The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102   212,397 12,068 SH   SOLE 0 12,068 0 0
AT&T Inc Com 00206R102   133,760 7,600 SH   DFND 0 7,600 0 0
Abbott Labs Com 002824100   223,001 1,962 SH   SOLE 0 1,962 0 0
Abbott Labs Com 002824100   20,459 180 SH   DFND 0 180 0 0
Abbvie Inc Com 00287Y109   685,607 3,765 SH   SOLE 0 3,765 0 0
Abbvie Inc Com 00287Y109   57,726 317 SH   DFND 0 317 0 0
Adobe Systems Inc Com 00724F101   4,037 8 SH   SOLE 0 8 0 0
Advanced Micor Devices Com 007903107   338,780 1,877 SH   SOLE 0 1,877 0 0
Albemarle Corp Com 012653101   237,132 1,800 SH   SOLE 0 1,800 0 0
AllianceBernstein Holding LP Com 01881G106   20,844 600 SH   DFND 0 600 0 0
Allstate Corp Com 020002101   130,623 755 SH   SOLE 0 755 0 0
Alphabet Inc Cl C Com 02079K107   161,396 1,060 SH   SOLE 0 1,060 0 0
Alphabet Inc Cl C Com 02079K107   137,034 900 SH   DFND 0 900 0 0
Alphabet Inc Cl A Com 02079K305   215,830 1,430 SH   SOLE 0 1,430 0 0
Alphabet Inc Cl A Com 02079K305   150,930 1,000 SH   DFND 0 1,000 0 0
Altria Group Inc Com 02209S103   624,813 14,324 SH   SOLE 0 14,324 0 0
Altria Group Inc Com 02209S103   120,958 2,773 SH   DFND 0 2,773 0 0
Amazon Com Inc Com 023135106   577,216 3,200 SH   SOLE 0 3,200 0 0
Amazon Com Inc Com 023135106   104,620 580 SH   DFND 0 580 0 0
Ameren Corp Com 023608102   73,960 1,000 SH   SOLE 0 1,000 0 0
Avantis Emerging Markets Value ETF Com 025072372   467,834 9,872 SH   SOLE 0 9,872 0 0
Avantis Emerging Markets Value ETF Com 025072372   94,780 2,000 SH   DFND 0 2,000 0 0
Avantis Emerging Markets Equity ETF Com 025072604   3,158,878 54,501 SH   SOLE 0 54,501 0 0
Avantis Emerging Markets Equity ETF Com 025072604   4,057 70 SH   DFND 0 70 0 0
Avantis Intl Small Cap Value Com 025072802   5,229,086 79,397 SH   SOLE 0 79,397 0 0
Avantis Intl Small Cap Value Com 025072802   283,198 4,300 SH   DFND 0 4,300 0 0
Avantis US Small Cap Value Com 025072877   4,137,109 44,148 SH   SOLE 0 44,148 0 0
Avantis US Small Cap Value Com 025072877   299,872 3,200 SH   DFND 0 3,200 0 0
American Express Co Com 025816109   642,769 2,823 SH   SOLE 0 2,823 0 0
American International Group Com 026874784   10,787 138 SH   SOLE 0 138 0 0
American Tower Corp Com 03027X100   221,103 1,119 SH   SOLE 0 1,119 0 0
American Tower Corp Com 03027X100   24,304 123 SH   DFND 0 123 0 0
American Water Works Co Inc Com 030420103   102,045 835 SH   SOLE 0 835 0 0
Amerisourcebergen Corp Com 03073E105   2,916 12 SH   SOLE 0 12 0 0
Ameriprise Financial Inc Com 03076C106   138,985 317 SH   SOLE 0 317 0 0
Amgen Inc Com 031162100   677,535 2,383 SH   SOLE 0 2,383 0 0
Amgen Inc Com 031162100   16,491 58 SH   DFND 0 58 0 0
Analog Devices Com 032654105   9,890 50 SH   SOLE 0 50 0 0
Elevance Health Inc Com 036752103   6,222 12 SH   SOLE 0 12 0 0
Apple Inc Com 037833100   9,249,460 53,939 SH   SOLE 0 53,939 0 0
Apple Inc Com 037833100   39,097 228 SH   DFND 0 228 0 0
Applied Materials Inc Com 038222105   5,981 29 SH   SOLE 0 29 0 0
Archer-Daniels Midland Co Com 039483102   37,560 598 SH   SOLE 0 598 0 0
ARES Management LP Com 03990B101   543,888 4,090 SH   SOLE 0 4,090 0 0
Arrow Electrs Inc Com 042735100   62,529 483 SH   SOLE 0 483 0 0
Artisan Partners Asset MA-A Com 04316A108   18,079 395 SH   SOLE 0 395 0 0
Artisan Partners Asset MA-A Com 04316A108   16,935 370 SH   DFND 0 370 0 0
AstraZeneca PLC ADR Com 046353108   16,260 240 SH   SOLE 0 240 0 0
Automatic Data Processing Inc Com 053015103   466,265 1,867 SH   SOLE 0 1,867 0 0
Axon Enterprise Inc Com 05464C101   31,288 100 SH   SOLE 0 100 0 0
BP P.L.C. Adr Com 055622104   31,614 839 SH   SOLE 0 839 0 0
Bank Of America Corporation Com 060505104   274,655 7,243 SH   SOLE 0 7,243 0 0
Bank Of America Corporation Com 060505104   21,046 555 SH   DFND 0 555 0 0
Bank New York Mellon Corp Com 064058100   76,058 1,320 SH   SOLE 0 1,320 0 0
Baxter International Inc Com 071813109   44,877 1,050 SH   SOLE 0 1,050 0 0
