The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101 2,942 22,733 SH   SOLE   21,728 0 1,005
ABBOTT LABS COM Stock 002824100 1,742 16,028 SH   SOLE   15,388 0 640
ABBVIE INC COM Stock 00287Y109 4,402 28,739 SH   SOLE   27,524 0 1,215
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 851 2,326 SH   SOLE   2,326 0 0
AKAMAI TECHNOLOGIES INC COM Stock 00971T101 1,359 14,880 SH   SOLE   14,325 0 555
ALPHABET INC CAP STK CL A Stock 02079K305 389 178 SH   SOLE   178 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 5,080 2,322 SH   SOLE   2,133 0 189
AMAZON COM INC COM Stock 023135106 3,129 29,459 SH   SOLE   26,034 0 3,425
AMERICAN EXPRESS CO COM Stock 025816109 497 3,586 SH   SOLE   3,382 0 204
APOLLO GLOBAL MGMT INC COM Stock 03769M106 429 8,854 SH   SOLE   8,854 0 0
APPLE INC COM Stock 037833100 4,717 34,501 SH   SOLE   32,109 0 2,392
AVERY DENNISON CORP COM Stock 053611109 471 2,906 SH   SOLE   2,906 0 0
BECTON DICKINSON & CO COM Stock 075887109 1,287 5,221 SH   SOLE   5,091 0 130
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 492 1,803 SH   SOLE   1,803 0 0
BK OF AMERICA CORP COM Stock 060505104 233 7,495 SH   SOLE   6,474 0 1,021
BLACKROCK SHORT MATURITY BOND ETF ETF 46431W507 292 5,932 SH   SOLE   5,932 0 0
BLACKROCK ULTRA SHORT-TERM BOND ETF ETF 46434V878 11,529 230,387 SH   SOLE   229,597 0 790
BOOZ ALLEN HAMILTON HLDG CORP CL A Stock 099502106 2,103 23,272 SH   SOLE   22,337 0 935
BOSTON PROPERTIES INC COM REIT 101121101 1,128 12,674 SH   SOLE   11,899 0 775
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 2,990 38,825 SH   SOLE   36,520 0 2,305
CARMAX INC COM Stock 143130102 692 7,649 SH   SOLE   7,414 0 235
CHEVRON CORP NEW COM Stock 166764100 274 1,892 SH   SOLE   1,892 0 0
CIGNA CORP NEW COM Stock 125523100 1,916 7,270 SH   SOLE   6,788 0 482
CISCO SYS INC COM Stock 17275R102 3,148 73,834 SH   SOLE   70,989 0 2,845
CITIGROUP INC COM NEW Stock 172967424 3,504 76,184 SH   SOLE   72,274 0 3,910
CITIZENS FINL GROUP INC COM Stock 174610105 5,374 150,586 SH   SOLE   143,576 0 7,010
COCA COLA CO COM Stock 191216100 377 5,992 SH   SOLE   4,943 0 1,049
COLGATE PALMOLIVE CO COM Stock 194162103 958 11,958 SH   SOLE   10,059 0 1,899
COMCAST CORP NEW CL A Stock 20030N101 365 9,294 SH   SOLE   9,204 0 90
CVS HEALTH CORP COM Stock 126650100 5,198 56,093 SH   SOLE   53,048 0 3,045
DANAHER CORPORATION COM Stock 235851102 321 1,266 SH   SOLE   1,266 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205 269 1,547 SH   SOLE   1,547 0 0
DISNEY WALT CO COM Stock 254687106 1,797 19,037 SH   SOLE   18,467 0 570
DOMINION ENERGY INC COM Stock 25746U109 204 2,551 SH   SOLE   2,551 0 0
ECOLAB INC COM Stock 278865100 524 3,408 SH   SOLE   3,408 0 0
ELANCO ANIMAL HEALTH INC COM Stock 28414H103 667 33,970 SH   SOLE   32,580 0 1,390
Energy Select Sector SPDR Fund ETF 81369Y506 696 9,735 SH   SOLE   9,735 0 0
EVEREST RE GROUP LTD COM Stock G3223R108 5,107 18,222 SH   SOLE   17,285 0 937
EXXON MOBIL CORP COM Stock 30231G102 654 7,634 SH   SOLE   7,559 0 75
Fairlead Tactical Sector ETF ETF 14064D550 46,914 1,982,834 SH   SOLE   1,982,834 0 0
