The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,802 18,605 SH   SOLE   0 0 18,605
ABBVIE INC COM 00287Y109   3,998 26,824 SH   SOLE   0 0 26,824
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   268 872 SH   SOLE   0 0 872
AFLAC INC COM 001055102   2,595 33,813 SH   SOLE   0 0 33,813
AIR PRODS & CHEMS INC COM 009158106   1,859 6,558 SH   SOLE   0 0 6,558
ALBEMARLE CORP COM 012653101   1,828 10,749 SH   SOLE   0 0 10,749
ALPHABET INC CAP STK CL A 02079K305   816 6,237 SH   SOLE   0 0 6,237
ALPHABET INC CAP STK CL C 02079K107   486 3,683 SH   SOLE   0 0 3,683
AMAZON COM INC COM 023135106   1,112 8,745 SH   SOLE   0 0 8,745
AMERICAN ELEC PWR CO INC COM 025537101   290 3,857 SH   SOLE   0 0 3,857
AMGEN INC COM 031162100   2,434 9,056 SH   SOLE   0 0 9,056
ANALOG DEVICES INC COM 032654105   544 3,106 SH   SOLE   0 0 3,106
APPLE INC COM 037833100   8,462 49,425 SH   SOLE   0 0 49,425
APPLIED MATLS INC COM 038222105   412 2,973 SH   SOLE   0 0 2,973
ARCHER DANIELS MIDLAND CO COM 039483102   2,344 31,085 SH   SOLE   0 0 31,085
AT&T INC COM 00206R102   390 25,966 SH   SOLE   0 0 25,966
AUTOMATIC DATA PROCESSING IN COM 053015103   2,633 10,945 SH   SOLE   0 0 10,945
AXON ENTERPRISE INC COM 05464C101   449 2,255 SH   SOLE   0 0 2,255
BANK AMERICA CORP COM 060505104   532 19,443 SH   SOLE   0 0 19,443
BECTON DICKINSON & CO COM 075887109   1,303 5,040 SH   SOLE   0 0 5,040
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,985 5,666 SH   SOLE   0 0 5,666
BROADCOM INC COM 11135F101   2,401 2,891 SH   SOLE   0 0 2,891
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   4,192 158,365 SH   SOLE   0 0 158,365
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   340 13,880 SH   SOLE   0 0 13,880
CARDINAL HEALTH INC COM 14149Y108   1,496 17,227 SH   SOLE   0 0 17,227
CHUBB LIMITED COM H1467J104   2,255 10,833 SH   SOLE   0 0 10,833
CISCO SYS INC COM 17275R102   1,051 19,550 SH   SOLE   0 0 19,550
CME GROUP INC COM 12572Q105   813 4,063 SH   SOLE   0 0 4,063
COMCAST CORP NEW CL A 20030N101   1,460 32,925 SH   SOLE   0 0 32,925
CONOCOPHILLIPS COM 20825C104   332 2,771 SH   SOLE   0 0 2,771
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   19,334 478,932 SH   SOLE   0 0 478,932
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   15,997 610,576 SH   SOLE   0 0 610,576
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   14,986 459,415 SH   SOLE   0 0 459,415
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   10,276 455,292 SH   SOLE   0 0 455,292
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   7,199 155,220 SH   SOLE   0 0 155,220
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   5,003 107,480 SH   SOLE   0 0 107,480
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   4,123 90,231 SH   SOLE   0 0 90,231
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   3,588 137,433 SH   SOLE   0 0 137,433
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   3,437 101,039 SH   SOLE   0 0 101,039
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,511 107,517 SH   SOLE   0 0 107,517