Becton Dickinson & Co Com 075887109   418,685 1,692 SH   SOLE 0 1,692 0 0
Berkshire Hathaway Inc Cl A Com 084670108   634,440 1 SH   SOLE 0 1 0 0
Berkshire Hathaway Inc Cl B Com 084670702   899,072 2,138 SH   SOLE 0 2,138 0 0
BHP Group LTD Com 088606108   17,307 300 SH   SOLE 0 300 0 0
Biogen Idec Inc Com 09062X103   65,552 304 SH   SOLE 0 304 0 0
Blackrock Inc Com 09247X101   40,018 48 SH   SOLE 0 48 0 0
Blackrock Enhanced Equity Dividend Trust Com 09251A104   11,253 1,364 SH   SOLE 0 1,364 0 0
Blackrock Enhanced Int'l Dividend Trust Com 092524107   2,765 500 SH   SOLE 0 500 0 0
Boeing Co Com 097023105   112,127 581 SH   SOLE 0 581 0 0
Bristol Myers Squibb Co Com 110122108   627,441 11,570 SH   SOLE 0 11,570 0 0
Bristol Myers Squibb Co Com 110122108   43,926 810 SH   DFND 0 810 0 0
British American Tobacco ADR Com 110448107   10,889 357 SH   SOLE 0 357 0 0
British American Tobacco ADR Com 110448107   15,250 500 SH   DFND 0 500 0 0
Broadcom Inc Com 11135F101   11,929 9 SH   SOLE 0 9 0 0
Cigna Group Com 125523100   767,057 2,112 SH   SOLE 0 2,112 0 0
CME Group Inc Com 12572Q105   9,903 46 SH   DFND 0 46 0 0
Csx Corp Com 126408103   276,134 7,449 SH   SOLE 0 7,449 0 0
CVS Corp Com 126650100   143,887 1,804 SH   SOLE 0 1,804 0 0
Cambria Foreign Shareholder Yield ETF Com 132061300   989,106 36,620 SH   SOLE 0 36,620 0 0
Cambria Emerging Shareholder Yield ETF Com 132061706   475,094 14,165 SH   SOLE 0 14,165 0 0
Canadian National Railway Co Com 136375102   139,481 1,059 SH   SOLE 0 1,059 0 0
Capitol Federal Financial Inc Com 14057J101   72,623 12,185 SH   SOLE 0 12,185 0 0
Cardinal Health Inc Com 14149Y108   178,928 1,599 SH   SOLE 0 1,599 0 0
Carrier Global Corporation Com 14448C104   17,439 300 SH   SOLE 0 300 0 0
Caterpillar Inc Com 149123101   406,004 1,108 SH   SOLE 0 1,108 0 0
Caterpillar Inc Com 149123101   57,530 157 SH   DFND 0 157 0 0
Chemours Co Com 163851108   13,708 522 SH   DFND 0 522 0 0
Chevron Corp Com 166764100   2,013,393 12,764 SH   SOLE 0 12,764 0 0
Chevron Corp Com 166764100   123,826 785 SH   DFND 0 785 0 0
Church & Dwight Co Inc Com 171340102   385,947 3,700 SH   SOLE 0 3,700 0 0
Cisco Sys Inc Com Com 17275R102   539,278 10,805 SH   SOLE 0 10,805 0 0
Cisco Sys Inc Com Com 17275R102   39,978 801 SH   DFND 0 801 0 0
Citigroup Inc Com 172967424   11,510 182 SH   SOLE 0 182 0 0
Citizens Financial Group Com 174610105   2,431 67 SH   SOLE 0 67 0 0
The Clorox Company Com 189054109   131,521 859 SH   SOLE 0 859 0 0
Coca Cola Co Com 191216100   905,280 14,797 SH   SOLE 0 14,797 0 0
Cognizant Technology Solutions Corp Com 192446102   18,762 256 SH   SOLE 0 256 0 0
Colgate Palmolive Co Com 194162103   11,724,420 130,199 SH   SOLE 0 130,199 0 0
Colgate Palmolive Co Com 194162103   97,974 1,088 SH   DFND 0 1,088 0 0
Comcast Corp Cl A Com 20030N101   66,672 1,538 SH   SOLE 0 1,538 0 0
Comcast Corp Cl A Com 20030N101   68,753 1,586 SH   DFND 0 1,586 0 0
Conagra Brands Inc Com 205887102   155,877 5,259 SH   SOLE 0 5,259 0 0
Conocophillips Com 20825C104   1,666,222 13,091 SH   SOLE 0 13,091 0 0
Constellation Brands Inc-A Com 21036P108   4,620 17 SH   SOLE 0 17 0 0
Constellation Energy Com 21037T109   68,395 370 SH   SOLE 0 370 0 0
Constellation Energy Com 21037T109   15,343 83 SH   DFND 0 83 0 0
Corning Inc Com 219350105   298,782 9,065 SH   SOLE 0 9,065 0 0
Corning Inc Com 219350105   29,268 888 SH   DFND 0 888 0 0
Corteva Inc. Com 22052L104   63,956 1,109 SH   SOLE 0 1,109 0 0
Costco Whsl Corp New Com 22160K105   607,350 829 SH   SOLE 0 829 0 0
Cummins Inc Com 231021106   121,101 411 SH   SOLE 0 411 0 0
Danaher Corp Del Com 235851102   756,402 3,029 SH   SOLE 0 3,029 0 0
Deere & Co Com 244199105   532,730 1,297 SH   SOLE 0 1,297 0 0
Diageo Plc Com 25243Q205   43,432 292 SH   SOLE 0 292 0 0
Dimensional California Muni Bond ETF Com 25434V633   52,028 1,032 SH   SOLE 0 1,032 0 0
Dimensional US Core Equity 2 Com 25434V708   255,696 8,003 SH   SOLE 0 8,003 0 0
The Walt Disney Co Com 254687106   940,337 7,685 SH   SOLE 0 7,685 0 0