FEDERAL AGRIC MTG CORP CL C Stock 313148306 1,896 19,415 SH   SOLE   18,445 0 970
FEDEX CORP COM Stock 31428X106 2,536 11,184 SH   SOLE   10,847 0 337
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM Stock 31620R303 1,414 38,259 SH   SOLE   35,274 0 2,985
FIRST HORIZON CORPORATION COM Stock 320517105 1,801 82,406 SH   SOLE   78,391 0 4,015
FISERV INC COM Stock 337738108 1,720 19,332 SH   SOLE   18,492 0 840
FRESHWORKS INC CLASS A COM Stock 358054104 221 16,773 SH   SOLE   16,773 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 2,673 12,081 SH   SOLE   11,539 0 542
GOLDMAN SACHS GROUP INC COM Stock 38141G104 563 1,897 SH   SOLE   1,877 0 20
HASBRO INC COM Stock 418056107 4,638 56,646 SH   SOLE   53,911 0 2,735
HOME DEPOT INC COM Stock 437076102 260 946 SH   SOLE   712 0 234
HUNTINGTON BANCSHARES INC COM Stock 446150104 1,473 122,417 SH   SOLE   116,072 0 6,345
INTEL CORP COM Stock 458140100 468 12,503 SH   SOLE   12,503 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 2,121 15,025 SH   SOLE   14,400 0 625
INVESCO PREFERRED ETF ETF 46138E511 197 16,000 SH   SOLE   0 0 16,000
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 2,425 18,068 SH   SOLE   18,068 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 204 539 SH   SOLE   539 0 0
ISHARES IBONDS DEC 2022 TERM CORPORATE ETF ETF 46434VBA7 1,242 49,672 SH   SOLE   48,069 0 1,603
ISHARES IBONDS DEC 2022 TERM MUNI BOND ETF ETF 46435G755 314 12,131 SH   SOLE   12,131 0 0
ISHARES IBONDS DEC 2023 TERM CORPORATE ETF ETF 46434VAX8 1,222 48,703 SH   SOLE   47,428 0 1,275
ISHARES IBONDS DEC 2023 TERM MUNI BOND ETF ETF 46435G318 313 12,270 SH   SOLE   12,270 0 0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF ETF 46434VBG4 1,150 46,454 SH   SOLE   45,179 0 1,275
ISHARES IBONDS DEC 2024 TERM MUNI BOND ETF ETF 46435U697 238 9,150 SH   SOLE   9,150 0 0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF ETF 46434VBD1 1,013 41,012 SH   SOLE   39,472 0 1,540
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 821 7,459 SH   SOLE   7,459 0 0
ISHARES MSCI EAFE ETF ETF 464287465 2,867 45,877 SH   SOLE   45,877 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885 3,842 47,736 SH   SOLE   47,736 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 201 3,689 SH   SOLE   3,689 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877 7,898 181,970 SH   SOLE   181,970 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 469 3,236 SH   SOLE   3,110 0 126
iShares U.S. Technology ETF ETF 464287721 4,959 62,023 SH   SOLE   53,970 0 8,053
JOHNSON & JOHNSON COM Stock 478160104 7,421 41,804 SH   SOLE   39,367 0 2,437
JOHNSON CTLS INTL PLC SHS Stock G51502105 3,288 68,679 SH   SOLE   65,484 0 3,195
JPMORGAN CHASE & CO COM Stock 46625H100 3,550 31,528 SH   SOLE   30,303 0 1,225
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 10,153 183,103 SH   SOLE   183,103 0 0
JPMORGAN NASDAQ EQUITY PREMIUM INCOME ETF ETF 46654Q203 4,128 90,218 SH   SOLE   90,218 0 0
KIMBERLY-CLARK CORP COM Stock 494368103 1,908 14,115 SH   SOLE   13,185 0 930
KINDER MORGAN INC DEL COM Stock 49456B101 3,329 198,626 SH   SOLE   188,501 0 10,125
