The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PACER FDS TR TRENDP US LAR CP 69374H105 81,412 2,158,229 SH   SOLE   0 0 2,158,229
SPDR SER TR PORTFOLIO S&P500 78464A854 59,349 1,176,185 SH   SOLE   0 0 1,176,185
ISHARES TR ESG AWR MSCI USA 46435G425 46,618 473,594 SH   SOLE   0 0 473,594
VANGUARD INDEX FDS GROWTH ETF 922908736 24,243 83,548 SH   SOLE   0 0 83,548
ISHARES TR EAFE VALUE ETF 464288877 22,359 439,676 SH   SOLE   0 0 439,676
ISHARES TR EAFE GRWTH ETF 464288885 20,464 192,241 SH   SOLE   0 0 192,241
ISHARES TR RUS 1000 VAL ETF 464287598 16,665 106,482 SH   SOLE   0 0 106,482
ISHARES TR US TREAS BD ETF 46429B267 15,582 587,360 SH   SOLE   0 0 587,360
ISHARES TR EXPONENTIAL TECH 46434V381 14,473 230,675 SH   SOLE   0 0 230,675
ISHARES TR MSCI USA VALUE 46432F388 11,821 117,416 SH   SOLE   0 0 117,416
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 10,873 212,965 SH   SOLE   0 0 212,965
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 10,165 200,415 SH   SOLE   0 0 200,415
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 9,880 275,678 SH   SOLE   0 0 275,678
ISHARES TR GLOBAL FINLS ETF 464287333 9,708 123,751 SH   SOLE   0 0 123,751
ISHARES TR FALN ANGLS USD 46435G474 9,337 310,112 SH   SOLE   0 0 310,112
WISDOMTREE TR EM EX ST-OWNED 97717X578 9,063 242,819 SH   SOLE   0 0 242,819
ISHARES TR MBS ETF 464288588 8,650 79,987 SH   SOLE   0 0 79,987
ISHARES TR CORE MSCI EAFE 46432F842 8,351 112,467 SH   SOLE   0 0 112,467
PROSHARES TR S&P 500 DV ARIST 74348A467 7,305 82,513 SH   SOLE   0 0 82,513
ISHARES TR MSCI USA QLT FCT 46432F339 6,866 52,120 SH   SOLE   0 0 52,120
ISHARES TR U.S. TECH ETF 464287721 6,829 67,442 SH   SOLE   0 0 67,442
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,743 67,362 SH   SOLE   0 0 67,362
ISHARES TR IBOXX INV CP ETF 464287242 6,719 50,504 SH   SOLE   0 0 50,504
ISHARES TR CORE TOTAL USD 46434V613 6,605 124,058 SH   SOLE   0 0 124,058
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 5,985 117,181 SH   SOLE   0 0 117,181
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152 5,782 145,169 SH   SOLE   0 0 145,169
ISHARES TR S&P MC 400GR ETF 464287606 5,737 72,462 SH   SOLE   0 0 72,462
APPLE INC COM 037833100 5,692 40,369 SH   SOLE   0 0 40,369
ISHARES TR MSCI EAFE MIN VL 46429B689 5,193 68,933 SH   SOLE   0 0 68,933
SPDR SER TR PORTFOLIO LN TSR 78464A664 5,127 124,180 SH   SOLE   0 0 124,180
SPDR SER TR NUVEEN BRC MUNIC 78468R721 4,620 89,580 SH   SOLE   0 0 89,580
SPDR SER TR PORTFOLIO LN COR 78464A367 4,323 137,841 SH   SOLE   0 0 137,841
ISHARES TR CORE S&P TTL STK 464287150 4,303 43,835 SH   SOLE   0 0 43,835
ISHARES TR S&P MC 400VL ETF 464287705 4,237 41,123 SH   SOLE   0 0 41,123
ISHARES TR MSCI USA MMENTM 46432F396 4,197 23,899 SH   SOLE   0 0 23,899
SELECT SECTOR SPDR TR ENERGY 81369Y506 4,179 80,222 SH   SOLE   0 0 80,222