Discover Financial Services Com 254709108   271,487 2,071 SH   SOLE 0 2,071 0 0
Dollar General Corp Com 256677105   170,886 1,095 SH   SOLE 0 1,095 0 0
Dominion Energy Inc Com 25746U109   38,171 776 SH   SOLE 0 776 0 0
Dow Inc. Com 260557103   140,249 2,421 SH   SOLE 0 2,421 0 0
Dow Inc. Com 260557103   63,549 1,097 SH   DFND 0 1,097 0 0
Duke Energy Corp Com 26441C204   147,193 1,522 SH   SOLE 0 1,522 0 0
DuPont de Nemours Inc. Com 26614N102   126,122 1,645 SH   SOLE 0 1,645 0 0
Eog Res Inc Com 26875P101   63,920 500 SH   SOLE 0 500 0 0
EQT Corp Com 26884L109   2,224 60 SH   SOLE 0 60 0 0
Eaton Vance Enhanced Equity Income II Com 278277108   36,286 1,799 SH   SOLE 0 1,799 0 0
Eaton Vance Tax Managed Diversified Equity Com 27828N102   48,430 3,625 SH   SOLE 0 3,625 0 0
Eaton Vance Tax-Mgd Buy-Write Opp Fd Com 27828Y108   12,115 937 SH   SOLE 0 937 0 0
Eaton Vance Tax Managed Global Income Fund Com 27829F108   32,640 4,000 SH   SOLE 0 4,000 0 0
Edison Intl Com 281020107   52,057 736 SH   SOLE 0 736 0 0
Edwards Lifescience Corp Com 28176E108   229,344 2,400 SH   SOLE 0 2,400 0 0
Emerson Electric Co Com 291011104   309,183 2,726 SH   SOLE 0 2,726 0 0
Enbridge Inc Com 29250N105   146,963 4,062 SH   SOLE 0 4,062 0 0
Enphase Energy Inc Com 29355A107   3,629 30 SH   SOLE 0 30 0 0
Enterprise Products Partners LP Com 293792107   213,598 7,320 SH   SOLE 0 7,320 0 0
Envista Holdings Corp Com 29415F104   24,202 1,132 SH   SOLE 0 1,132 0 0
Evergy Inc Com 30034W106   511,914 9,590 SH   SOLE 0 9,590 0 0
Eversource Energy Com 30040W108   54,211 907 SH   SOLE 0 907 0 0
Exelon Corp Com 30161N101   52,823 1,406 SH   SOLE 0 1,406 0 0
Exxon Mobil Corp Com 30231G102   2,491,256 21,432 SH   SOLE 0 21,432 0 0
Exxon Mobil Corp Com 30231G102   144,138 1,240 SH   DFND 0 1,240 0 0
F M C Corp Com New Com 302491303   6,370 100 SH   SOLE 0 100 0 0
Meta Platforms Inc Com 30303M102   30,592 63 SH   SOLE 0 63 0 0
Meta Platforms Inc Com 30303M102   61,183 126 SH   DFND 0 126 0 0
Fastenal Co Com 311900104   107,996 1,400 SH   SOLE 0 1,400 0 0
Fedex Corp Com 31428X106   15,936 55 SH   SOLE 0 55 0 0
Fidelity MSCI Info Tech ETF Com 316092808   20,883 134 SH   SOLE 0 134 0 0
First Solar Inc Com 336433107   51,484 305 SH   SOLE 0 305 0 0
First Trust Four Corners Senior Floating Rate Com 33733U108   3,229 312 SH   SOLE 0 312 0 0
Fiserv Inc Com 337738108   1,022,848 6,400 SH   SOLE 0 6,400 0 0
Firstenergy Corp Com 337932107   21,318 552 SH   SOLE 0 552 0 0
Ford Motor Co Com 345370860   220,647 16,615 SH   SOLE 0 16,615 0 0
Fortis Inc Com 349553107   11,853 300 SH   SOLE 0 300 0 0
GE Healthcare Technology Com 36266G107   28,909 318 SH   SOLE 0 318 0 0
GE Healthcare Technology Com 36266G107   11,364 125 SH   DFND 0 125 0 0
Arthur J Gallagher & Co Com 363576109   3,000 12 SH   SOLE 0 12 0 0
General Dynamics Corp Com 369550108   28,531 101 SH   SOLE 0 101 0 0
GE Aerospace Com 369604301   325,608 1,855 SH   SOLE 0 1,855 0 0
GE Aerospace Com 369604301   65,824 375 SH   DFND 0 375 0 0
General Mills Inc Com 370334104   184,791 2,641 SH   SOLE 0 2,641 0 0
General Mills Inc Com 370334104   28,548 408 SH   DFND 0 408 0 0
Gilead SCI Inc Com 375558103   116,468 1,590 SH   SOLE 0 1,590 0 0
GSK PLC - Spon ADR Com 37733W204   75,108 1,752 SH   SOLE 0 1,752 0 0
Global X MLP & Energy Infrastructure Com 37954Y293   1,102,177 22,498 SH   SOLE 0 22,498 0 0
Global X MLP & Energy Infrastructure Com 37954Y293   29,394 600 SH   DFND 0 600 0 0
Global X Russell 2000 Covered Call Com 37954Y459   899,663 53,203 SH   SOLE 0 53,203 0 0
Global X Russell 2000 Covered Call Com 37954Y459   33,820 2,000 SH   DFND 0 2,000 0 0
Goldman Sachs Group Inc. Com 38141G104   31,327 75 SH   DFND 0 75 0 0
HSBC Holdings Plc Adr Com 404280406   3,936 100 SH   SOLE 0 100 0 0
Halliburton Co Com 406216101   140,729 3,570 SH   SOLE 0 3,570 0 0
Halliburton Co Com 406216101   77,657 1,970 SH   DFND 0 1,970 0 0
