The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   383 3,828 SH   SOLE   0 0 3,828
ABBVIE INC COM 00287Y109   2,936 21,791 SH   SOLE   0 0 21,791
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   248 804 SH   SOLE   0 0 804
ALPHABET INC CAP STK CL A 02079K305   782 6,530 SH   SOLE   0 0 6,530
ALPHABET INC CAP STK CL C 02079K107   480 3,965 SH   SOLE   0 0 3,965
AT&T INC COM 00206R102   242 15,196 SH   SOLE   0 0 15,196
AXON ENTERPRISE INC COM 05464C101   440 2,255 SH   SOLE   0 0 2,255
BRISTOL-MYERS SQUIBB CO COM 110122108   913 14,280 SH   SOLE   0 0 14,280
BROADCOM INC COM 11135F101   2,560 2,951 SH   SOLE   0 0 2,951
BROWN FORMAN CORP CL B 115637209   1,438 21,528 SH   SOLE   0 0 21,528
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   213 7,892 SH   SOLE   0 0 7,892
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   360 14,288 SH   SOLE   0 0 14,288
CARDINAL HEALTH INC COM 14149Y108   1,648 17,427 SH   SOLE   0 0 17,427
CHEVRON CORP NEW COM 166764100   2,552 16,221 SH   SOLE   0 0 16,221
CHUBB LIMITED COM H1467J104   2,087 10,837 SH   SOLE   0 0 10,837
CINCINNATI FINL CORP COM 172062101   1,656 17,017 SH   SOLE   0 0 17,017
CINTAS CORP COM 172908105   3,152 6,342 SH   SOLE   0 0 6,342
CISCO SYS INC COM 17275R102   892 17,241 SH   SOLE   0 0 17,241
CITIGROUP INC COM NEW 172967424   528 11,468 SH   SOLE   0 0 11,468
CLOROX CO DEL COM 189054109   934 5,872 SH   SOLE   0 0 5,872
CME GROUP INC COM 12572Q105   1,150 6,204 SH   SOLE   0 0 6,204
COCA COLA CO COM 191216100   2,783 46,218 SH   SOLE   0 0 46,218
COLGATE PALMOLIVE CO COM 194162103   1,001 12,990 SH   SOLE   0 0 12,990
COMCAST CORP NEW CL A 20030N101   1,003 24,129 SH   SOLE   0 0 24,129
CONOCOPHILLIPS COM 20825C104   243 2,347 SH   SOLE   0 0 2,347
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   20,516 491,643 SH   SOLE   0 0 491,643
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   14,756 543,491 SH   SOLE   0 0 543,491
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   13,678 416,367 SH   SOLE   0 0 416,367
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   9,729 414,692 SH   SOLE   0 0 414,692
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   6,987 150,749 SH   SOLE   0 0 150,749
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   3,280 68,111 SH   SOLE   0 0 68,111
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   3,220 69,411 SH   SOLE   0 0 69,411
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   3,250 118,951 SH   SOLE   0 0 118,951
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,608 107,463 SH   SOLE   0 0 107,463
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,508 72,709 SH   SOLE   0 0 72,709
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,791 43,350 SH   SOLE   0 0 43,350
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,557 64,748 SH   SOLE   0 0 64,748
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   728 31,221 SH   SOLE   0 0 31,221