ISHARES TR CORE S&P500 ETF 464287200 4,135 9,597 SH   SOLE   0 0 9,597
ISHARES TR 3 7 YR TREAS BD 464288661 4,019 30,877 SH   SOLE   0 0 30,877
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,728 59,567 SH   SOLE   0 0 59,567
PROCTER AND GAMBLE CO COM 742718109 3,729 26,675 SH   SOLE   0 0 26,675
ISHARES TR CORE S&P MCP ETF 464287507 3,723 14,188 SH   SOLE   0 0 14,188
ISHARES TR MSCI EAFE ETF 464287465 3,680 47,171 SH   SOLE   0 0 47,171
ISHARES TR RUS 2000 GRW ETF 464287648 3,658 12,460 SH   SOLE   0 0 12,460
ALBEMARLE CORP COM 012653101 3,623 16,545 SH   SOLE   0 0 16,545
ISHARES TR U.S. ENERGY ETF 464287796 3,441 121,773 SH   SOLE   0 0 121,773
TARGET CORP COM 87612E106 3,388 14,810 SH   SOLE   0 0 14,810
ISHARES TR MSCI USA MIN VOL 46429B697 3,260 44,390 SH   SOLE   0 0 44,390
SPDR SER TR S&P 600 SML CAP 78464A813 3,248 34,282 SH   SOLE   0 0 34,282
INVESCO QQQ TR UNIT SER 1 46090E103 3,156 8,817 SH   SOLE   0 0 8,817
JOHNSON & JOHNSON COM 478160104 3,009 18,634 SH   SOLE   0 0 18,634
NUCOR CORP COM 670346105 2,958 30,036 SH   SOLE   0 0 30,036
PRICE T ROWE GROUP INC COM 74144T108 2,850 14,488 SH   SOLE   0 0 14,488
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,755 64,773 SH   SOLE   0 0 64,773
LOWES COS INC COM 548661107 2,755 13,582 SH   SOLE   0 0 13,582
S&P GLOBAL INC COM 78409V104 2,731 6,427 SH   SOLE   0 0 6,427
SHERWIN WILLIAMS CO COM 824348106 2,674 9,561 SH   SOLE   0 0 9,561
CINTAS CORP COM 172908105 2,655 6,976 SH   SOLE   0 0 6,976
PENTAIR PLC SHS G7S00T104 2,636 36,298 SH   SOLE   0 0 36,298
WALMART INC COM 931142103 2,610 18,756 SH   SOLE   0 0 18,756
ISHARES TR 10-20 YR TRS ETF 464288653 2,568 17,460 SH   SOLE   0 0 17,460
DOVER CORP COM 260003108 2,509 16,138 SH   SOLE   0 0 16,138
ISHARES TR EXPANDED TECH 464287515 2,471 6,192 SH   SOLE   0 0 6,192
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 2,448 20,636 SH   SOLE   0 0 20,636
LINDE PLC SHS G5494J103 2,419 8,155 SH   SOLE   0 0 8,155
AUTOMATIC DATA PROCESSING IN COM 053015103 2,389 11,948 SH   SOLE   0 0 11,948
PROSHARES TR RUSS 2000 DIVD 74347B698 2,362 38,302 SH   SOLE   0 0 38,302
ABBOTT LABS COM 002824100 2,362 19,991 SH   SOLE   0 0 19,991
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,343 23,023 SH   SOLE   0 0 23,023
ISHARES TR TIPS BD ETF 464287176 2,320 18,170 SH   SOLE   0 0 18,170
CINCINNATI FINL CORP COM 172062101 2,278 19,940 SH   SOLE   0 0 19,940
EMERSON ELEC CO COM 291011104 2,277 24,174 SH   SOLE   0 0 24,174
ARCHER DANIELS MIDLAND CO COM 039483102 2,224 37,058 SH   SOLE   0 0 37,058
MEDTRONIC PLC SHS G5960L103 2,174 17,355 SH   SOLE   0 0 17,355
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 2,136 56,875 SH   SOLE   0 0 56,875
ILLINOIS TOOL WKS INC COM 452308109 2,114 10,229 SH   SOLE   0 0 10,229
SYSCO CORP COM 871829107 2,108 26,848 SH   SOLE   0 0 26,848
MCDONALDS CORP COM 580135101 2,103 8,724 SH   SOLE   0 0 8,724