John Hancock Preferred Income III Com 41021P103   15,430 1,000 SH   SOLE 0 1,000 0 0
Harley Davidson Inc Com 412822108   4,374 100 SH   SOLE 0 100 0 0
Hartford Finl Svcs Group Inc Com 416515104   10,305 100 SH   SOLE 0 100 0 0
Hershey Company Com 427866108   134,983 694 SH   SOLE 0 694 0 0
Hess Corp Com 42809H107   2,442 16 SH   SOLE 0 16 0 0
Home Depot Inc Com 437076102   811,314 2,115 SH   SOLE 0 2,115 0 0
Home Depot Inc Com 437076102   210,980 550 SH   DFND 0 550 0 0
Honeywell Intl Inc Com 438516106   463,044 2,256 SH   SOLE 0 2,256 0 0
Hunt (Jb)transportation Svcs Inc Com 445658107   124,731 626 SH   SOLE 0 626 0 0
Huntington Bancshares Inc Com 446150104   20,744 1,487 SH   SOLE 0 1,487 0 0
Huntsman Corp Com 447011107   434,935 16,709 SH   SOLE 0 16,709 0 0
Illinois Tool Works Com 452308109   67,083 250 SH   SOLE 0 250 0 0
Ingredion Inc Com 457187102   5,843 50 SH   SOLE 0 50 0 0
Intel Corp Com 458140100   73,764 1,670 SH   SOLE 0 1,670 0 0
Intel Corp Com 458140100   38,737 877 SH   DFND 0 877 0 0
Intercontinental Exchange Inc Com 45866F104   372,023 2,707 SH   SOLE 0 2,707 0 0
International Business Machines Com 459200101   419,348 2,196 SH   SOLE 0 2,196 0 0
International Flavors&fragra Com 459506101   8,599 100 SH   SOLE 0 100 0 0
Interpublic Group Of Co Com 460690100   11,159 342 SH   DFND 0 342 0 0
Invesco QQQ Trust Series I Com 46090E103   219,785 495 SH   SOLE 0 495 0 0
Intuit Com 461202103   546,650 841 SH   SOLE 0 841 0 0
Invesco Value Municipal Inco Com 46132P108   79,200 6,600 SH   SOLE 0 6,600 0 0
Invesco S & P 500 Equal Weight Com 46137V357   1,390,358 8,209 SH   SOLE 0 8,209 0 0
Invesco S & P 500 Equal Weight Com 46137V357   423,425 2,500 SH   DFND 0 2,500 0 0
Invesco S& P 100 Equal Weight ETF Com 46137V449   1,023,578 10,787 SH   SOLE 0 10,787 0 0
Invesco S& P 100 Equal Weight ETF Com 46137V449   284,670 3,000 SH   DFND 0 3,000 0 0
Invesco ETF Zacks Multi-Asset Income Fund Com 46137Y500   7,717 300 SH   DFND 0 300 0 0
Iron Mountain Inc New Com 46284V101   1,978,299 24,664 SH   SOLE 0 24,664 0 0
Iron Mountain Inc New Com 46284V101   224,588 2,800 SH   DFND 0 2,800 0 0
Ishares Dow Jones Select Dividend Index Fund Com 464287168   336,405 2,731 SH   SOLE 0 2,731 0 0
Ishares S&P 500 Index Fund Com 464287200   2,705,407 5,146 SH   SOLE 0 5,146 0 0
Ishares S&P 500 Index Fund Com 464287200   736,022 1,400 SH   DFND 0 1,400 0 0
IShares S&P 500 Growth Index Fund Com 464287309   80,725 956 SH   SOLE 0 956 0 0
Ishares S&P 500 Value Index Fund Com 464287408   66,318 355 SH   SOLE 0 355 0 0
IShares Msci Eafe Index Fund Com 464287465   15,892 199 SH   SOLE 0 199 0 0
Ishares Russell Midcap Value Index Fund Com 464287473   144,380 1,152 SH   DFND 0 1,152 0 0
Ishares Russell Midcap Growth Com 464287481   125,097 1,096 SH   DFND 0 1,096 0 0
iShares S&P MidCap 400 Com 464287507   1,361,183 22,410 SH   SOLE 0 22,410 0 0
iShares S&P MidCap 400 Com 464287507   270,293 4,450 SH   DFND 0 4,450 0 0
IShares Russell 1000 Value Com 464287598   66,450 371 SH   SOLE 0 371 0 0
iShares S&P Mid-Cap 400 Growth ETF Com 464287606   12,045 132 SH   SOLE 0 132 0 0
Ishares Russell 1000 Growth Com 464287614   84,263 250 SH   SOLE 0 250 0 0
Ishares Russell 2000 Value Index Fund Com 464287630   83,375 525 SH   SOLE 0 525 0 0
Ishares S&P Midcap 400 Value Index Fund Com 464287705   17,389 147 SH   SOLE 0 147 0 0
Ishares S&P Smallcap 600 Com 464287804   2,475,648 22,400 SH   SOLE 0 22,400 0 0
Ishares S&P Smallcap 600 Com 464287804   33,156 300 SH   DFND 0 300 0 0
IShares U.S. Preferred Stock ETF Com 464288687   19,338 600 SH   DFND 0 600 0 0
iShares MSCI EAFE Growth ETF Com 464288885   9,237 89 SH   SOLE 0 89 0 0
ishares Edge MSCI USA Quality Factor ETF Com 46432F339   29,912 182 SH   SOLE 0 182 0 0
iShares Edge MSCI USA Value ETF Com 46432F388   86,865 802 SH   SOLE 0 802 0 0
Ishares Core International Stock ETF Com 46432F834   16,965 250 SH   SOLE 0 250 0 0
Ishares Core International Stock ETF Com 46432F834   31,351 462 SH   DFND 0 462 0 0