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   663 21,400 SH   SOLE   0 0 21,400
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   344 15,996 SH   SOLE   0 0 15,996
DOVER CORP COM 260003108   2,146 14,535 SH   SOLE   0 0 14,535
DUKE ENERGY CORP NEW COM NEW 26441C204   321 3,574 SH   SOLE   0 0 3,574
ECOLAB INC COM 278865100   1,104 5,915 SH   SOLE   0 0 5,915
EDISON INTL COM 281020107   408 5,879 SH   SOLE   0 0 5,879
EMERSON ELEC CO COM 291011104   1,865 20,638 SH   SOLE   0 0 20,638
EOG RES INC COM 26875P101   226 1,978 SH   SOLE   0 0 1,978
ESPERION THERAPEUTICS INC NE COM 29664W105   34 24,551 SH   SOLE   0 0 24,551
EXPEDITORS INTL WASH INC COM 302130109   977 8,063 SH   SOLE   0 0 8,063
EXXON MOBIL CORP COM 30231G102   3,578 33,360 SH   SOLE   0 0 33,360
GENERAL DYNAMICS CORP COM 369550108   1,795 8,344 SH   SOLE   0 0 8,344
GENUINE PARTS CO COM 372460105   2,348 13,877 SH   SOLE   0 0 13,877
GILEAD SCIENCES INC COM 375558103   518 6,727 SH   SOLE   0 0 6,727
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   1,279 14,645 SH   SOLE   0 0 14,645
GOLDMAN SACHS GROUP INC COM 38141G104   302 937 SH   SOLE   0 0 937
GRAINGER W W INC COM 384802104   3,396 4,307 SH   SOLE   0 0 4,307
HOME DEPOT INC COM 437076102   623 2,007 SH   SOLE   0 0 2,007
HORMEL FOODS CORP COM 440452100   989 24,580 SH   SOLE   0 0 24,580
ILLINOIS TOOL WKS INC COM 452308109   2,204 8,811 SH   SOLE   0 0 8,811
INTEL CORP COM 458140100   390 11,648 SH   SOLE   0 0 11,648
INTERNATIONAL BUSINESS MACHS COM 459200101   802 5,997 SH   SOLE   0 0 5,997
INVESCO CURRENCYSHARES CDN D CDN DLR SHS 46138T104   362 4,898 SH   SOLE   0 0 4,898
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,091 7,180 SH   SOLE   0 0 7,180
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   667 34,216 SH   SOLE   0 0 34,216
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   420 13,652 SH   SOLE   0 0 13,652
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   471 12,324 SH   SOLE   0 0 12,324
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   446 2,978 SH   SOLE   0 0 2,978
ISHARES INC CORE MSCI EMKT 46434G103   13,102 265,811 SH   SOLE   0 0 265,811
ISHARES INC MSCI EMERG MRKT 464286533   262 4,773 SH   SOLE   0 0 4,773
ISHARES TR MSCI USA QLT FCT 46432F339   31,400 232,820 SH   SOLE   0 0 232,820
ISHARES TR EAFE GRWTH ETF 464288885   23,771 249,142 SH   SOLE   0 0 249,142
ISHARES TR ESG AWR MSCI USA 46435G425   23,728 243,463 SH   SOLE   0 0 243,463
ISHARES TR MBS ETF 464288588   16,031 171,885 SH   SOLE   0 0 171,885
ISHARES TR U.S. TECH ETF 464287721   15,941 146,424 SH   SOLE   0 0 146,424
ISHARES TR CORE TOTAL USD 46434V613   14,851 326,611 SH   SOLE   0 0 326,611
ISHARES TR US TREAS BD ETF 46429B267   14,521 634,115 SH   SOLE   0 0 634,115
ISHARES TR RUS 1000 VAL ETF 464287598   14,518 91,985 SH   SOLE   0 0 91,985