CHUBB LIMITED COM H1467J104 2,094 12,069 SH   SOLE   0 0 12,069
ABBVIE INC COM 00287Y109 2,094 19,412 SH   SOLE   0 0 19,412
PPG INDS INC COM 693506107 2,034 14,224 SH   SOLE   0 0 14,224
GRAINGER W W INC COM 384802104 2,025 5,151 SH   SOLE   0 0 5,151
COCA COLA CO COM 191216100 2,002 38,149 SH   SOLE   0 0 38,149
STANLEY BLACK & DECKER INC COM 854502101 1,990 11,350 SH   SOLE   0 0 11,350
GENUINE PARTS CO COM 372460105 1,974 16,279 SH   SOLE   0 0 16,279
AFLAC INC COM 001055102 1,976 37,907 SH   SOLE   0 0 37,907
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1,970 22,949 SH   SOLE   0 0 22,949
ROPER TECHNOLOGIES INC COM 776696106 1,963 4,401 SH   SOLE   0 0 4,401
PEOPLES UNITED FINANCIAL INC COM 712704105 1,961 112,248 SH   SOLE   0 0 112,248
PEPSICO INC COM 713448108 1,956 13,003 SH   SOLE   0 0 13,003
ISHARES TR IBONDS DEC2023 46435G318 1,951 75,055 SH   SOLE   0 0 75,055
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 1,910 36,367 SH   SOLE   0 0 36,367
AIR PRODS & CHEMS INC COM 009158106 1,893 7,391 SH   SOLE   0 0 7,391
ECOLAB INC COM 278865100 1,880 9,010 SH   SOLE   0 0 9,010
BROWN FORMAN CORP CL B 115637209 1,836 27,402 SH   SOLE   0 0 27,402
ISHARES TR IBONDS DEC2022 46435G755 1,864 71,215 SH   SOLE   0 0 71,215
ISHARES TR GLOBAL TECH ETF 464287291 1,822 32,158 SH   SOLE   0 0 32,158
GENERAL DYNAMICS CORP COM 369550108 1,798 9,183 SH   SOLE   0 0 9,183
ISHARES TR S&P SML 600 GWT 464287887 1,792 13,781 SH   SOLE   0 0 13,781
PROSHARES TR MSCI EAFE DIVD 74347B839 1,762 38,135 SH   SOLE   0 0 38,135
ISHARES TR IBONDS DEC 46435U697 1,784 66,255 SH   SOLE   0 0 66,255
MCCORMICK & CO INC COM NON VTG 579780206 1,744 21,524 SH   SOLE   0 0 21,524
SMITH A O CORP COM 831865209 1,743 28,544 SH   SOLE   0 0 28,544
LEGGETT & PLATT INC COM 524660107 1,721 38,392 SH   SOLE   0 0 38,392
SPDR SER TR PORTFOLIO INTRMD 78464A375 1,720 47,089 SH   SOLE   0 0 47,089
SPDR SER TR PORTFOLIO S&P600 78468R853 1,701 39,920 SH   SOLE   0 0 39,920
3M CO COM 88579Y101 1,686 9,613 SH   SOLE   0 0 9,613
BECTON DICKINSON & CO COM 075887109 1,635 6,651 SH   SOLE   0 0 6,651
ISHARES TR IBONDS DEC2021 46435G789 1,657 64,786 SH   SOLE   0 0 64,786
CLOROX CO DEL COM 189054109 1,590 9,601 SH   SOLE   0 0 9,601
COLGATE PALMOLIVE CO COM 194162103 1,586 20,991 SH   SOLE   0 0 20,991
WEST PHARMACEUTICAL SVSC INC COM 955306105 1,559 3,672 SH   SOLE   0 0 3,672
ISHARES TR CORE DIV GRWTH 46434V621 1,559 31,022 SH   SOLE   0 0 31,022
KIMBERLY-CLARK CORP COM 494368103 1,551 11,712 SH   SOLE   0 0 11,712
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,548 3,607 SH   SOLE   0 0 3,607
V F CORP COM 918204108 1,502 22,397 SH   SOLE   0 0 22,397
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,494 6,730 SH   SOLE   0 0 6,730
HORMEL FOODS CORP COM 440452100 1,485 36,229 SH   SOLE   0 0 36,229
ISHARES INC MSCI EMERG MRKT 464286533 1,468 23,422 SH   SOLE   0 0 23,422