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,775 44,629 SH   SOLE   0 0 44,629
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,532 65,740 SH   SOLE   0 0 65,740
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   703 31,221 SH   SOLE   0 0 31,221
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   641 21,400 SH   SOLE   0 0 21,400
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   313 16,012 SH   SOLE   0 0 16,012
DUKE ENERGY CORP NEW COM NEW 26441C204   1,074 12,169 SH   SOLE   0 0 12,169
EOG RES INC COM 26875P101   314 2,478 SH   SOLE   0 0 2,478
ESPERION THERAPEUTICS INC NE COM 29664W105   24 24,551 SH   SOLE   0 0 24,551
EXXON MOBIL CORP COM 30231G102   3,962 33,696 SH   SOLE   0 0 33,696
GOLDMAN SACHS GROUP INC COM 38141G104   360 1,113 SH   SOLE   0 0 1,113
INVESCO CURRENCYSHARES CDN D CDN DLR SHS 46138T104   353 4,898 SH   SOLE   0 0 4,898
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,075 7,290 SH   SOLE   0 0 7,290
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214   710 27,419 SH   SOLE   0 0 27,419
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   385 13,024 SH   SOLE   0 0 13,024
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198   291 5,920 SH   SOLE   0 0 5,920
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   515 14,106 SH   SOLE   0 0 14,106
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   454 3,207 SH   SOLE   0 0 3,207
INVESCO QQQ TR UNIT SER 1 46090E103   1,328 3,706 SH   SOLE   0 0 3,706
ISHARES INC CORE MSCI EMKT 46434G103   9,368 196,846 SH   SOLE   0 0 196,846
ISHARES TR MSCI USA VALUE 46432F388   266 2,927 SH   SOLE   0 0 2,927
ISHARES TR CORE TOTAL USD 46434V613   16,836 385,123 SH   SOLE   0 0 385,123
ISHARES TR ESG AWR MSCI USA 46435G425   10,579 112,655 SH   SOLE   0 0 112,655
ISHARES TR CORE MSCI TOTAL 46432F834   435 7,250 SH   SOLE   0 0 7,250
ISHARES TR MSCI USA MMENTM 46432F396   1,785 12,775 SH   SOLE   0 0 12,775
ISHARES TR US TREAS BD ETF 46429B267   5,484 248,807 SH   SOLE   0 0 248,807
ISHARES TR MSCI USA QLT FCT 46432F339   24,330 184,608 SH   SOLE   0 0 184,608
ISHARES TR TRS FLT RT BD 46434V860   10,755 211,961 SH   SOLE   0 0 211,961
ISHARES TR MSCI USA MIN VOL 46429B697   8,440 116,613 SH   SOLE   0 0 116,613
ISHARES TR EXPONENTIAL TECH 46434V381   6,899 132,131 SH   SOLE   0 0 132,131
ISHARES TR CORE MSCI EAFE 46432F842   4,137 64,286 SH   SOLE   0 0 64,286
ISHARES TR 0-5 YR TIPS ETF 46429B747   2,552 26,326 SH   SOLE   0 0 26,326
ISHARES TR US INFRASTRUC 46435U713   2,267 61,966 SH   SOLE   0 0 61,966
ISHARES TR IBONDS DEC2023 46435G318   1,434 56,181 SH   SOLE   0 0 56,181
ISHARES TR IBONDS DEC 46435U697   1,408 54,818 SH   SOLE   0 0 54,818
ISHARES TR ESG MSCI LEADR 46435U218   1,367 18,134 SH   SOLE   0 0 18,134
ISHARES TR MSCI EAFE MIN VL 46429B689   1,435 22,009 SH   SOLE   0 0 22,009
ISHARES TR IBONDS DEC 25 46435U432   1,326 50,851 SH   SOLE   0 0 50,851
ISHARES TR IBONDS DEC 26 46435U259   1,270 51,181 SH   SOLE   0 0 51,181
ISHARES TR IBONDS DEC 27 46435U283   1,223 49,976 SH   SOLE   0 0 49,976