ISHARES TR CORE S&P500 ETF 464287200   14,019 31,453 SH   SOLE   0 0 31,453
ISHARES TR EAFE VALUE ETF 464288877   12,812 261,799 SH   SOLE   0 0 261,799
ISHARES TR MSCI USA MIN VOL 46429B697   11,643 156,634 SH   SOLE   0 0 156,634
ISHARES TR 3 7 YR TREAS BD 464288661   10,457 90,729 SH   SOLE   0 0 90,729
ISHARES TR CORE S&P MCP ETF 464287507   9,579 36,635 SH   SOLE   0 0 36,635
ISHARES TR EXPONENTIAL TECH 46434V381   8,667 155,877 SH   SOLE   0 0 155,877
ISHARES TR 10-20 YR TRS ETF 464288653   5,755 51,950 SH   SOLE   0 0 51,950
ISHARES TR CORE MSCI EAFE 46432F842   4,405 65,255 SH   SOLE   0 0 65,255
ISHARES TR JPMORGAN USD EMG 464288281   4,219 48,749 SH   SOLE   0 0 48,749
ISHARES TR S&P MC 400VL ETF 464287705   4,052 37,824 SH   SOLE   0 0 37,824
ISHARES TR S&P MC 400GR ETF 464287606   3,633 48,436 SH   SOLE   0 0 48,436
ISHARES TR CORE S&P TTL STK 464287150   2,866 29,288 SH   SOLE   0 0 29,288
ISHARES TR RUS 2000 GRW ETF 464287648   2,893 11,922 SH   SOLE   0 0 11,922
ISHARES TR CORE US AGGBD ET 464287226   2,847 29,066 SH   SOLE   0 0 29,066
ISHARES TR CORE S&P SCP ETF 464287804   2,501 25,099 SH   SOLE   0 0 25,099
ISHARES TR MSCI EAFE ETF 464287465   2,418 33,355 SH   SOLE   0 0 33,355
ISHARES TR US INFRASTRUC 46435U713   2,277 58,270 SH   SOLE   0 0 58,270
ISHARES TR NATIONAL MUN ETF 464288414   2,272 21,288 SH   SOLE   0 0 21,288
ISHARES TR MSCI USA MMENTM 46432F396   2,230 15,460 SH   SOLE   0 0 15,460
ISHARES TR 0-5 YR TIPS ETF 46429B747   2,252 23,075 SH   SOLE   0 0 23,075
ISHARES TR CORE DIV GRWTH 46434V621   1,997 38,764 SH   SOLE   0 0 38,764
ISHARES TR IBONDS DEC2023 46435G318   1,671 65,547 SH   SOLE   0 0 65,547
ISHARES TR IBONDS DEC 46435U697   1,581 61,359 SH   SOLE   0 0 61,359
ISHARES TR IBONDS DEC 25 46435U432   1,544 58,631 SH   SOLE   0 0 58,631
ISHARES TR ESG MSCI LEADR 46435U218   1,496 19,319 SH   SOLE   0 0 19,319
ISHARES TR RUS 1000 ETF 464287622   1,493 6,124 SH   SOLE   0 0 6,124
ISHARES TR IBONDS DEC 26 46435U259   1,480 58,794 SH   SOLE   0 0 58,794
ISHARES TR IBONDS DEC 27 46435U283   1,444 57,619 SH   SOLE   0 0 57,619
ISHARES TR MSCI EAFE MIN VL 46429B689   1,523 22,567 SH   SOLE   0 0 22,567
ISHARES TR S&P 100 ETF 464287101   1,337 6,459 SH   SOLE   0 0 6,459
ISHARES TR 20 YR TR BD ETF 464287432   1,319 12,817 SH   SOLE   0 0 12,817
ISHARES TR RUS TP200 VL ETF 464289420   1,285 19,060 SH   SOLE   0 0 19,060
ISHARES TR FALN ANGLS USD 46435G474   972 38,323 SH   SOLE   0 0 38,323
ISHARES TR 0-5YR HI YL CP 46434V407   940 22,677 SH   SOLE   0 0 22,677
ISHARES TR IBONDS DEC2026 46435GAA0   866 36,915 SH   SOLE   0 0 36,915
ISHARES TR IBONDS DEC23 ETF 46434VAX8   858 33,937 SH   SOLE   0 0 33,937
ISHARES TR IBONDS DEC24 ETF 46434VBG4   823 33,427 SH   SOLE   0 0 33,427
ISHARES TR IBONDS DEC25 ETF 46434VBD1   786 32,243 SH   SOLE   0 0 32,243
ISHARES TR S&P 500 GRWT ETF 464287309   757 10,747 SH   SOLE   0 0 10,747
ISHARES TR 1 3 YR TREAS BD 464287457   750 9,253 SH   SOLE   0 0 9,253