AMAZON COM INC COM 023135106 1,493 477 SH   SOLE   0 0 477
VANGUARD INDEX FDS VALUE ETF 922908744 1,428 10,551 SH   SOLE   0 0 10,551
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 1,422 30,192 SH   SOLE   0 0 30,192
ISHARES TR U.S. MED DVC ETF 464288810 1,409 22,437 SH   SOLE   0 0 22,437
NEXTERA ENERGY INC COM 65339F101 1,403 17,863 SH   SOLE   0 0 17,863
REALTY INCOME CORP COM 756109104 1,382 21,303 SH   SOLE   0 0 21,303
ISHARES TR IBONDS DEC 25 46435U432 1,379 49,330 SH   SOLE   0 0 49,330
CARDINAL HEALTH INC COM 14149Y108 1,373 27,753 SH   SOLE   0 0 27,753
ISHARES TR IBONDS DEC22 ETF 46434VBA7 1,391 54,938 SH   SOLE   0 0 54,938
ISHARES TR IBONDS DEC21 ETF 46434VBK5 1,354 54,751 SH   SOLE   0 0 54,751
SPDR SER TR PORTFOLIO S&P400 78464A847 1,315 28,490 SH   SOLE   0 0 28,490
TESLA INC COM 88160R101 1,304 1,682 SH   SOLE   0 0 1,682
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 1,146 22,849 SH   SOLE   0 0 22,849
MICROSOFT CORP COM 594918104 1,131 4,013 SH   SOLE   0 0 4,013
ISHARES INC CORE MSCI EMKT 46434G103 1,097 17,758 SH   SOLE   0 0 17,758
ISHARES TR IBONDS DEC23 ETF 46434VAX8 1,099 42,251 SH   SOLE   0 0 42,251
SPDR SER TR PORTFLI TIPS ETF 78464A656 1,023 32,904 SH   SOLE   0 0 32,904
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,018 3,729 SH   SOLE   0 0 3,729
ETF MANAGERS TR ETFMG TRAVEL TEC 26924G771 986 34,733 SH   SOLE   0 0 34,733
ALPHABET INC CAP STK CL A 02079K305 949 355 SH   SOLE   0 0 355
ISHARES TR IBONDS DEC24 ETF 46434VBG4 961 36,566 SH   SOLE   0 0 36,566
PFIZER INC COM 717081103 928 21,581 SH   SOLE   0 0 21,581
ETF SER SOLUTIONS US GLB JETS 26922A842 874 36,995 SH   SOLE   0 0 36,995
EXXON MOBIL CORP COM 30231G102 875 14,925 SH   SOLE   0 0 14,925
ISHARES TR CORE S&P SCP ETF 464287804 873 8,089 SH   SOLE   0 0 8,089
ISHARES TR IBONDS DEC25 ETF 46434VBD1 826 30,785 SH   SOLE   0 0 30,785
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 796 13,072 SH   SOLE   0 0 13,072
ISHARES TR 0-5YR HI YL CP 46434V407 664 14,536 SH   SOLE   0 0 14,536
ISHARES INC ESG AWR MSCI EM 46434G863 648 15,645 SH   SOLE   0 0 15,645
VANGUARD WORLD FDS INF TECH ETF 92204A702 616 1,535 SH   SOLE   0 0 1,535
ISHARES TR S&P 500 GRWT ETF 464287309 596 8,061 SH   SOLE   0 0 8,061
PROSHARES TR S&P TECH DIVIDEN 74347G606 590 9,872 SH   SOLE   0 0 9,872
ISHARES TR ISHS 1-5YR INVS 464288646 574 10,502 SH   SOLE   0 0 10,502
PROSHARES TR S&P MDCP 400 DIV 74347B680 566 8,360 SH   SOLE   0 0 8,360
SPDR SER TR MSCI USA STRTGIC 78468R812 530 4,444 SH   SOLE   0 0 4,444
VANGUARD WORLD FD ESG US STK ETF 921910733 517 6,455 SH   SOLE   0 0 6,455
MODERNA INC COM 60770K107 517 1,343 SH   SOLE   0 0 1,343
FACEBOOK INC CL A 30303M102 524 1,544 SH   SOLE   0 0 1,544
DISNEY WALT CO COM 254687106 485 2,865 SH   SOLE   0 0 2,865
NVIDIA CORPORATION COM 67066G104 471 2,272 SH   SOLE   0 0 2,272
