The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN TOWER CORP NEW COM 03027X100   2,359,620 11,942 SH   SOLE   11,942 0 0
AMGEN INC COM 031162100   825,665 2,904 SH   SOLE   2,904 0 0
APPLE INC COM 037833100   802,526 4,680 SH   SOLE   4,680 0 0
AT&T INC COM 00206R102   1,829,942 103,974 SH   SOLE   103,974 0 0
BANK AMERICA CORP COM 060505104   2,529,074 66,695 SH   SOLE   66,695 0 0
BECTON DICKINSON & CO COM 075887109   876,468 3,542 SH   SOLE   3,542 0 0
BLACKROCK INC COM 09247X101   3,925,060 4,708 SH   SOLE   4,708 0 0
BROADCOM INC COM 11135F101   2,975,545 2,245 SH   SOLE   2,245 0 0
CHEVRON CORP NEW COM 166764100   1,852,183 11,742 SH   SOLE   11,742 0 0
CITIGROUP INC COM NEW 172967424   4,275,909 67,614 SH   SOLE   67,614 0 0
COMCAST CORP NEW CL A 20030N101   1,754,279 40,468 SH   SOLE   40,467 0 0
CSX CORP COM 126408103   2,383,972 64,310 SH   SOLE   64,310 0 0
DEERE & CO COM 244199105   1,396,516 3,400 SH   SOLE   3,400 0 0
DIGITAL RLTY TR INC COM 253868103   3,253,431 22,587 SH   SOLE   22,587 0 0
EATON CORP PLC SHS G29183103   1,659,705 5,308 SH   SOLE   5,308 0 0
EMERSON ELEC CO COM 291011104   3,646,113 32,147 SH   SOLE   32,147 0 0
EXXON MOBIL CORP COM 30231G102   5,047,141 43,420 SH   SOLE   43,420 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   1,257,371 29,641 SH   SOLE   29,641 0 0
FIFTH THIRD BANCORP COM 316773100   4,067,574 109,314 SH   SOLE   109,314 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   3,536,244 36,990 SH   SOLE   36,990 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   1,736,497 8,467 SH   SOLE   8,467 0 0
FRANKLIN TEMPLETON ETF TR FTSE CANADA 35473P827   3,273,522 94,365 SH   SOLE   94,365 0 0
FRANKLIN TEMPLETON ETF TR FTSE LATN AMRC 35473P561   422,762 17,894 SH   SOLE   17,894 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744   5,496,375 177,131 SH   SOLE   177,131 0 0
FRANKLIN TEMPLETON ETF TR FTSE UNTD KGDM 35473P678   7,833,487 299,789 SH   SOLE   299,789 0 0
GENERAL DYNAMICS CORP COM 369550108   1,499,755 5,309 SH   SOLE   5,309 0 0
HOME DEPOT INC COM 437076102   992,757 2,588 SH   SOLE   2,588 0 0
HONEYWELL INTL INC COM 438516106   1,372,712 6,688 SH   SOLE   6,688 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   961,102 5,033 SH   SOLE   5,033 0 0
INTERPUBLIC GROUP COS INC COM 460690100   1,775,496 54,413 SH   SOLE   54,413 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   140,695 11,843 SH   SOLE   11,843 0 0
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   282,655 13,815 SH   SOLE   13,815 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   6,370,093 267,314 SH   SOLE   267,314 0 0
ISHARES INC MSCI SWEDEN ETF 464286756   873,206 21,852 SH   SOLE   21,852 0 0
ISHARES INC MSCI SWITZERLAND 464286749   1,646,817 34,597 SH   SOLE   34,597 0 0
ISHARES INC CORE MSCI EMKT 46434G103   19,350,593 375,012 SH   SOLE   375,011 0 0
ISHARES INC MSCI EURZONE ETF 464286608   9,010,201 176,463 SH   SOLE   176,463 0 0
ISHARES TR CORE MSCI EAFE 46432F842   17,123,593 230,714 SH   SOLE   230,714 0 0
ISHARES TR IBOXX INV CP ETF 464287242   1,308,674 12,015 SH   SOLE   12,015 0 0
ISHARES TR ISHARES BIOTECH 464287556   3,422,130 24,939 SH   SOLE   24,939 0 0
ISHARES TR US TREAS BD ETF 46429B267   5,011,540 220,094 SH   SOLE   220,094 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS DEV 46641Q233   6,178,591 128,293 SH   SOLE   128,293 0 0
JOHNSON & JOHNSON COM 478160104   2,967,961 18,762 SH   SOLE   18,762 0 0