ISHARES TR US HLTHCARE ETF 464287762   749 2,671 SH   SOLE   0 0 2,671
ISHARES TR GLOBAL TECH ETF 464287291   716 11,518 SH   SOLE   0 0 11,518
ISHARES TR S&P SML 600 GWT 464287887   616 5,358 SH   SOLE   0 0 5,358
ISHARES TR RUS 1000 GRW ETF 464287614   581 2,111 SH   SOLE   0 0 2,111
ISHARES TR BLACKROCK ULTRA 46434V878   566 11,255 SH   SOLE   0 0 11,255
ISHARES TR IBONDS 27 ETF 46435UAA9   534 22,756 SH   SOLE   0 0 22,756
ISHARES TR 7-10 YR TRSY BD 464287440   516 5,340 SH   SOLE   0 0 5,340
ISHARES TR S&P 500 VAL ETF 464287408   483 2,994 SH   SOLE   0 0 2,994
ISHARES TR U.S. MED DVC ETF 464288810   472 8,368 SH   SOLE   0 0 8,368
ISHARES TR CORE MSCI TOTAL 46432F834   439 7,004 SH   SOLE   0 0 7,004
ISHARES TR TIPS BD ETF 464287176   416 3,861 SH   SOLE   0 0 3,861
ISHARES TR IBONDS 24 TRM TS 46436E874   396 16,641 SH   SOLE   0 0 16,641
ISHARES TR SHORT TREAS BD 464288679   368 3,332 SH   SOLE   0 0 3,332
ISHARES TR IBONDS 23 TRM TS 46436E882   364 14,670 SH   SOLE   0 0 14,670
ISHARES TR IBONDS 26 TRM TS 46436E858   355 15,685 SH   SOLE   0 0 15,685
ISHARES TR IBONDS 25 TRM TS 46436E866   354 15,313 SH   SOLE   0 0 15,313
ISHARES TR IBONDS 27 TRM TS 46436E841   348 15,716 SH   SOLE   0 0 15,716
ISHARES TR MSCI INTL VLU FT 46435G409   306 12,036 SH   SOLE   0 0 12,036
ISHARES TR MSCI USA VALUE 46432F388   299 3,185 SH   SOLE   0 0 3,185
ISHARES TR GNMA BOND ETF 46429B333   288 6,562 SH   SOLE   0 0 6,562
ISHARES TR ISHS 1-5YR INVS 464288646   208 4,154 SH   SOLE   0 0 4,154
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   261 5,224 SH   SOLE   0 0 5,224
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   222 4,473 SH   SOLE   0 0 4,473
JOHNSON & JOHNSON COM 478160104   4,993 30,166 SH   SOLE   0 0 30,166
JPMORGAN CHASE & CO COM 46625H100   1,987 13,664 SH   SOLE   0 0 13,664
KIMBERLY-CLARK CORP COM 494368103   1,117 8,088 SH   SOLE   0 0 8,088
LAKELAND BANCORP INC COM 511637100   375 27,971 SH   SOLE   0 0 27,971
LAM RESEARCH CORP COM 512807108   267 415 SH   SOLE   0 0 415
LILLY ELI & CO COM 532457108   1,273 2,714 SH   SOLE   0 0 2,714
LINDE PLC SHS G54950103   2,815 7,388 SH   SOLE   0 0 7,388
LOCKHEED MARTIN CORP COM 539830109   258 560 SH   SOLE   0 0 560
LOWES COS INC COM 548661107   2,822 12,505 SH   SOLE   0 0 12,505
M & T BK CORP COM 55261F104   355 2,868 SH   SOLE   0 0 2,868
MASTERCARD INCORPORATED CL A 57636Q104   288 731 SH   SOLE   0 0 731
MCCORMICK & CO INC COM NON VTG 579780206   1,635 18,741 SH   SOLE   0 0 18,741
MCDONALDS CORP COM 580135101   2,516 8,432 SH   SOLE   0 0 8,432
MEDTRONIC PLC SHS G5960L103   1,211 13,745 SH   SOLE   0 0 13,745
MERCK & CO INC COM 58933Y105   2,268 19,655 SH   SOLE   0 0 19,655
META PLATFORMS INC CL A 30303M102   500 1,744 SH   SOLE   0 0 1,744
MICROSOFT CORP COM 594918104   3,533 10,375 SH   SOLE   0 0 10,375
MORGAN STANLEY COM NEW 617446448   433 5,066 SH   SOLE   0 0 5,066