IShares Core MSCI EAFE ETF Com 46432F842   14,844 200 SH   SOLE 0 200 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103   1,703,729 33,018 SH   SOLE 0 33,018 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103   266,772 5,170 SH   DFND 0 5,170 0 0
IShares Edge MSCI Intl Value Com 46435G409   4,406,647 156,098 SH   SOLE 0 156,098 0 0
IShares Edge MSCI Intl Value Com 46435G409   296,415 10,500 SH   DFND 0 10,500 0 0
J P Morgan Chase & Co Com 46625H100   1,924,482 9,608 SH   SOLE 0 9,608 0 0
J P Morgan Chase & Co Com 46625H100   156,835 783 SH   DFND 0 783 0 0
JP Morgan Equity Premium Income ETF Com 46641Q332   1,690,206 29,212 SH   SOLE 0 29,212 0 0
JP Morgan Equity Premium Income ETF Com 46641Q332   41,949 725 SH   DFND 0 725 0 0
Johnson & Johnson Com 478160104   2,583,717 16,333 SH   SOLE 0 16,333 0 0
Johnson & Johnson Com 478160104   46,191 292 SH   DFND 0 292 0 0
Kellogg Co Com 487836108   110,570 1,930 SH   SOLE 0 1,930 0 0
Keycorp New Com 493267108   36,584 2,314 SH   SOLE 0 2,314 0 0
Kimberly Clark Corp Com 494368103   207,736 1,606 SH   SOLE 0 1,606 0 0
Kimco Realty Corp Com 49446R109   24,316 1,240 SH   SOLE 0 1,240 0 0
Kimco Realty Corp Com 49446R109   39,514 2,015 SH   DFND 0 2,015 0 0
Kinder Morgan Inc Com 49456B101   5,961 325 SH   SOLE 0 325 0 0
Kinder Morgan Inc Com 49456B101   14,672 800 SH   DFND 0 800 0 0
Knife River Corp Com 498894104   2,027 25 SH   SOLE 0 25 0 0
Koninklijke Philips NVR-NY Com 500472303   5,620 281 SH   SOLE 0 281 0 0
Kontoor Brands Inc. Com 50050N103   7,953 132 SH   SOLE 0 132 0 0
Kraft Heinz Co Com 500754106   22,140 600 SH   SOLE 0 600 0 0
Kroger Co Com 501044101   63,871 1,118 SH   SOLE 0 1,118 0 0
Lkq Corp Com 501889208   10,682 200 SH   SOLE 0 200 0 0
L3Harris Technologies Com 502431109   49,013 230 SH   SOLE 0 230 0 0
Lamb Weston Holding Inc Com 513272104   121,338 1,139 SH   SOLE 0 1,139 0 0
Lamb Weston Holding Inc Com 513272104   24,076 226 SH   DFND 0 226 0 0
Landmark Bancorp Inc Com 51504L107   2,776 144 SH   SOLE 0 144 0 0
Las Vegas Sands Corp Com 517834107   6,463 125 SH   SOLE 0 125 0 0
Estee Lauder Cl A Com 518439104   37,150 241 SH   SOLE 0 241 0 0
Lear Corp Com 521865204   3,187 22 SH   SOLE 0 22 0 0
Leggett & Platt Inc Com 524660107   30,774 1,607 SH   SOLE 0 1,607 0 0
Leggett & Platt Inc Com 524660107   14,324 748 SH   DFND 0 748 0 0
Leidos Holdings Inc Com 525327102   10,225 78 SH   SOLE 0 78 0 0
Lilly Eli & Co Com 532457108   777,960 1,000 SH   SOLE 0 1,000 0 0
Lockheed Martin Corp Com 539830109   75,054 165 SH   SOLE 0 165 0 0
Lockheed Martin Corp Com 539830109   19,559 43 SH   DFND 0 43 0 0
Lowes Cos Inc Com 548661107   2,360,838 9,268 SH   SOLE 0 9,268 0 0
Lumen Technologies Inc Com 550241103   515 330 SH   SOLE 0 330 0 0
Mdu Resources Group Inc Com 552690109   2,520 100 SH   SOLE 0 100 0 0
Marathon Petroleum Corp Com 56585A102   841,061 4,174 SH   SOLE 0 4,174 0 0
Masco Corp Com 574599106   118,320 1,500 SH   SOLE 0 1,500 0 0
Mastercard Inc Com 57636Q104   43,341 90 SH   SOLE 0 90 0 0
McDonalds Corp Com 580135101   2,144,794 7,607 SH   SOLE 0 7,607 0 0
McDonalds Corp Com 580135101   82,047 291 SH   DFND 0 291 0 0
McKesson Corp Com 58155Q103   62,811 117 SH   SOLE 0 117 0 0
Merck & Co., Inc Com 58933Y105   1,486,813 11,268 SH   SOLE 0 11,268 0 0
Merck & Co., Inc Com 58933Y105   64,524 489 SH   DFND 0 489 0 0
Metlife Inc Com 59156R108   215,438 2,907 SH   SOLE 0 2,907 0 0
Metlife Inc Com 59156R108   51,877 700 SH   DFND 0 700 0 0
Microsoft Corp Com 594918104   3,458,739 8,221 SH   SOLE 0 8,221 0 0
Microsoft Corp Com 594918104   694,188 1,650 SH   DFND 0 1,650 0 0
Micron Technology Inc Com 595112103   19,806 168 SH   SOLE 0 168 0 0
Mondelez International Inc Com 609207105   392,980 5,614 SH   SOLE 0 5,614 0 0
Morgan Stanley Com New Com 617446448   44,067 468 SH   SOLE 0 468 0 0
Morgan Stanley Com New Com 617446448   18,173 193 SH   DFND 0 193 0 0