LAM RESEARCH CORP COM Stock 512807108 921 2,161 SH   SOLE   2,002 0 159
LINCOLN ELEC HLDGS INC COM Stock 533900106 5,526 44,798 SH   SOLE   44,798 0 0
LINCOLN NATL CORP IND COM Stock 534187109 4,554 97,379 SH   SOLE   92,814 0 4,565
LOWES COS INC COM Stock 548661107 4,744 27,160 SH   SOLE   25,885 0 1,275
LYONDELLBASELL INDUSTRIES N V SHS - A - Stock N53745100 1,598 18,273 SH   SOLE   17,093 0 1,180
MARRIOTT INTL INC NEW CL A Stock 571903202 1,125 8,274 SH   SOLE   7,926 0 348
MARSH & MCLENNAN COS INC COM Stock 571748102 1,556 10,020 SH   SOLE   9,885 0 135
MCCORMICK & CO INC COM NON VTG Stock 579780206 445 5,350 SH   SOLE   5,350 0 0
MCDONALDS CORP COM Stock 580135101 665 2,695 SH   SOLE   2,695 0 0
MEDTRONIC PLC SHS Stock G5960L103 1,871 20,849 SH   SOLE   19,579 0 1,270
MERCK & CO INC COM Stock 58933Y105 7,687 84,311 SH   SOLE   79,666 0 4,645
META PLATFORMS INC CL A Stock 30303M102 2,422 15,019 SH   SOLE   13,856 0 1,163
MICROSOFT CORP COM Stock 594918104 6,589 25,654 SH   SOLE   24,668 0 986
MSC INDL DIRECT INC CL A Stock 553530106 1,463 19,475 SH   SOLE   18,245 0 1,230
NEWMONT CORP COM Stock 651639106 1,624 27,215 SH   SOLE   26,360 0 855
NOVARTIS AG SPONSORED ADR ADR 66987V109 622 7,355 SH   SOLE   7,100 0 255
NU HLDGS LTD ORD SHS CL A Stock G6683N103 102 27,247 SH   SOLE   27,247 0 0
NVIDIA CORPORATION COM Stock 67066G104 2,160 14,246 SH   SOLE   14,246 0 0
NXP SEMICONDUCTORS N V COM Stock N6596X109 1,823 12,313 SH   SOLE   11,963 0 350
PAYPAL HLDGS INC COM Stock 70450Y103 767 10,989 SH   SOLE   10,621 0 368
PEPSICO INC COM Stock 713448108 815 4,891 SH   SOLE   4,142 0 749
PFIZER INC COM Stock 717081103 1,209 23,066 SH   SOLE   13,525 0 9,541
PHILLIPS 66 COM Stock 718546104 4,388 53,517 SH   SOLE   50,687 0 2,830
PIMCO 0-5 YEAR HIGH YIELD CORPORATE BOND INDEX EXCHANGE-TRADED FUND ETF 72201R783 646 7,299 SH   SOLE   7,299 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 812 5,147 SH   SOLE   4,697 0 450
PROCTER AND GAMBLE CO COM Stock 742718109 419 2,910 SH   SOLE   2,095 0 815
PRUDENTIAL FINL INC COM Stock 744320102 2,473 25,848 SH   SOLE   24,248 0 1,600
QUALCOMM INC COM Stock 747525103 3,866 30,260 SH   SOLE   28,820 0 1,440
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 3,249 33,800 SH   SOLE   32,405 0 1,395
RIO TINTO PLC SPONSORED ADR ADR 767204100 1,036 16,982 SH   SOLE   15,487 0 1,495
SHELL PLC SPON ADS ADR 780259305 2,310 44,184 SH   SOLE   41,534 0 2,650
SILVERCREST ASSET MGMT GROUP I CL A Stock 828359109 2,168 132,094 SH   SOLE   124,169 0 7,925
SKYWORKS SOLUTIONS INC COM Stock 83088M102 2,971 32,070 SH   SOLE   30,273 0 1,797
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 1,092 23,485 SH   SOLE   20,313 0 3,172
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 18,568 355,156 SH   SOLE   340,003 0 15,153
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 3,133 85,096 SH   SOLE   85,096 0 0
SPDR S&P 500 ETF ETF 78462F103 6,053 16,044 SH   SOLE   15,058 0 986
STRYKER CORPORATION COM Stock 863667101 1,064 5,350 SH   SOLE   5,255 0 95
SYSCO CORP COM Stock 871829107 2,155 25,441 SH   SOLE   24,046 0 1,395
