The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMGEN INC COM 031162100 BBG001S5NNL6 1,015,916 3,868 SH   SOLE   3,868 0 0
APPLE INC COM 037833100 BBG001S5N8V8 695,199 5,351 SH   SOLE   5,351 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 584,581 31,753 SH   SOLE   31,753 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 1,122,088 33,879 SH   SOLE   33,879 0 0
BANK NOVA SCOTIA HALIFAX COM 064149107 BBG001S5Y2B1 322,496 6,584 SH   SOLE   6,584 0 0
BLACKROCK INC COM 09247X101 BBG001SDBP55 2,399,264 3,386 SH   SOLE   3,386 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 2,411,603 33,518 SH   SOLE   33,518 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 3,652,934 6,533 SH   SOLE   6,533 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 2,368,490 13,196 SH   SOLE   13,196 0 0
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 1,504,103 33,255 SH   SOLE   33,255 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 358,482 10,251 SH   SOLE   10,251 0 0
CROWN CASTLE INC COM 22822V101 BBG001S7W5T3 1,223,407 9,020 SH   SOLE   9,020 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 1,951,431 62,990 SH   SOLE   62,990 0 0
DEERE & CO COM 244199105 BBG001S5QFF7 2,622,747 6,117 SH   SOLE   6,117 0 0
EATON CORP PLC SHS G29183103 BBG001S5QZ45 2,329,398 14,842 SH   SOLE   14,842 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 2,840,786 29,573 SH   SOLE   29,573 0 0
ENTERGY CORP NEW COM 29364G103 BBG001S67KF5 775,669 6,895 SH   SOLE   6,895 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 5,719,398 51,853 SH   SOLE   51,853 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 BBG005FHVXB5 628,510 13,789 SH   SOLE   13,789 0 0
FIFTH THIRD BANCORP COM 316773100 BBG001S5R6S2 2,576,510 78,528 SH   SOLE   78,528 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 BBG001VDB5R1 1,969,368 34,184 SH   SOLE   34,184 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 BBG001SN9872 1,795,773 14,582 SH   SOLE   14,582 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 BBG00J3MDYR8 2,286,397 95,108 SH   SOLE   95,108 0 0
FRANKLIN TEMPLETON ETF TR FTSE LATN AMRC 35473P561 BBG00M6PPT17 385,370 19,637 SH   SOLE   19,637 0 0
FRANKLIN TEMPLETON ETF TR FTSE UNTD KGDM 35473P678 BBG00J3PQZ12 424,842 18,568 SH   SOLE   18,568 0 0
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 515,774 6,156 SH   SOLE   6,156 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 BBG0078W3NP4 1,352,245 84,727 SH   SOLE   84,727 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,032,231 3,268 SH   SOLE   3,268 0 0
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 BBG001T06LF6 198,350 10,624 SH   SOLE   10,624 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 BBG001T06LJ2 2,337,207 101,883 SH   SOLE   101,883 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 BBG001T0NSB6 358,519 32,068 SH   SOLE   32,068 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 11,441,879 245,008 SH   SOLE   245,008 0 0
ISHARES INC MSCI CDA ETF 464286509 BBG001S8R7V0 2,042,529 62,405 SH   SOLE   62,405 0 0
ISHARES INC MSCI EURZONE ETF 464286608 BBG001SFQPM5 7,104,036 179,963 SH   SOLE   179,963 0 0
ISHARES INC MSCI PAC JP ETF 464286665 BBG001S89L03 3,136,270 73,294 SH   SOLE   73,294 0 0
ISHARES INC MSCI SWEDEN ETF 464286756 BBG001S8SYV0 581,758 17,994 SH   SOLE   17,994 0 0
ISHARES INC MSCI SWITZERLAND 464286749 BBG001S8SYW9 2,278,480 54,340 SH   SOLE   54,340 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 12,464,540 202,215 SH   SOLE   202,215 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 554,381 5,858 SH   SOLE   5,858 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 458,318 331,323 SH   SOLE   331,323 0 0
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 1,511,364 14,335 SH   SOLE   14,335 0 0
ISHARES TR ISHARES BIOTECH 464287556 BBG001SGYSW7 3,198,673 24,363 SH   SOLE   24,363 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 3,755,590 40,492 SH   SOLE   40,492 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 BBG001S8SYX8 4,878,218 159,107 SH   SOLE   159,107 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 2,491,636 23,896 SH   SOLE   23,896 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 258,543 2,429 SH   SOLE   2,429 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 3,125,510 17,693 SH   SOLE   17,693 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 2,986,708 22,272 SH   SOLE   22,272 0 0
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 2,314,632 128,022 SH   SOLE   128,022 0 0