NOV Inc Com Com 62955J103   55,242 2,830 SH   SOLE 0 2,830 0 0
Netflix Inc Com 64110L106   3,644 6 SH   SOLE 0 6 0 0
Newell Brands Inc. Com 651229106   3,734 465 SH   SOLE 0 465 0 0
Nextera Energy Inc Com 65339F101   242,858 3,800 SH   SOLE 0 3,800 0 0
Nike Inc Com 654106103   760,016 8,087 SH   SOLE 0 8,087 0 0
Norfolk Southern Corp Com 655844108   1,326,853 5,206 SH   SOLE 0 5,206 0 0
Norfolk Southern Corp Com 655844108   47,916 188 SH   DFND 0 188 0 0
Northern Tr Corp Com 665859104   135,603 1,525 SH   SOLE 0 1,525 0 0
Novartis AG ADR Com 66987V109   196,168 2,028 SH   SOLE 0 2,028 0 0
Novartis AG ADR Com 66987V109   16,541 171 SH   DFND 0 171 0 0
Novo-Nordisk A/S ADR Com 670100205   502,044 3,910 SH   SOLE 0 3,910 0 0
Novo-Nordisk A/S ADR Com 670100205   117,614 916 SH   DFND 0 916 0 0
Nucor Corp Com 670346105   550,954 2,784 SH   SOLE 0 2,784 0 0
Nucor Corp Com 670346105   79,160 400 SH   DFND 0 400 0 0
NuStar Energy LP Com 67058H102   2,653 114 SH   SOLE 0 114 0 0
Nvidia Corp Com 67066G104   34,335 38 SH   SOLE 0 38 0 0
Nvidia Corp Com 67066G104   149,087 165 SH   DFND 0 165 0 0
Nuveen Muni High Income Opportunity Fund Com 670682103   8,511 806 SH   SOLE 0 806 0 0
Nuveen NASDAQ 100 Dynamic Overwrite Fund Com 670699107   42,342 1,754 SH   SOLE 0 1,754 0 0
Nuveen S&P 500 Buy-Write Income Fd Com 6706ER101   32,877 2,485 SH   SOLE 0 2,485 0 0
Nuveen Amt Free Muni Credit Income Fund Com 67071L106   7,472 615 SH   SOLE 0 615 0 0
Nuveen Floating Rate Income Com 67072T108   89,011 10,196 SH   SOLE 0 10,196 0 0
Nuveen Preferred Income Opportunities Fund Com 67073B106   72,561 10,092 SH   SOLE 0 10,092 0 0
Nuveen Credit Strategies Income Fund Com 67073D102   20,414 3,665 SH   DFND 0 3,665 0 0
Nutrien LTD Com 67077M108   2,172 40 SH   SOLE 0 40 0 0
Occidental Pete Corp Del Com 674599105   29,700 457 SH   SOLE 0 457 0 0
Occidental Petroleum Corp WT Expire 08/03/27 Com 674599162   1,422 33 SH   SOLE 0 33 0 0
Omnicom Group Inc Com 681919106   15,482 160 SH   SOLE 0 160 0 0
One Gas Inc Com 68235P108   6,453 100 SH   SOLE 0 100 0 0
ONEOK Inc. Com 682680103   357,558 4,460 SH   SOLE 0 4,460 0 0
Oracle Corp Com 68389X105   422,803 3,366 SH   SOLE 0 3,366 0 0
Otis Worldwide Corp Com 68902V107   61,845 623 SH   SOLE 0 623 0 0
Owens Corning Com 690742101   146,784 880 SH   SOLE 0 880 0 0
PBF Energy INC Com 69318G106   28,209 490 SH   SOLE 0 490 0 0
PPG Industries Inc Com 693506107   86,940 600 SH   SOLE 0 600 0 0
Parker Hannifin Corp Com 701094104   111,158 200 SH   SOLE 0 200 0 0
Paychex Inc Com 704326107   73,680 600 SH   SOLE 0 600 0 0
Paypal Holdings Inc Com 70450Y103   5,024 75 SH   SOLE 0 75 0 0
PepsiCo Inc Com 713448108   1,344,602 7,683 SH   SOLE 0 7,683 0 0
PepsiCo Inc Com 713448108   35,002 200 SH   DFND 0 200 0 0
Permian Basin Royalty Trust Com 714236106   19,844 1,640 SH   DFND 0 1,640 0 0
Pfizer Inc Com 717081103   732,267 26,388 SH   SOLE 0 26,388 0 0
Pfizer Inc Com 717081103   69,236 2,495 SH   DFND 0 2,495 0 0
Philip Morris International Com 718172109   452,145 4,935 SH   SOLE 0 4,935 0 0
Philip Morris International Com 718172109   102,706 1,121 SH   DFND 0 1,121 0 0
Phillips 66 Com 718546104   558,296 3,418 SH   SOLE 0 3,418 0 0
Pimco Municipal Income Fd III Com 72201A103   24,651 3,300 SH   SOLE 0 3,300 0 0
Pioneer Natural Resources Co Com 723787107   221,813 845 SH   SOLE 0 845 0 0
Plains All American Pipeline LP Com 726503105   99,899 5,689 SH   SOLE 0 5,689 0 0
Portland General Electric Co Com 736508847   223,230 5,315 SH   SOLE 0 5,315 0 0
Principal Financial Group Com 74251V102   12,947 150 SH   SOLE 0 150 0 0
Procter & Gamble Co Com 742718109   2,246,189 13,844 SH   SOLE 0 13,844 0 0
Procter & Gamble Co Com 742718109   418,443 2,579 SH   DFND 0 2,579 0 0
Prologis Inc Com Com 74340W103   11,980 92 SH   SOLE 0 92 0 0
Prudential Financial Inc Com 744320102   15,497 132 SH   SOLE 0 132 0 0
Public Svc Enterprise Group Com 744573106   57,698 864 SH   SOLE 0 864 0 0
