The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMGEN INC COM 031162100 BBG001S5NNL6 804,934 3,625 SH   SOLE   3,625 0 0
APPLE INC COM 037833100 BBG001S5N8V8 1,125,220 5,801 SH   SOLE   5,801 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 1,745,377 109,428 SH   SOLE   109,428 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 1,831,713 63,845 SH   SOLE   63,845 0 0
BLACKROCK INC COM 09247X101 BBG001SDBP55 3,591,163 5,196 SH   SOLE   5,196 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 1,190,365 18,614 SH   SOLE   18,614 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 5,090,079 5,868 SH   SOLE   5,868 0 0
CAPITAL ONE FINL CORP COM 14040H105 BBG001S65PV8 1,361,328 12,447 SH   SOLE   12,447 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,640,374 10,425 SH   SOLE   10,425 0 0
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 3,225,585 70,060 SH   SOLE   70,060 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 1,838,663 44,251 SH   SOLE   44,251 0 0
CROWN CASTLE INC COM 22822V101 BBG001S7W5T3 1,806,690 15,856 SH   SOLE   15,856 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 1,916,829 56,212 SH   SOLE   56,212 0 0
DEERE & CO COM 244199105 BBG001S5QFF7 1,020,066 2,517 SH   SOLE   2,517 0 0
EATON CORP PLC SHS G29183103 BBG001S5QZ45 2,126,934 10,576 SH   SOLE   10,576 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 2,299,205 25,436 SH   SOLE   25,436 0 0
ENTERGY CORP NEW COM 29364G103 BBG001S67KF5 1,593,615 16,366 SH   SOLE   16,366 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 4,187,791 39,047 SH   SOLE   39,047 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 BBG005FHVXB5 1,479,259 34,987 SH   SOLE   34,987 0 0
FIFTH THIRD BANCORP COM 316773100 BBG001S5R6S2 2,753,492 105,055 SH   SOLE   105,055 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 BBG001VDB5R1 2,417,189 31,830 SH   SOLE   31,830 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 BBG001SN9872 1,639,842 10,061 SH   SOLE   10,061 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 BBG00J3MDYR8 3,746,460 138,501 SH   SOLE   138,501 0 0
FRANKLIN TEMPLETON ETF TR FTSE UNTD KGDM 35473P678 BBG00J3PQZ12 610,239 24,994 SH   SOLE   24,994 0 0
FRANKLIN TEMPLETON ETF TR FTSE LATN AMRC 35473P561 BBG00M6PPT17 490,950 21,377 SH   SOLE   21,377 0 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 1,213,665 5,641 SH   SOLE   5,641 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 887,498 2,857 SH   SOLE   2,857 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 887,480 4,277 SH   SOLE   4,277 0 0
INTERPUBLIC GROUP COS INC COM 460690100 BBG001S6RLK5 1,772,635 45,947 SH   SOLE   45,947 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 BBG001T0NSB6 445,482 39,180 SH   SOLE   39,180 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 BBG001T06LJ2 3,698,002 156,695 SH   SOLE   156,695 0 0
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 BBG001T06LF6 259,022 13,290 SH   SOLE   13,290 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 16,756,048 339,948 SH   SOLE   339,948 0 0
ISHARES INC MSCI EURZONE ETF 464286608 BBG001SFQPM5 9,247,238 201,816 SH   SOLE   201,816 0 0
ISHARES INC MSCI PAC JP ETF 464286665 BBG001S89L03 4,088,307 96,787 SH   SOLE   96,787 0 0
ISHARES INC MSCI SWEDEN ETF 464286756 BBG001S8SYV0 778,532 21,980 SH   SOLE   21,980 0 0
ISHARES INC MSCI CDA ETF 464286509 BBG001S8R7V0 2,416,671 69,067 SH   SOLE   69,067 0 0
ISHARES INC MSCI SWITZERLAND 464286749 BBG001S8SYW9 2,919,022 63,168 SH   SOLE   63,168 0 0
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 1,397,290 12,921 SH   SOLE   12,921 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 5,059,472 54,248 SH   SOLE   54,248 0 0
