7,620
ISHARES TR IBONDS 24 TRM TS 46436E874   211 8,816 SH   SOLE   0 0 8,816
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   286 5,702 SH   SOLE   0 0 5,702
JPMORGAN CHASE & CO COM 46625H100   3,237 16,159 SH   SOLE   0 0 16,159
KENVUE INC COM 49177J102   247 11,491 SH   SOLE   0 0 11,491
LINDE PLC SHS G54950103   3,278 7,060 SH   SOLE   0 0 7,060
M & T BK CORP COM 55261F104   376 2,588 SH   SOLE   0 0 2,588
MASTERCARD INCORPORATED CL A 57636Q104   402 835 SH   SOLE   0 0 835
MEDTRONIC PLC SHS G5960L103   1,280 14,687 SH   SOLE   0 0 14,687
MERCK & CO INC COM 58933Y105   3,018 22,876 SH   SOLE   0 0 22,876
META PLATFORMS INC CL A 30303M102   1,117 2,301 SH   SOLE   0 0 2,301
NETFLIX INC COM 64110L106   231 381 SH   SOLE   0 0 381
NEXTERA ENERGY INC COM 65339F101   1,933 30,253 SH   SOLE   0 0 30,253
NORTHWEST NAT HLDG CO COM 66765N105   207 5,560 SH   SOLE   0 0 5,560
NOVARTIS AG SPONSORED ADR 66987V109   206 2,129 SH   SOLE   0 0 2,129
NVIDIA CORPORATION COM 67066G104   2,253 2,494 SH   SOLE   0 0 2,494
ORACLE CORP COM 68389X105   898 7,153 SH   SOLE   0 0 7,153
PACER FDS TR TRENDP US LAR CP 69374H105   90,672 1,900,075 SH   SOLE   0 0 1,900,075
PACER FDS TR US CASH COWS 100 69374H881   368 6,330 SH   SOLE   0 0 6,330
PENTAIR PLC SHS G7S00T104   2,180 25,514 SH   SOLE   0 0 25,514
PIMCO ETF TR 1-5 US TIP IDX 72201R205   219 4,257 SH   SOLE   0 0 4,257
PRICE T ROWE GROUP INC COM 74144T108   1,285 10,542 SH   SOLE   0 0 10,542
PROSHARES TR S&P 500 DV ARIST 74348A467   14,668 144,639 SH   SOLE   0 0 144,639
PROSHARES TR MSCI EAFE DIVD 74347B839   756 19,288 SH   SOLE   0 0 19,288
PROSHARES TR S&P TECH DIVIDEN 74347G606   727 10,105 SH   SOLE   0 0 10,105
PROSHARES TR S&P MDCP 400 DIV 74347B680   705 8,978 SH   SOLE   0 0 8,978
PROSHARES TR RUSS 2000 DIVD 74347B698   701 10,953 SH   SOLE   0 0 10,953
RTX CORPORATION COM 75513E101   470 4,818 SH   SOLE   0 0 4,818
S&P GLOBAL INC COM 78409V104   2,821 6,630 SH   SOLE   0 0 6,630
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152   5,715 104,703 SH   SOLE   0 0 104,703
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,078 29,797 SH   SOLE   0 0 29,797
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   282 6,579 SH   SOLE   0 0 6,579
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,665 3,183 SH   SOLE   0 0 3,183
SPDR SER TR PORTFOLIO S&P500 78464A854   85,251 1,385,514 SH   SOLE   0 0 1,385,514
SPDR SER TR PORTFOLIO LN TSR 78464A664   8,138 291,266 SH   SOLE   0 0 291,266
SPDR SER TR NUVEEN BLMBRG MU 78468R721   2,421 52,081 SH   SOLE   0 0 52,081
SPDR SER TR PORTFOLIO INTRMD 78464A375   2,081 63,652 SH   SOLE   0 0 63,652
SPDR SER TR PORTFOLIO SHORT 78464A474   1,447 48,621 SH   SOLE   0 0 48,621
SPDR SER TR PORTFLI TIPS ETF 78464A656   1,161 45,300 SH   SOLE   0 0 45,300
SPDR SER TR PORTFOLIO S&P400 78464A847   992 18,598 SH   SOLE   0 0 18,598
SPDR SER TR PORTFOLIO S&P600 78468R853   716 16,628 SH   SOLE   0 0 16,628
SPDR SER TR PORTFOLI S&P1500 78464A805   416 6,478 SH   SOLE   0 0 6,478
SPDR SER TR MSCI USA STRTGIC 78468R812   366 2,511 SH   SOLE   0 0 2,511
SYNOVUS FINL CORP COM NEW 87161C501   221 5,510 SH   SOLE   0 0 5,510
TARGET CORP COM 87612E106   2,294 12,943 SH   SOLE   0 0 12,943
TESLA INC COM 88160R101   936 5,324 SH   SOLE   0 0 5,324
UNITEDHEALTH GROUP INC COM 91324P102   1,125 2,274 SH   SOLE   0 0 2,274
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   466 10,020 SH   SOLE   0 0 10,020
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   209 4,228 SH   SOLE   0 0 4,228
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,822 48,203 SH   SOLE   0 0 48,203
VANGUARD WORLD FD INF TECH ETF 92204A702   422 804 SH   SOLE   0 0 804
VERIZON COMMUNICATIONS INC COM 92343V104   376 8,971 SH   SOLE   0 0 8,971
VISA INC COM CL A 92826C839   890 3,190 SH   SOLE   0 0 3,190