TEXAS INSTRS INC COM Stock 882508104 1,531 9,962 SH   SOLE   9,472 0 490
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 2,078 3,824 SH   SOLE   3,761 0 63
TJX COS INC NEW COM Stock 872540109 1,778 31,829 SH   SOLE   30,709 0 1,120
TOAST INC CL A Stock 888787108 261 20,188 SH   SOLE   20,188 0 0
TOYOTA MOTOR CORP ADS ADR 892331307 5,140 33,342 SH   SOLE   31,782 0 1,560
TRANE TECHNOLOGIES PLC SHS Stock G8994E103 229 1,760 SH   SOLE   1,760 0 0
ULTA BEAUTY INC COM Stock 90384S303 1,189 3,085 SH   SOLE   2,991 0 94
UNILEVER PLC SPON ADR NEW ADR 904767704 2,778 60,617 SH   SOLE   56,378 0 4,239
UNION PAC CORP COM Stock 907818108 264 1,240 SH   SOLE   1,240 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 2,118 11,605 SH   SOLE   10,895 0 710
US BANCORP DEL COM NEW Stock 902973304 298 6,485 SH   SOLE   6,276 0 209
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 760 18,618 SH   SOLE   18,618 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 263 6,316 SH   SOLE   6,316 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 12,855 57,672 SH   SOLE   51,924 0 5,748
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ETF 921937819 298 3,832 SH   SOLE   2,839 0 993
VANGUARD LARGE-CAP INDEX FUND ETF 922908637 1,552 9,007 SH   SOLE   9,007 0 0
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 947 5,398 SH   SOLE   5,207 0 191
VANGUARD MID-CAP INDEX FUND ETF 922908629 1,308 6,642 SH   SOLE   5,875 0 767
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 6,208 47,932 SH   SOLE   47,932 0 0
VANGUARD RUSSELL 1000 VALUE ETF ETF 92206C714 14,653 230,581 SH   SOLE   230,581 0 0
VANGUARD S&P 500 ETF ETF 922908363 2,972 8,569 SH   SOLE   8,569 0 0
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 336 4,377 SH   SOLE   3,443 0 934
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 1,233 16,168 SH   SOLE   15,499 0 669
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 1,133 6,436 SH   SOLE   6,436 0 0
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 362 4,816 SH   SOLE   4,816 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 264 5,329 SH   SOLE   5,329 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 396 2,098 SH   SOLE   479 0 1,619
VANGUARD VALUE INDEX FUND ETF 922908744 34,889 264,548 SH   SOLE   264,548 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 1,994 39,284 SH   SOLE   36,646 0 2,638
VISA INC COM CL A Stock 92826C839 388 1,969 SH   SOLE   1,969 0 0
VMWARE INC CL A COM Stock 928563402 1,345 11,801 SH   SOLE   11,210 0 591
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108 4,601 121,391 SH   SOLE   114,426 0 6,965
WASTE MGMT INC DEL COM Stock 94106L109 278 1,815 SH   SOLE   1,815 0 0
WILLIS TOWERS WATSON PLC LTD SHS Stock G96629103 1,732 8,775 SH   SOLE   8,536 0 239
WisdomTree Floating Rate Treasury Fund ETF 97717Y527 681 13,538 SH   SOLE   12,080 0 1,458
YUM BRANDS INC COM Stock 988498101 427 3,760 SH   SOLE   3,600 0 160
ZIMMER BIOMET HOLDINGS INC COM Stock 98956P102 708 6,737 SH   SOLE   6,558 0 179
ZOETIS INC CL A Stock 98978V103 906 5,273 SH   SOLE   5,198 0 75