ALPHABET INC CAP STK CL C 02079K107 477 179 SH   SOLE   0 0 179
SPDR SER TR NUVEEN BLMBRG SR 78468R739 447 9,043 SH   SOLE   0 0 9,043
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 446 2,978 SH   SOLE   0 0 2,978
ANALOG DEVICES INC COM 032654105 435 2,636 SH   SOLE   0 0 2,636
LEGG MASON ETF INVT TR L VOL H DIV ETF 52468L406 430 11,953 SH   SOLE   0 0 11,953
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 412 2,681 SH   SOLE   0 0 2,681
SPDR SER TR PORTFOLI S&P1500 78464A805 405 7,648 SH   SOLE   0 0 7,648
AXON ENTERPRISE INC COM 05464C101 394 2,250 SH   SOLE   0 0 2,250
MERCK & CO. INC COM 58933Y105 395 5,252 SH   SOLE   0 0 5,252
ISHARES TR BARCLAYS 7 10 YR 464287440 384 3,331 SH   SOLE   0 0 3,331
INVESCO CURRENCYSHARES CDN D CDN DLR SHS 46138T104 379 4,898 SH   SOLE   0 0 4,898
LILLY ELI & CO COM 532457108 372 1,612 SH   SOLE   0 0 1,612
ISHARES TR CORE MSCI TOTAL 46432F834 368 5,180 SH   SOLE   0 0 5,180
GLOBAL X FDS US INFR DEV ETF 37954Y673 357 14,060 SH   SOLE   0 0 14,060
UNITEDHEALTH GROUP INC COM 91324P102 366 937 SH   SOLE   0 0 937
INTERNATIONAL BUSINESS MACHS COM 459200101 356 2,565 SH   SOLE   0 0 2,565
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 355 6,958 SH   SOLE   0 0 6,958
VISA INC COM CL A 92826C839 349 1,569 SH   SOLE   0 0 1,569
WISDOMTREE TR US TOTAL DIVIDND 97717W109 332 2,826 SH   SOLE   0 0 2,826
SELECTIVE INS GROUP INC COM 816300107 326 4,310 SH   SOLE   0 0 4,310
JPMORGAN CHASE & CO COM 46625H100 297 1,813 SH   SOLE   0 0 1,813
VERIZON COMMUNICATIONS INC COM 92343V104 288 5,325 SH   SOLE   0 0 5,325
NIKE INC CL B 654106103 276 1,900 SH   SOLE   0 0 1,900
ARK ETF TR INNOVATION ETF 00214Q104 268 2,427 SH   SOLE   0 0 2,427
AMGEN INC COM 031162100 268 1,260 SH   SOLE   0 0 1,260
ALIGN TECHNOLOGY INC COM 016255101 262 394 SH   SOLE   0 0 394
BLACKROCK SCIENCE & TECH TR SHS BEN INT 09260K101 259 6,711 SH   SOLE   0 0 6,711
WISDOMTREE TR US ESG FUND 97717W596 312 8,131 SH   SOLE   0 0 8,131
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 229 4,567 SH   SOLE   0 0 4,567
SPDR SER TR PORTFLI MORTGAGE 78464A383 228 8,855 SH   SOLE   0 0 8,855
SHOPIFY INC CL A 82509L107 222 164 SH   SOLE   0 0 164
SPDR SER TR S&P KENSHO NEW 78468R648 222 3,647 SH   SOLE   0 0 3,647
AT&T INC COM 00206R102 216 7,960 SH   SOLE   0 0 7,960
VANECK VECTORS ETF TR SEMICONDUCTOR ET 92189F676 205 800 SH   SOLE   0 0 800
BRISTOL-MYERS SQUIBB CO COM 110122108 208 3,513 SH   SOLE   0 0 3,513
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 202 1,513 SH   SOLE   0 0 1,513
OKTA INC CL A 679295105 202 850 SH   SOLE   0 0 850
BK OF AMERICA CORP COM 060505104 205 4,835 SH   SOLE   0 0 4,835
VALLEY NATL BANCORP COM 919794107 184 13,848 SH   SOLE   0 0 13,848
SIRIUS XM HOLDINGS INC COM 82968B103 98 21,657 SH   SOLE   0 0 21,657
WIPRO LTD SPON ADR 1 SH 97651M109 94 10,664 SH   SOLE   0 0 10,664