The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VISA INC COM CL A 92826C839 3,916 19,887 SH   SOLE   0 0 19,887
PARAMOUNT GLOBAL CLASS B COM 92556H206 1,244 50,425 SH   SOLE   0 0 50,425
VERIZON COMMUNICATIONS INC COM 92343V104 2,724 53,680 SH   SOLE   0 0 53,680
UNITEDHEALTH GROUP INC COM 91324P102 5,291 10,302 SH   SOLE   0 0 10,302
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 512 7,295 SH   SOLE   0 0 7,295
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 293 5,403 SH   SOLE   0 0 5,403
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,374 18,679 SH   SOLE   0 0 18,679
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 532 6,091 SH   SOLE   0 0 6,091
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 632 20,084 SH   SOLE   0 0 20,084
SELECT SECTOR SPDR TR ENERGY 81369Y506 227 3,175 SH   SOLE   0 0 3,175
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,959 14,251 SH   SOLE   0 0 14,251
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 540 7,480 SH   SOLE   0 0 7,480
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 6,489 50,601 SH   SOLE   0 0 50,601
SPDR S&P 500 ETF TR TR UNIT 78462F103 356 943 SH   SOLE   0 0 943
NUVEEN PFD & INCM SECURTIES COM 67072C105 152 21,000 SH   SOLE   0 0 21,000
NVIDIA CORPORATION COM 67066G104 486 3,209 SH   SOLE   0 0 3,209
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 282 3,800 SH   SOLE   0 0 3,800
NEXTERA ENERGY INC COM 65339F101 7,092 91,553 SH   SOLE   0 0 91,553
MERCK & CO INC COM 58933Y105 556 6,100 SH   SOLE   0 0 6,100
MASTERCARD INCORPORATED CL A 57636Q104 284 900 SH   SOLE   0 0 900
JPMORGAN CHASE & CO COM 46625H100 6,738 59,833 SH   SOLE   0 0 59,833
GOLDMAN SACHS GROUP INC COM 38141G104 230 775 SH   SOLE   0 0 775
DUKE ENERGY CORP NEW COM NEW 26441C204 4,212 39,289 SH   SOLE   0 0 39,289
DOMINION ENERGY INC COM 25746U109 443 5,550 SH   SOLE   0 0 5,550
COSTCO WHSL CORP NEW COM 22160K105 911 1,900 SH   SOLE   0 0 1,900
COMCAST CORP NEW CL A 20030N101 2,418 61,610 SH   SOLE   0 0 61,610
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 213 11,114 SH   SOLE   0 0 11,114
ALPHABET INC CAP STK CL A 02079K305 2,497 1,146 SH   SOLE   0 0 1,146
ABBVIE INC COM 00287Y109 322 2,100 SH   SOLE   0 0 2,100
NUVEEN MASSACHUSETS QLT MUN COM 67061E104 159 13,500 SH   SOLE   0 0 13,500
WELLS FARGO CO NEW COM 949746101 208 5,300 SH   SOLE   0 0 5,300
WALMART INC COM 931142103 4,484 36,879 SH   SOLE   0 0 36,879
UNITED PARCEL SERVICE INC CL B 911312106 1,403 7,685 SH   SOLE   0 0 7,685
UNION PAC CORP COM 907818108 5,495 25,764 SH   SOLE   0 0 25,764
TJX COS INC NEW COM 872540109 803 14,375 SH   SOLE   0 0 14,375
SYSCO CORP COM 871829107 2,810 33,170 SH   SOLE   0 0 33,170
SOUTHERN CO COM 842587107 1,633 22,894 SH   SOLE   0 0 22,894
SIMON PPTY GROUP INC NEW COM 828806109 1,043 10,986 SH   SOLE   0 0 10,986
PROCTER AND GAMBLE CO COM 742718109 3,952 27,487 SH   SOLE   0 0 27,487
PFIZER INC COM 717081103 728 13,884 SH   SOLE   0 0 13,884
PEPSICO INC COM 713448108 18,591 111,548 SH   SOLE   0 0 111,548
NUVEEN MUN VALUE FD INC COM 670928100 262 29,300 SH   SOLE   0 0 29,300
NUVEEN NEW YORK AMT QLT MUNI COM 670656107 126 11,400 SH   SOLE   0 0 11,400
NORFOLK SOUTHN CORP COM 655844108 227 1,000 SH   SOLE   0 0 1,000
MICROSOFT CORP COM 594918104 29,480 114,784 SH   SOLE   0 0 114,784
MCDONALDS CORP COM 580135101 1,477 5,982 SH   SOLE   0 0 5,982
MARRIOTT INTL INC NEW CL A 571903202 258 1,896 SH   SOLE   0 0 1,896
JOHNSON & JOHNSON COM 478160104 5,596 31,524 SH   SOLE   0 0 31,524
HONEYWELL INTL INC COM 438516106 278 1,600 SH   SOLE   0 0 1,600
HOME DEPOT INC COM 437076102 7,746 28,244 SH   SOLE   0 0 28,244
DISNEY WALT CO COM 254687106 273 2,895 SH   SOLE   0 0 2,895
DEERE & CO COM 244199105 1,199 4,005 SH   SOLE   0 0 4,005
COCA COLA CO COM 191216100 1,766 28,078 SH   SOLE   0 0 28,078
CANADIAN NATL RY CO COM 136375102 593 5,274 SH   SOLE   0 0 5,274
CVS HEALTH CORP COM 126650100 432 4,665 SH   SOLE   0 0 4,665
APPLE INC COM 037833100 7,197 52,639 SH   SOLE   0 0 52,639
ELEVANCE HEALTH INC COM 036752103 314 650 SH   SOLE   0 0 650
AMGEN INC COM 031162100 210 865 SH   SOLE   0 0 865
AMERICAN EXPRESS CO COM 025816109 1,317 9,500 SH   SOLE   0 0 9,500
AMERICAN ELEC PWR CO INC COM 025537101 1,212 12,634 SH   SOLE   0 0 12,634
AMAZON COM INC COM 023135106 820 7,720 SH   SOLE   0 0 7,720