ISHARES TR 0-5YR HI YL CP 46434V407   875 21,328 SH   SOLE   0 0 21,328
ISHARES TR IBONDS DEC23 ETF 46434VAX8   814 32,104 SH   SOLE   0 0 32,104
ISHARES TR IBONDS DEC24 ETF 46434VBG4   785 31,753 SH   SOLE   0 0 31,753
ISHARES TR BLACKROCK ULTRA 46434V878   774 15,354 SH   SOLE   0 0 15,354
ISHARES TR IBONDS DEC2026 46435GAA0   588 25,216 SH   SOLE   0 0 25,216
ISHARES TR IBONDS DEC25 ETF 46434VBD1   555 22,766 SH   SOLE   0 0 22,766
ISHARES TR IBONDS 27 ETF 46435UAA9   479 20,697 SH   SOLE   0 0 20,697
ISHARES TR IBONDS 24 TRM TS 46436E874   434 18,196 SH   SOLE   0 0 18,196
ISHARES TR MSCI INTL VLU FT 46435G409   415 16,364 SH   SOLE   0 0 16,364
ISHARES TR IBONDS 23 TRM TS 46436E882   401 16,157 SH   SOLE   0 0 16,157
ISHARES TR GNMA BOND ETF 46429B333   399 9,560 SH   SOLE   0 0 9,560
ISHARES TR IBONDS 25 TRM TS 46436E866   391 16,923 SH   SOLE   0 0 16,923
ISHARES TR IBONDS 26 TRM TS 46436E858   390 17,335 SH   SOLE   0 0 17,335
ISHARES TR IBONDS 27 TRM TS 46436E841   380 17,405 SH   SOLE   0 0 17,405
ISHARES TR ESG AWR US AGRGT 46435U549   208 4,592 SH   SOLE   0 0 4,592
ISHARES TR CORE US AGGBD ET 464287226   3,646 38,771 SH   SOLE   0 0 38,771
ISHARES TR 3 7 YR TREAS BD 464288661   11,170 98,713 SH   SOLE   0 0 98,713
ISHARES TR CORE S&P MCP ETF 464287507   14,378 57,660 SH   SOLE   0 0 57,660
ISHARES TR S&P MC 400VL ETF 464287705   3,646 36,128 SH   SOLE   0 0 36,128
ISHARES TR S&P MC 400GR ETF 464287606   3,394 46,984 SH   SOLE   0 0 46,984
ISHARES TR CORE S&P SCP ETF 464287804   3,181 33,723 SH   SOLE   0 0 33,723
ISHARES TR CORE S&P500 ETF 464287200   15,998 37,254 SH   SOLE   0 0 37,254
ISHARES TR RUS 1000 VAL ETF 464287598   16,956 111,685 SH   SOLE   0 0 111,685
ISHARES TR RUS 2000 GRW ETF 464287648   2,544 11,351 SH   SOLE   0 0 11,351
ISHARES TR IBOXX INV CP ETF 464287242   1,299 12,735 SH   SOLE   0 0 12,735
ISHARES TR TIPS BD ETF 464287176   2,381 22,959 SH   SOLE   0 0 22,959
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   243 4,871 SH   SOLE   0 0 4,871
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   223 4,473 SH   SOLE   0 0 4,473
JOHNSON & JOHNSON COM 478160104   4,682 30,064 SH   SOLE   0 0 30,064
JPMORGAN CHASE & CO COM 46625H100   2,318 15,985 SH   SOLE   0 0 15,985
LINDE PLC SHS G54950103   2,732 7,336 SH   SOLE   0 0 7,336
M & T BK CORP COM 55261F104   399 3,156 SH   SOLE   0 0 3,156
MASTERCARD INCORPORATED CL A 57636Q104   275 694 SH   SOLE   0 0 694
MEDTRONIC PLC SHS G5960L103   1,081 13,793 SH   SOLE   0 0 13,793
MERCK & CO INC COM 58933Y105   2,161 20,989 SH   SOLE   0 0 20,989
META PLATFORMS INC CL A 30303M102   476 1,584 SH   SOLE   0 0 1,584
MICROSOFT CORP COM 594918104   3,483 11,030 SH   SOLE   0 0 11,030
NEXTERA ENERGY INC COM 65339F101   1,478 25,806 SH   SOLE   0 0 25,806
NOVARTIS AG SPONSORED ADR 66987V109   210 2,066 SH   SOLE   0 0 2,066
NVIDIA CORPORATION COM 67066G104   700 1,610 SH   SOLE   0 0 1,610
ORACLE CORP COM 68389X105   730 6,894 SH   SOLE   0 0 6,894
PACER FDS TR TRENDP US LAR CP 69374H105   75,183 1,881,456 SH   SOLE   0 0 1,881,456