Public Storage Com 74460D109   17,404 60 SH   DFND 0 60 0 0
Qualcomm Inc Com 747525103   46,050 272 SH   SOLE 0 272 0 0
RTX Corporation Com 75513E101   572,696 5,872 SH   SOLE 0 5,872 0 0
RTX Corporation Com 75513E101   50,813 521 SH   DFND 0 521 0 0
Realty Income Corp Com 756109104   58,428 1,080 SH   SOLE 0 1,080 0 0
Republic Services Inc Com 760759100   143,580 750 SH   SOLE 0 750 0 0
Robert Half Inc Com 770323103   42,811 540 SH   SOLE 0 540 0 0
Roper Technologies Com 776696106   38,698 69 SH   SOLE 0 69 0 0
Ross Stores Inc Com 778296103   62,667 427 SH   SOLE 0 427 0 0
Royal Bank of Canada Com 780087102   13,417 133 SH   SOLE 0 133 0 0
Shell PLC-ADR Com 780259305   29,431 439 SH   SOLE 0 439 0 0
S & T Bancorp Inc Com 783859101   128,320 4,000 SH   SOLE 0 4,000 0 0
S&P Global Inc Com 78409V104   678,167 1,594 SH   SOLE 0 1,594 0 0
SEI Investments Company Com 784117103   26,819 373 SH   SOLE 0 373 0 0
Spdr Trust Series 1 Com 78462F103   1,601,117 3,061 SH   SOLE 0 3,061 0 0
SPDR S&P Aerospace & Defense ETF Com 78464A631   79,388 565 SH   SOLE 0 565 0 0
MFC SPDR Dow Jones Industrial Average ETF Tr Com 78467X109   77,563 195 SH   SOLE 0 195 0 0
MFC SPDR Dow Jones Industrial Average ETF Tr Com 78467X109   69,608 175 SH   DFND 0 175 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107   38,948 70 SH   SOLE 0 70 0 0
SPDR Portfolio Short Term Treasury ETF Com 78468R101   14,981 518 SH   SOLE 0 518 0 0
Schwab Charles Corp New Com 808513105   1,591 22 SH   SOLE 0 22 0 0
Snap-On Inc Com 833034101   35,250 119 SH   SOLE 0 119 0 0
Southern Co Com 842587107   14,348 200 SH   SOLE 0 200 0 0
Southwest Airls Co Com 844741108   167,755 5,747 SH   SOLE 0 5,747 0 0
Starbucks Corp Com 855244109   306,613 3,355 SH   SOLE 0 3,355 0 0
Starbucks Corp Com 855244109   83,896 918 SH   DFND 0 918 0 0
Stryker Corp Com 863667101   243,352 680 SH   SOLE 0 680 0 0
Summit Materials Inc Com 86614U100   118,155 2,651 SH   SOLE 0 2,651 0 0
Sysco Corp Com 871829107   10,148 125 SH   SOLE 0 125 0 0
TJX Companies Inc Com 872540109   50,304 496 SH   SOLE 0 496 0 0
T-Mobile US Inc Com 872590104   21,055 129 SH   SOLE 0 129 0 0
Taiwan Semiconductor Mfg Ltd Sponsored Adr Com 874039100   29,659 218 SH   SOLE 0 218 0 0
Tapestry Inc Com 876030107   9,496 200 SH   SOLE 0 200 0 0
Target Corp Com 87612E106   334,572 1,888 SH   SOLE 0 1,888 0 0
Target Corp Com 87612E106   113,592 641 SH   DFND 0 641 0 0
Tesla Inc Com 88160R101   27,247 155 SH   SOLE 0 155 0 0
Texas Instrs Inc Com 882508104   274,729 1,577 SH   SOLE 0 1,577 0 0
Texas Instrs Inc Com 882508104   10,975 63 SH   DFND 0 63 0 0
3m Co Com 88579Y101   186,683 1,760 SH   SOLE 0 1,760 0 0
TotalEnergies SE - Sponsore Com 89151E109   20,649 300 SH   SOLE 0 300 0 0
Toyota Motor Corp Com 892331307   98,910 393 SH   SOLE 0 393 0 0
Toyota Motor Corp Com 892331307   26,426 105 SH   DFND 0 105 0 0
Tractor Supply Company Com 892356106   52,344 200 SH   SOLE 0 200 0 0
Tyson Foods Inc Class A Com 902494103   93,968 1,600 SH   SOLE 0 1,600 0 0
ETRACS Wells Fargo BUS DEV CO Index ETN SER B Com 90274D416   9,300 476 SH   DFND 0 476 0 0
US Bancorp Com 902973304   91,635 2,050 SH   SOLE 0 2,050 0 0
Union Pac Corp Com 907818108   664,503 2,702 SH   SOLE 0 2,702 0 0
United Parcel Service Inc Cl B Com 911312106   313,163 2,107 SH   SOLE 0 2,107 0 0
Unitedhealth Group Inc Com 91324P102   1,155,619 2,336 SH   SOLE 0 2,336 0 0
V F Corp Com 918204108   55,807 3,638 SH   SOLE 0 3,638 0 0
VanEck Pharmaceutical ETF Com 92189F692   703,832 7,760 SH   SOLE 0 7,760 0 0
VanEck Pharmaceutical ETF Com 92189F692   90,700 1,000 SH   DFND 0 1,000 0 0
Vanguard Dividend Appreciation ETF Com 921908844   3,622,069 19,835 SH   SOLE 0 19,835 0 0
Vanguard Total Intl Stock Index Fd ETF Com 921909768   158,589 2,630 SH   SOLE 0 2,630 0 0
Vanguard US Value Factor ETF Com 921935805   152,636 1,279 SH   SOLE 0 1,279 0 0
Vanguard US Value Factor ETF Com 921935805   179,010 1,500 SH   DFND 0 1,500 0 0