ISHARES TR ISHARES BIOTECH 464287556 BBG001SGYSW7 2,818,734 22,201 SH   SOLE   22,201 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 14,035,348 207,931 SH   SOLE   207,931 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 208,675 1,939 SH   SOLE   1,939 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 BBG001S8SYX8 5,350,466 165,393 SH   SOLE   165,393 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 907,934 9,111 SH   SOLE   9,111 0 0
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 991,390 43,292 SH   SOLE   43,292 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 2,971,829 17,954 SH   SOLE   17,954 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 3,662,543 25,182 SH   SOLE   25,182 0 0
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 2,113,944 122,761 SH   SOLE   122,761 0 0
KRAFT HEINZ CO COM 500754106 BBG005CPNTR1 772,417 21,758 SH   SOLE   21,758 0 0
KRANESHARES TR EMRNG MKT CONS 500767876 BBG00HY5VY68 756,117 52,200 SH   SOLE   52,200 0 0
MAGNA INTL INC COM 559222401 BBG001S5SY91 832,381 14,748 SH   SOLE   14,748 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 1,029,515 3,450 SH   SOLE   3,450 0 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 3,648,441 41,412 SH   SOLE   41,412 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,697,077 7,920 SH   SOLE   7,920 0 0
PACER FDS TR DATA AND INFRAST 69374H741 BBG00KX8YQ42 1,101,063 37,707 SH   SOLE   37,707 0 0
PEPSICO INC COM 713448108 BBG001S695T1 1,379,148 7,446 SH   SOLE   7,446 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 BBG001SD3148 760,757 10,031 SH   SOLE   10,031 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 911,657 6,008 SH   SOLE   6,008 0 0
REALTY INCOME CORP COM 756109104 BBG001S884K0 2,395,008 40,057 SH   SOLE   40,057 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 5,761,579 33,929 SH   SOLE   33,929 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 BBG00L5F9FV7 6,925,450 106,414 SH   SOLE   106,414 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 5,014,968 61,783 SH   SOLE   61,783 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 8,537,997 64,326 SH   SOLE   64,326 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 BBG00B597137 1,627,583 43,183 SH   SOLE   43,183 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 8,240,744 244,459 SH   SOLE   244,459 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 BBG001T083N5 1,632,823 34,704 SH   SOLE   34,704 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 1,793,269 9,961 SH   SOLE   9,961 0 0
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 1,838,026 60,561 SH   SOLE   60,561 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 1,738,456 9,698 SH   SOLE   9,698 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 3,459,893 7,198 SH   SOLE   7,198 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 BBG001SZDBR1 942,654 18,361 SH   SOLE   18,361 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 BBG001SRLFL7 4,221,394 91,630 SH   SOLE   91,630 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 357,459 7,313 SH   SOLE   7,313 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 9,932,940 49,941 SH   SOLE   49,941 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 752,820 9,950 SH   SOLE   9,950 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 4,452,110 56,334 SH   SOLE   56,334 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 BBG001SHTTP7 1,314,551 7,224 SH   SOLE   7,224 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 12,382,359 28,004 SH   SOLE   28,004 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 BBG001SHVTX5 7,620,128 37,075 SH   SOLE   37,075 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 BBG001SHVR41 4,787,553 24,621 SH   SOLE   24,621 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 1,643,240 44,185 SH   SOLE   44,185 0 0
VICI PPTYS INC COM 925652109 BBG00HVVB4B6 2,877,008 91,537 SH   SOLE   91,537 0 0
WALMART INC COM 931142103 BBG001S5XH92 2,383,870 15,166 SH   SOLE   15,166 0 0
WILLIAMS COS INC COM 969457100 BBG001S5XH10 2,769,005 84,860 SH   SOLE   84,860 0 0