PENTAIR PLC SHS G7S00T104   1,746 26,965 SH   SOLE   0 0 26,965
PRICE T ROWE GROUP INC COM 74144T108   1,249 11,914 SH   SOLE   0 0 11,914
PROSHARES TR S&P 500 DV ARIST 74348A467   11,168 126,117 SH   SOLE   0 0 126,117
PROSHARES TR MSCI EAFE DIVD 74347B839   2,578 73,872 SH   SOLE   0 0 73,872
PROSHARES TR RUSS 2000 DIVD 74347B698   1,533 27,097 SH   SOLE   0 0 27,097
PROSHARES TR S&P MDCP 400 DIV 74347B680   824 12,346 SH   SOLE   0 0 12,346
PROSHARES TR S&P TECH DIVIDEN 74347G606   602 9,683 SH   SOLE   0 0 9,683
S&P GLOBAL INC COM 78409V104   2,796 7,653 SH   SOLE   0 0 7,653
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152   5,773 109,048 SH   SOLE   0 0 109,048
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   3,318 98,849 SH   SOLE   0 0 98,849
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   227 5,932 SH   SOLE   0 0 5,932
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,417 3,315 SH   SOLE   0 0 3,315
SPDR SER TR PORTFOLIO S&P500 78464A854   85,861 1,708,334 SH   SOLE   0 0 1,708,334
SPDR SER TR PORTFOLIO LN TSR 78464A664   8,654 330,923 SH   SOLE   0 0 330,923
SPDR SER TR PORTFOLIO INTRMD 78464A375   2,617 83,219 SH   SOLE   0 0 83,219
SPDR SER TR NUVEEN BLMBRG MU 78468R721   1,336 30,581 SH   SOLE   0 0 30,581
SPDR SER TR PORTFOLIO SHORT 78464A474   1,082 36,918 SH   SOLE   0 0 36,918
SPDR SER TR PORTFLI TIPS ETF 78464A656   910 36,650 SH   SOLE   0 0 36,650
SPDR SER TR PORTFOLIO S&P400 78464A847   455 10,397 SH   SOLE   0 0 10,397
SPDR SER TR PORTFOLIO S&P600 78468R853   449 12,160 SH   SOLE   0 0 12,160
SPDR SER TR PORTFOLI S&P1500 78464A805   426 8,112 SH   SOLE   0 0 8,112
SPDR SER TR MSCI USA STRTGIC 78468R812   303 2,511 SH   SOLE   0 0 2,511
SPDR SER TR NUVEEN BLMBRG SH 78468R739   262 5,663 SH   SOLE   0 0 5,663
TARGET CORP COM 87612E106   1,481 13,391 SH   SOLE   0 0 13,391
TESLA INC COM 88160R101   1,314 5,253 SH   SOLE   0 0 5,253
UNITEDHEALTH GROUP INC COM 91324P102   898 1,781 SH   SOLE   0 0 1,781
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   425 9,643 SH   SOLE   0 0 9,643
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   869 12,457 SH   SOLE   0 0 12,457
VANGUARD INDEX FDS MID CAP ETF 922908629   278 1,337 SH   SOLE   0 0 1,337
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,136 5,347 SH   SOLE   0 0 5,347
VANGUARD INDEX FDS GROWTH ETF 922908736   24,460 89,824 SH   SOLE   0 0 89,824
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,886 73,606 SH   SOLE   0 0 73,606
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   479 8,377 SH   SOLE   0 0 8,377
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   384 2,473 SH   SOLE   0 0 2,473
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,591 127,876 SH   SOLE   0 0 127,876
VANGUARD WORLD FDS INF TECH ETF 92204A702   336 810 SH   SOLE   0 0 810
VERIZON COMMUNICATIONS INC COM 92343V104   380 11,740 SH   SOLE   0 0 11,740
VISA INC COM CL A 92826C839   493 2,142 SH   SOLE   0 0 2,142
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   970 19,283 SH   SOLE   0 0 19,283