NEXTERA ENERGY INC COM 65339F101   1,880 25,340 SH   SOLE   0 0 25,340
NORDSON CORP COM 655663102   462 1,861 SH   SOLE   0 0 1,861
NUCOR CORP COM 670346105   3,598 21,943 SH   SOLE   0 0 21,943
NVIDIA CORPORATION COM 67066G104   547 1,294 SH   SOLE   0 0 1,294
ORACLE CORP COM 68389X105   808 6,782 SH   SOLE   0 0 6,782
PACER FDS TR TRENDP US LAR CP 69374H105   77,836 1,884,648 SH   SOLE   0 0 1,884,648
PENTAIR PLC SHS G7S00T104   1,763 27,296 SH   SOLE   0 0 27,296
PEPSICO INC COM 713448108   2,302 12,430 SH   SOLE   0 0 12,430
PFIZER INC COM 717081103   2,035 55,480 SH   SOLE   0 0 55,480
PHILLIPS 66 COM 718546104   361 3,785 SH   SOLE   0 0 3,785
PNC FINL SVCS GROUP INC COM 693475105   357 2,837 SH   SOLE   0 0 2,837
PPG INDS INC COM 693506107   1,240 8,362 SH   SOLE   0 0 8,362
PRICE T ROWE GROUP INC COM 74144T108   1,366 12,198 SH   SOLE   0 0 12,198
PROCTER AND GAMBLE CO COM 742718109   4,267 28,119 SH   SOLE   0 0 28,119
PROSHARES TR S&P 500 DV ARIST 74348A467   10,406 110,369 SH   SOLE   0 0 110,369
PROSHARES TR MSCI EAFE DIVD 74347B839   1,935 52,279 SH   SOLE   0 0 52,279
PROSHARES TR S&P TECH DIVIDEN 74347G606   642 9,683 SH   SOLE   0 0 9,683
PROSHARES TR S&P MDCP 400 DIV 74347B680   578 8,219 SH   SOLE   0 0 8,219
PROSHARES TR RUSS 2000 DIVD 74347B698   573 9,697 SH   SOLE   0 0 9,697
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   856 13,678 SH   SOLE   0 0 13,678
QUALCOMM INC COM 747525103   578 4,858 SH   SOLE   0 0 4,858
REALTY INCOME CORP COM 756109104   781 13,068 SH   SOLE   0 0 13,068
ROPER TECHNOLOGIES INC COM 776696106   1,841 3,830 SH   SOLE   0 0 3,830
S&P GLOBAL INC COM 78409V104   3,079 7,680 SH   SOLE   0 0 7,680
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   15,223 329,788 SH   SOLE   0 0 329,788
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   308 4,238 SH   SOLE   0 0 4,238
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   215 4,354 SH   SOLE   0 0 4,354
SHELL PLC SPON ADS 780259305   298 4,929 SH   SOLE   0 0 4,929
SHERWIN WILLIAMS CO COM 824348106   2,176 8,197 SH   SOLE   0 0 8,197
SIRIUS XM HOLDINGS INC COM 82968B103   124 27,297 SH   SOLE   0 0 27,297
SMITH A O CORP COM 831865209   1,253 17,216 SH   SOLE   0 0 17,216
SOUTHERN CO COM 842587107   1,143 16,276 SH   SOLE   0 0 16,276
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152   6,167 119,732 SH   SOLE   0 0 119,732
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,451 129,458 SH   SOLE   0 0 129,458
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   249 6,058 SH   SOLE   0 0 6,058
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,239 2,795 SH   SOLE   0 0 2,795
SPDR SER TR PORTFOLIO S&P500 78464A854   77,796 1,492,927 SH   SOLE   0 0 1,492,927
SPDR SER TR PORTFOLIO LN TSR 78464A664   9,691 324,129 SH   SOLE   0 0 324,129
SPDR SER TR PORTFOLIO INTRMD 78464A375   4,274 133,093 SH   SOLE   0 0 133,093
SPDR SER TR NUVEEN BLMBRG MU 78468R721   1,712 37,096 SH   SOLE   0 0 37,096