JPMORGAN CHASE & CO COM 46625H100   4,273,000 21,333 SH   SOLE   21,333 0 0
KINDER MORGAN INC DEL COM 49456B101   2,912,355 158,798 SH   SOLE   158,798 0 0
KRAFT HEINZ CO COM 500754106   887,630 24,055 SH   SOLE   24,055 0 0
MAGNA INTL INC COM 559222401   1,285,292 23,592 SH   SOLE   23,592 0 0
MCDONALDS CORP COM 580135101   936,074 3,320 SH   SOLE   3,320 0 0
MEDTRONIC PLC SHS G5960L103   3,664,570 42,049 SH   SOLE   42,049 0 0
MICROSOFT CORP COM 594918104   2,921,900 6,945 SH   SOLE   6,945 0 0
PACER FDS TR DATA AND INFRAST 69374H741   807,156 28,173 SH   SOLE   28,173 0 0
PEPSICO INC COM 713448108   1,361,053 7,777 SH   SOLE   7,777 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   982,726 11,386 SH   SOLE   11,386 0 0
PROCTER AND GAMBLE CO COM 742718109   950,947 5,861 SH   SOLE   5,861 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   241,254 2,379 SH   SOLE   2,379 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   7,461,927 91,378 SH   SOLE   91,378 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   10,531,819 71,291 SH   SOLE   71,291 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,617,528 40,919 SH   SOLE   40,919 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   7,687,026 182,503 SH   SOLE   182,503 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   6,316,407 66,904 SH   SOLE   66,904 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   7,267,333 39,520 SH   SOLE   39,520 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   310,470 6,197 SH   SOLE   6,197 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664   1,515,158 54,229 SH   SOLE   54,229 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   1,264,845 26,662 SH   SOLE   26,662 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   268,241 3,667 SH   SOLE   3,667 0 0
TEXAS INSTRS INC COM 882508104   1,425,735 8,184 SH   SOLE   8,184 0 0
TRUIST FINL CORP COM 89832Q109   2,926,073 75,066 SH   SOLE   75,066 0 0
UNITEDHEALTH GROUP INC COM 91324P102   3,427,282 6,928 SH   SOLE   6,928 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   3,814,657 82,018 SH   SOLE   82,018 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,280,318 24,499 SH   SOLE   24,499 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   509,608 10,360 SH   SOLE   10,360 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   9,344,531 40,879 SH   SOLE   40,879 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,268,193 21,660 SH   SOLE   21,660 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,619,473 32,536 SH   SOLE   32,536 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   7,331,443 160,742 SH   SOLE   160,742 0 0
VANGUARD WORLD FD MATERIALS ETF 92204A801   1,858,882 9,093 SH   SOLE   9,093 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207   5,884,131 28,824 SH   SOLE   28,824 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   12,787,604 24,388 SH   SOLE   24,388 0 0
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   9,269,155 37,965 SH   SOLE   37,965 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,399,995 33,365 SH   SOLE   33,365 0 0
VICI PPTYS INC COM 925652109   2,672,342 89,706 SH   SOLE   89,706 0 0
WALMART INC COM 931142103   1,928,268 32,047 SH   SOLE   32,047 0 0
WELLTOWER INC COM 95040Q104   1,893,375 20,263 SH   SOLE   20,263 0 0
WILLIAMS COS INC COM 969457100   3,551,726 91,140 SH   SOLE   91,140 0 0
XCEL ENERGY INC COM 98389B100   2,018,313 37,550 SH   SOLE   37,550 0 0