The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMGEN INC COM 031162100 863 3,831 SH   SOLE   3,831 0 0
APPLE INC COM 037833100 751 5,431 SH   SOLE   5,431 0 0
AT&T INC COM 00206R102 713 46,455 SH   SOLE   46,455 0 0
BANK NOVA SCOTIA HALIFAX COM 064149107 618 12,994 SH   SOLE   12,994 0 0
BK OF AMERICA CORP COM 060505104 1,643 54,400 SH   SOLE   54,400 0 0
BLACKROCK INC COM 09247X101 1,976 3,592 SH   SOLE   3,592 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 2,379 33,460 SH   SOLE   33,460 0 0
BROADCOM INC COM 11135F101 2,890 6,509 SH   SOLE   6,509 0 0
CHEVRON CORP NEW COM 166764100 1,880 13,083 SH   SOLE   13,083 0 0
CITIGROUP INC COM NEW 172967424 2,513 60,301 SH   SOLE   60,301 0 0
COMCAST CORP NEW CL A 20030N101 579 19,743 SH   SOLE   19,743 0 0
CROWN CASTLE INC COM 22822V101 1,836 12,700 SH   SOLE   12,700 0 0
CSX CORP COM 126408103 1,794 67,341 SH   SOLE   67,341 0 0
DEERE & CO COM 244199105 2,002 5,996 SH   SOLE   5,996 0 0
EATON CORP PLC SHS G29183103 1,965 14,732 SH   SOLE   14,732 0 0
EMERSON ELEC CO COM 291011104 2,170 29,635 SH   SOLE   29,635 0 0
ENTERGY CORP NEW COM 29364G103 1,237 12,288 SH   SOLE   12,288 0 0
EXXON MOBIL CORP COM 30231G102 5,158 59,080 SH   SOLE   59,080 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 752 17,803 SH   SOLE   17,803 0 0
FIFTH THIRD BANCORP COM 316773100 2,699 84,448 SH   SOLE   84,448 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 2,300 38,072 SH   SOLE   38,072 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 2,276 18,033 SH   SOLE   18,033 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 2,884 133,037 SH   SOLE   133,037 0 0
FRANKLIN TEMPLETON ETF TR FTSE LATN AMRC 35473P561 390 19,827 SH   SOLE   19,827 0 0
FRANKLIN TEMPLETON ETF TR FTSE UNTD KGDM 35473P678 538 27,484 SH   SOLE   27,484 0 0
GENERAL ELECTRIC CO COM NEW 369604301 620 10,011 SH   SOLE   10,011 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 1,355 113,075 SH   SOLE   113,075 0 0
HOME DEPOT INC COM 437076102 916 3,318 SH   SOLE   3,318 0 0
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 191 11,266 SH   SOLE   11,266 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 3,217 145,703 SH   SOLE   145,703 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 434 36,496 SH   SOLE   36,496 0 0
ISHARES INC CORE MSCI EMKT 46434G103 13,042 303,451 SH   SOLE   303,451 0 0
ISHARES INC MSCI CDA ETF 464286509 2,038 66,251 SH   SOLE   66,251 0 0
ISHARES INC MSCI EURZONE ETF 464286608 7,051 220,472 SH   SOLE   220,472 0 0
ISHARES INC MSCI PAC JP ETF 464286665 3,457 92,141 SH   SOLE   92,141 0 0
ISHARES INC MSCI SWEDEN ETF 464286756 568 20,853 SH   SOLE   20,853 0 0
ISHARES INC MSCI SWITZERLAND 464286749 2,338 62,437 SH   SOLE   62,437 0 0
ISHARES TR CORE MSCI EAFE 46432F842 10,851 206,014 SH   SOLE   206,014 0 0
ISHARES TR CORE S&P SCP ETF 464287804 762 8,740 SH   SOLE   8,740 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,706 16,650 SH   SOLE   16,650 0 0
ISHARES TR ISHARES BIOTECH 464287556 2,864 24,486 SH   SOLE   24,486 0 0
ISHARES TR MBS ETF 464288588 4,547 49,645 SH   SOLE   49,645 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 4,537 173,085 SH   SOLE   173,085 0 0
ISHARES TR TIPS BD ETF 464287176 292 2,787 SH   SOLE   2,787 0 0
JOHNSON & JOHNSON COM 478160104 2,913 17,829 SH   SOLE   17,829 0 0
JPMORGAN CHASE & CO COM 46625H100 2,389 22,859 SH   SOLE   22,859 0 0
KINDER MORGAN INC DEL COM 49456B101 2,146 128,968 SH   SOLE   128,968 0 0
KRANESHARES TR EMRNG MKT CONS 500767876 436 33,084 SH   SOLE   33,084 0 0
LILLY ELI & CO COM 532457108 1,116 3,450 SH   SOLE   3,450 0 0
MAGNA INTL INC COM 559222401 1,156 24,384 SH   SOLE   24,384 0 0
MCDONALDS CORP COM 580135101 854 3,699 SH   SOLE   3,699 0 0
MEDTRONIC PLC SHS G5960L103 2,500 30,961 SH   SOLE   30,961 0 0
MICROSOFT CORP COM 594918104 747 3,207 SH   SOLE   3,207 0 0
NUTRIEN LTD COM 67077M108 1,950 23,382 SH   SOLE   23,382 0 0
PACER FDS TR BNCHMRK INFRA 69374H741 485 16,943 SH   SOLE   16,943 0 0
PEPSICO INC COM 713448108 849 5,203 SH   SOLE   5,203 0 0
REALTY INCOME CORP COM 756109104 2,276 39,107 SH   SOLE   39,107 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,308 24,572 SH   SOLE   24,572 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 4,896 102,244 SH   SOLE   102,244 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 5,085 70,610 SH   SOLE   70,610 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 6,749 222,314 SH   SOLE   222,314 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 925 25,675 SH   SOLE   25,675 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 4,360 30,610 SH   SOLE   30,610 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 8,095 66,842 SH   SOLE   66,842 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 2,305 50,010 SH   SOLE   50,010 0 0
TARGET CORP COM 87612E106 675 4,547 SH   SOLE   4,547 0 0
TEXAS INSTRS INC COM 882508104 1,179 7,615 SH   SOLE   7,615 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 698 11,378 SH   SOLE   11,378 0 0
TRUIST FINL CORP COM 89832Q109 1,991 45,736 SH   SOLE   45,736 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,793 11,098 SH   SOLE   11,098 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,665 7,257 SH   SOLE   7,257 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 931 18,641 SH   SOLE   18,641 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 4,073 93,565 SH   SOLE   93,565 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 245 5,131 SH   SOLE   5,131 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,992 46,762 SH   SOLE   46,762 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4,204 55,553 SH   SOLE   55,553 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,101 14,826 SH   SOLE   14,826 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 3,385 19,703 SH   SOLE   19,703 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 7,003 44,451 SH   SOLE   44,451 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 9,658 31,422 SH   SOLE   31,422 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,161 7,820 SH   SOLE   7,820 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,665 43,839 SH   SOLE   43,839 0 0
VICI PPTYS INC COM 925652109 3,212 107,616 SH   SOLE   107,616 0 0
WALMART INC COM 931142103 1,021 7,871 SH   SOLE   7,871 0 0
WILLIAMS COS INC COM 969457100 2,557 89,304 SH   SOLE   89,304 0 0