KRANESHARES TR EMRNG MKT CONS 500767876 BBG00HY5VY68 340,484 23,273 SH   SOLE   23,273 0 0
LILLY ELI & CO COM 532457108 BBG001S5STL8 1,272,026 3,477 SH   SOLE   3,477 0 0
MAGNA INTL INC COM 559222401 BBG001S5SY91 722,432 12,859 SH   SOLE   12,859 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 984,937 3,737 SH   SOLE   3,737 0 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 1,192,038 15,338 SH   SOLE   15,338 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 746,444 3,113 SH   SOLE   3,113 0 0
NUTRIEN LTD COM 67077M108 BBG00JM9SM69 1,689,841 23,139 SH   SOLE   23,139 0 0
PACER FDS TR DATA AND INFRAST 69374H741 BBG00KX8YQ42 393,595 13,563 SH   SOLE   13,563 0 0
PEPSICO INC COM 713448108 BBG001S695T1 950,213 5,260 SH   SOLE   5,260 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 BBG005D266P2 10,288,557 114,330 SH   SOLE   114,330 0 0
REALTY INCOME CORP COM 756109104 BBG001S884K0 2,008,323 31,662 SH   SOLE   31,662 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 BBG0113JGQG9 646,453 12,288 SH   SOLE   12,288 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 BBG00L5F9FV7 4,164,778 86,784 SH   SOLE   86,784 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 6,244,182 71,387 SH   SOLE   71,387 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 7,287,910 213,097 SH   SOLE   213,097 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 BBG00B597137 713,969 19,333 SH   SOLE   19,333 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 3,957,068 30,637 SH   SOLE   30,637 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 9,190,130 67,649 SH   SOLE   67,649 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 BBG001SLBK12 312,309 8,070 SH   SOLE   8,070 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 446,929 446,929 SH   SOLE   446,929 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 BBG001T083N5 1,640,787 34,925 SH   SOLE   34,925 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 266,417 8,370 SH   SOLE   8,370 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788 BBG00B6WD879 1,500,000 1,500,000 SH   SOLE   1,500,000 0 0
TARGET CORP COM 87612E106 BBG001SC0K41 513,598 3,446 SH   SOLE   3,446 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 1,155,210 6,992 SH   SOLE   6,992 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 BBG001S60L15 430,076 6,641 SH   SOLE   6,641 0 0
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 1,062,770 24,698 SH   SOLE   24,698 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 1,899,424 10,926 SH   SOLE   10,926 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 3,824,062 7,213 SH   SOLE   7,213 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 BBG001SZDBR1 659,498 13,046 SH   SOLE   13,046 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 BBG001SRLFL7 2,982,086 65,382 SH   SOLE   65,382 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 229,371 4,836 SH   SOLE   4,836 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 2,648,752 7,539 SH   SOLE   7,539 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 7,390,784 40,268 SH   SOLE   40,268 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 207,218 5,316 SH   SOLE   5,316 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 7,049,652 81,792 SH   SOLE   81,792 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 3,444,676 44,442 SH   SOLE   44,442 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 216,493 4,756 SH   SOLE   4,756 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 929,805 12,366 SH   SOLE   12,366 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 810,120 5,335 SH   SOLE   5,335 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 5,157,399 99,718 SH   SOLE   99,718 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 BBG001SHVR41 3,788,914 19,778 SH   SOLE   19,778 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 BBG001SHVTX5 7,812,565 42,776 SH   SOLE   42,776 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 10,104,608 31,635 SH   SOLE   31,635 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 BBG001SHTTP7 1,176,946 6,915 SH   SOLE   6,915 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 892,467 22,651 SH   SOLE   22,651 0 0
VICI PPTYS INC COM 925652109 BBG00HVVB4B6 3,487,695 107,645 SH   SOLE   107,645 0 0
WALMART INC COM 931142103 BBG001S5XH92 1,144,510 8,072 SH   SOLE   8,072 0 0
WILLIAMS COS INC COM 969457100 BBG001S5XH10 2,738,009 83,222 SH   SOLE   83,222 0 0