The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 854,441 5,180 SH   SOLE   5,180 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 875,588 3,622 SH   SOLE   3,622 0 0
APPLE INC COM 037833100 BBG001S5N8V8 994,286 6,030 SH   SOLE   6,030 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 876,222 45,518 SH   SOLE   45,518 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 1,741,690 60,898 SH   SOLE   60,898 0 0
BLACKROCK INC COM 09247X101 BBG001SDBP55 2,424,218 3,623 SH   SOLE   3,623 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 1,288,063 18,584 SH   SOLE   18,584 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 3,877,862 6,045 SH   SOLE   6,045 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,697,712 10,405 SH   SOLE   10,405 0 0
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 3,167,824 67,559 SH   SOLE   67,559 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 846,114 22,319 SH   SOLE   22,319 0 0
CROWN CASTLE INC COM 22822V101 BBG001S7W5T3 2,044,604 15,276 SH   SOLE   15,276 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 1,692,712 56,537 SH   SOLE   56,537 0 0
DEERE & CO COM 244199105 BBG001S5QFF7 1,782,683 4,318 SH   SOLE   4,318 0 0
EATON CORP PLC SHS G29183103 BBG001S5QZ45 1,851,074 10,804 SH   SOLE   10,804 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 2,217,170 25,444 SH   SOLE   25,444 0 0
ENTERGY CORP NEW COM 29364G103 BBG001S67KF5 1,714,837 15,916 SH   SOLE   15,916 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 4,311,042 39,313 SH   SOLE   39,313 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 BBG005FHVXB5 1,505,143 34,348 SH   SOLE   34,348 0 0
FIFTH THIRD BANCORP COM 316773100 BBG001S5R6S2 2,641,420 99,152 SH   SOLE   99,152 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 BBG001VDB5R1 2,088,113 31,212 SH   SOLE   31,212 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 BBG001SN9872 1,457,357 9,857 SH   SOLE   9,857 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 BBG00J3MDYR8 3,618,974 139,992 SH   SOLE   139,992 0 0
FRANKLIN TEMPLETON ETF TR FTSE LATN AMRC 35473P561 BBG00M6PPT17 436,496 21,407 SH   SOLE   21,407 0 0
FRANKLIN TEMPLETON ETF TR FTSE UNTD KGDM 35473P678 BBG00J3PQZ12 604,863 24,984 SH   SOLE   24,984 0 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 1,237,583 5,423 SH   SOLE   5,423 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 BBG0078W3NP4 862,122 54,119 SH   SOLE   54,119 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 844,978 2,863 SH   SOLE   2,863 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 795,824 4,164 SH   SOLE   4,164 0 0
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 BBG001T06LF6 251,891 13,133 SH   SOLE   13,133 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 BBG001T06LJ2 3,730,002 157,517 SH   SOLE   157,517 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 BBG001T0NSB6 440,866 38,403 SH   SOLE   38,403 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 16,328,661 334,672 SH   SOLE   334,672 0 0
ISHARES INC MSCI CDA ETF 464286509 BBG001S8R7V0 2,374,310 69,465 SH   SOLE   69,465 0 0
ISHARES INC MSCI EURZONE ETF 464286608 BBG001SFQPM5 8,945,008 198,425 SH   SOLE   198,425 0 0
ISHARES INC MSCI PAC JP ETF 464286665 BBG001S89L03 4,099,656 93,621 SH   SOLE   93,621 0 0
ISHARES INC MSCI SWEDEN ETF 464286756 BBG001S8SYV0 786,312 22,125 SH   SOLE   22,125 0 0
ISHARES INC MSCI SWITZERLAND 464286749 BBG001S8SYW9 2,918,689 64,402 SH   SOLE   64,402 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 13,956,208 208,769 SH   SOLE   208,769 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 879,487 9,095 SH   SOLE   9,095 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 330,000 330,000 SH   SOLE   330,000 0 0
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 1,410,352 12,867 SH   SOLE   12,867 0 0
ISHARES TR ISHARES BIOTECH 464287556 BBG001SGYSW7 2,851,777 22,079 SH   SOLE   22,079 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 5,118,451 54,032 SH   SOLE   54,032 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 BBG001S8SYX8 5,419,915 168,007 SH   SOLE   168,007 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 215,098 1,951 SH   SOLE   1,951 0 0