Vanguard Total Bond Market EFT Com 921937835   20,917 288 SH   SOLE 0 288 0 0
Vanguard FTSE Developed Markets ETF Com 921943858   1,842,594 36,727 SH   SOLE 0 36,727 0 0
Vanguard FTSE Developed Markets ETF Com 921943858   767,601 15,300 SH   DFND 0 15,300 0 0
Vanguard High Dividend Yield Index Com 921946406   5,115,578 42,281 SH   SOLE 0 42,281 0 0
Vanguard International High DVD Yield Com 921946794   2,248,934 32,688 SH   SOLE 0 32,688 0 0
Vanguard International High DVD Yield Com 921946794   39,904 580 SH   DFND 0 580 0 0
Vanguard International DVD Apprecation Com 921946810   1,527,301 18,733 SH   SOLE 0 18,733 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF Com 92203J407   96,560 1,963 SH   SOLE 0 1,963 0 0
Vanguard Financials Com 92204A405   3,174 31 SH   SOLE 0 31 0 0
Vanguard Growth ETF Com 922908736   64,021 186 SH   SOLE 0 186 0 0
Vanguard Total Stock Mkt ETF Com 922908769   337,870 1,300 SH   SOLE 0 1,300 0 0
VERALTO CORP COM Com 92338C103   76,691 865 SH   SOLE 0 865 0 0
Verizon Communications Com 92343V104   131,335 3,130 SH   SOLE 0 3,130 0 0
Verizon Communications Com 92343V104   128,733 3,068 SH   DFND 0 3,068 0 0
Visa Inc Com 92826C839   590,254 2,115 SH   SOLE 0 2,115 0 0
Vodafone Group PLC - ADR Com 92857W308   16,020 1,800 SH   SOLE 0 1,800 0 0
Vodafone Group PLC - ADR Com 92857W308   4,432 498 SH   DFND 0 498 0 0
WEC Energy Group Inc Com 92939U106   20,119 245 SH   SOLE 0 245 0 0
WK KELLOGG CO COM Com 92942W107   470 25 SH   SOLE 0 25 0 0
Wabtec Corp Com 929740108   37,003 254 SH   SOLE 0 254 0 0
Walmart Stores Inc Com 931142103   1,650,102 27,424 SH   SOLE 0 27,424 0 0
Walmart Stores Inc Com 931142103   451,275 7,500 SH   DFND 0 7,500 0 0
Walgreens Boots Alliance Inc Com 931427108   22,775 1,050 SH   SOLE 0 1,050 0 0
Walgreens Boots Alliance Inc Com 931427108   8,025 370 SH   DFND 0 370 0 0
Warner Bros Discovery Inc Com 934423104   4,671 535 SH   SOLE 0 535 0 0
Warner Bros Discovery Inc Com 934423104   16,046 1,838 SH   DFND 0 1,838 0 0
Waste Mgmt Inc Del Com 94106L109   93,786 440 SH   SOLE 0 440 0 0
Wells Fargo & Co New Com 949746101   359,062 6,195 SH   SOLE 0 6,195 0 0
Wells Fargo Multi Sector Income Fund Com 94987D101   23,950 2,567 SH   DFND 0 2,567 0 0
Westlake Corp. Com 960413102   7,640 50 SH   SOLE 0 50 0 0
Weyerhaeuser Co Com 962166104   259,952 7,239 SH   SOLE 0 7,239 0 0
Weyerhaeuser Co Com 962166104   16,878 470 SH   DFND 0 470 0 0
Whirlpool Corp Com 963320106   13,159 110 SH   DFND 0 110 0 0
Williams Companies Inc Com 969457100   83,240 2,136 SH   SOLE 0 2,136 0 0
Wisdomtree Emerging Markets High DVD Fund Com 97717W315   17,991 430 SH   DFND 0 430 0 0
Xcel Energy Inc Com 98389B100   191,296 3,559 SH   SOLE 0 3,559 0 0
Xylem Inc Com 98419M100   100,678 779 SH   SOLE 0 779 0 0
Yum! Brands Inc Com 988498101   80,417 580 SH   SOLE 0 580 0 0
Yum China Holdings Inc Com 98850P109   10,624 267 SH   SOLE 0 267 0 0
Zimmer Biomet Holdings Inc Com 98956P102   165,239 1,252 SH   SOLE 0 1,252 0 0
Ambarella Inc Com G037AX101   5,077 100 SH   SOLE 0 100 0 0
Accenture PLC Cl A Com G1151C101   975,361 2,814 SH   SOLE 0 2,814 0 0
Eaton Corp PLC Com G29183103   1,238,838 3,962 SH   SOLE 0 3,962 0 0
Eaton Corp PLC Com G29183103   115,692 370 SH   DFND 0 370 0 0
Jazz Pharmaceuticals PLC Com G50871105   27,095 225 SH   SOLE 0 225 0 0
Linde PLC Com G54950103   92,864 200 SH   SOLE 0 200 0 0
Medtronic PLC Com G5960L103   198,528 2,278 SH   SOLE 0 2,278 0 0
Willis Towers Watson PLC Com G96629103   4,675 17 SH   SOLE 0 17 0 0
Bunge Global SA Com H11356104   260,401 2,540 SH   SOLE 0 2,540 0 0
Bunge Global SA Com H11356104   33,832 330 SH   DFND 0 330 0 0
Chubb Limited Com H1467J104   151,073 583 SH   SOLE 0 583 0 0
Chubb Limited Com H1467J104   33,946 131 SH   DFND 0 131 0 0
Garmin LTD Com H2906T109   4,466 30 SH   SOLE 0 30 0 0
Garmin LTD Com H2906T109   23,670 159 SH   DFND 0 159 0 0
NXP Semiconductors Com N6596X109   99,108 400 SH   SOLE 0 400 0 0