SPDR SER TR PORTFOLIO SHORT 78464A474   1,529 51,952 SH   SOLE   0 0 51,952
SPDR SER TR PORTFOLIO S&P600 78468R853   463 11,925 SH   SOLE   0 0 11,925
SPDR SER TR PORTFOLIO S&P400 78464A847   442 9,627 SH   SOLE   0 0 9,627
SPDR SER TR PORTFOLI S&P1500 78464A805   442 8,112 SH   SOLE   0 0 8,112
SPDR SER TR PORTFOLIO LN COR 78464A367   414 17,811 SH   SOLE   0 0 17,811
SPDR SER TR MSCI USA STRTGIC 78468R812   309 2,511 SH   SOLE   0 0 2,511
SPDR SER TR NUVEEN BLMBRG SH 78468R739   266 5,663 SH   SOLE   0 0 5,663
STANLEY BLACK & DECKER INC COM 854502101   417 4,449 SH   SOLE   0 0 4,449
SYSCO CORP COM 871829107   1,721 23,194 SH   SOLE   0 0 23,194
TESLA INC COM 88160R101   1,414 5,403 SH   SOLE   0 0 5,403
TEXAS INSTRS INC COM 882508104   581 3,229 SH   SOLE   0 0 3,229
UNION PAC CORP COM 907818108   224 1,095 SH   SOLE   0 0 1,095
UNITED PARCEL SERVICE INC CL B 911312106   357 1,989 SH   SOLE   0 0 1,989
UNITEDHEALTH GROUP INC COM 91324P102   715 1,488 SH   SOLE   0 0 1,488
US BANCORP DEL COM NEW 902973304   620 18,774 SH   SOLE   0 0 18,774
VALLEY NATL BANCORP COM 919794107   80 10,339 SH   SOLE   0 0 10,339
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   309 6,707 SH   SOLE   0 0 6,707
VANGUARD BD INDEX FDS INTERMED TERM 921937819   499 6,634 SH   SOLE   0 0 6,634
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   438 6,027 SH   SOLE   0 0 6,027
VANGUARD INDEX FDS GROWTH ETF 922908736   20,495 72,432 SH   SOLE   0 0 72,432
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,252 5,684 SH   SOLE   0 0 5,684
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   448 5,362 SH   SOLE   0 0 5,362
VANGUARD INDEX FDS LARGE CAP ETF 922908637   260 1,281 SH   SOLE   0 0 1,281
VANGUARD INDEX FDS MID CAP ETF 922908629   295 1,340 SH   SOLE   0 0 1,340
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,072 50,936 SH   SOLE   0 0 50,936
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,022 10,540 SH   SOLE   0 0 10,540
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   331 5,640 SH   SOLE   0 0 5,640
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   378 2,327 SH   SOLE   0 0 2,327
VANGUARD STAR FDS VG TL INTL STK F 921909768   425 7,580 SH   SOLE   0 0 7,580
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,603 99,681 SH   SOLE   0 0 99,681
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   412 3,882 SH   SOLE   0 0 3,882
VANGUARD WORLD FD ESG US STK ETF 921910733   275 3,504 SH   SOLE   0 0 3,504
VANGUARD WORLD FDS INF TECH ETF 92204A702   287 649 SH   SOLE   0 0 649
VERIZON COMMUNICATIONS INC COM 92343V104   269 7,232 SH   SOLE   0 0 7,232
VISA INC COM CL A 92826C839   520 2,189 SH   SOLE   0 0 2,189
WALMART INC COM 931142103   2,671 16,995 SH   SOLE   0 0 16,995
WEST PHARMACEUTICAL SVSC INC COM 955306105   531 1,388 SH   SOLE   0 0 1,388
YUM BRANDS INC COM 988498101   219 1,582 SH   SOLE   0 0 1,582