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 1,009,408 43,174 SH   SOLE   43,174 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 2,725,321 17,583 SH   SOLE   17,583 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 3,302,577 25,344 SH   SOLE   25,344 0 0
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 2,141,792 122,318 SH   SOLE   122,318 0 0
KRAFT HEINZ CO COM 500754106 BBG005CPNTR1 820,272 21,212 SH   SOLE   21,212 0 0
KRANESHARES TR EMRNG MKT CONS 500767876 BBG00HY5VY68 787,317 51,773 SH   SOLE   51,773 0 0
LILLY ELI & CO COM 532457108 BBG001S5STL8 913,353 2,660 SH   SOLE   2,660 0 0
MAGNA INTL INC COM 559222401 BBG001S5SY91 754,570 14,086 SH   SOLE   14,086 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 987,482 3,532 SH   SOLE   3,532 0 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 3,332,531 41,336 SH   SOLE   41,336 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,032,127 7,049 SH   SOLE   7,049 0 0
NUTRIEN LTD COM 67077M108 BBG00JM9SM69 2,058,476 27,874 SH   SOLE   27,874 0 0
PACER FDS TR DATA AND INFRAST 69374H741 BBG00KX8YQ42 1,096,231 36,972 SH   SOLE   36,972 0 0
PEPSICO INC COM 713448108 BBG001S695T1 1,389,917 7,624 SH   SOLE   7,624 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 BBG001SD3148 697,942 9,391 SH   SOLE   9,391 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 883,516 5,942 SH   SOLE   5,942 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 BBG005D266P2 996,341 10,920 SH   SOLE   10,920 0 0
REALTY INCOME CORP COM 756109104 BBG001S884K0 2,501,702 39,509 SH   SOLE   39,509 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 BBG00L5F9FV7 6,200,762 106,965 SH   SOLE   106,965 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 5,087,163 61,417 SH   SOLE   61,417 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 7,763,076 241,464 SH   SOLE   241,464 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 BBG00B597137 1,571,679 42,046 SH   SOLE   42,046 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 5,115,059 34,205 SH   SOLE   34,205 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 8,343,104 64,445 SH   SOLE   64,445 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 446,929 446,929 SH   SOLE   446,929 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 BBG001T083N5 1,659,106 34,892 SH   SOLE   34,892 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788 BBG00B6WD879 2,253,576 2,253,576 SH   SOLE   2,253,576 0 0
TARGET CORP COM 87612E106 BBG001SC0K41 853,792 5,155 SH   SOLE   5,155 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 1,803,709 9,697 SH   SOLE   9,697 0 0
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 1,838,026 53,901 SH   SOLE   53,901 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 1,896,542 9,776 SH   SOLE   9,776 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 3,331,491 7,049 SH   SOLE   7,049 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 BBG001SZDBR1 954,588 18,450 SH   SOLE   18,450 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 BBG001SRLFL7 4,280,777 92,119 SH   SOLE   92,119 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 359,268 7,344 SH   SOLE   7,344 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 449,780 1,196 SH   SOLE   1,196 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 9,280,380 48,957 SH   SOLE   48,957 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 4,507,000 56,183 SH   SOLE   56,183 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 757,193 9,933 SH   SOLE   9,933 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 730,207 13,226 SH   SOLE   13,226 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 BBG001SHVR41 4,755,260 24,572 SH   SOLE   24,572 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 BBG001SHVTX5 7,049,969 37,006 SH   SOLE   37,006 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 10,981,784 28,489 SH   SOLE   28,489 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 BBG001SHTTP7 1,260,393 7,088 SH   SOLE   7,088 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 1,666,871 42,861 SH   SOLE   42,861 0 0
VICI PPTYS INC COM 925652109 BBG00HVVB4B6 2,991,055 91,694 SH   SOLE   91,694 0 0
WALMART INC COM 931142103 BBG001S5XH92 2,228,349 15,113 SH   SOLE   15,113 0 0
WILLIAMS COS INC COM 969457100 BBG001S5XH10 2,492,670 83,479 SH   SOLE   83,479 0 0