The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   363,870 2,348 SH   SOLE   0 0 2,348
ADOBE INC COM 00724F101   226,708 380 SH   SOLE   0 0 380
AFLAC INC COM 001055102   544,065 6,595 SH   SOLE   0 0 6,595
ALPHABET INC CAP STK CL A 02079K305   1,662,722 11,903 SH   SOLE   0 0 11,903
ALTRIA GROUP INC COM 02209S103   800,351 19,840 SH   SOLE   0 0 19,840
AMAZON COM INC COM 023135106   849,047 5,588 SH   SOLE   0 0 5,588
AMGEN INC COM 031162100   786,047 2,729 SH   SOLE   0 0 2,729
APPLE INC COM 037833100   4,184,550 21,735 SH   SOLE   0 0 21,735
APPLIED MATLS INC COM 038222105   295,197 1,821 SH   SOLE   0 0 1,821
BOEING CO COM 097023105   252,580 969 SH   SOLE   0 0 969
BROADCOM INC COM 11135F101   1,494,116 1,339 SH   SOLE   0 0 1,339
BUILDERS FIRSTSOURCE INC COM 12008R107   1,461,727 8,756 SH   SOLE   0 0 8,756
CADENCE DESIGN SYSTEM INC COM 127387108   654,777 2,404 SH   SOLE   0 0 2,404
CARRIER GLOBAL CORPORATION COM 14448C104   353,030 6,145 SH   SOLE   0 0 6,145
CATERPILLAR INC COM 149123101   441,677 1,494 SH   SOLE   0 0 1,494
CISCO SYS INC COM 17275R102   1,023,586 20,261 SH   SOLE   0 0 20,261
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   297,470 3,938 SH   SOLE   0 0 3,938
COMCAST CORP NEW CL A 20030N101   812,628 18,532 SH   SOLE   0 0 18,532
CONSOLIDATED EDISON INC COM 209115104   379,628 4,173 SH   SOLE   0 0 4,173
CORNERSTONE STRATEGIC VALUE COM 21924B302   169,605 23,589 SH   SOLE   0 0 23,589
CORNING INC COM 219350105   212,145 6,967 SH   SOLE   0 0 6,967
DIAMONDBACK ENERGY INC COM 25278X109   281,625 1,816 SH   SOLE   0 0 1,816
ELI LILLY & CO COM 532457108   376,140 645 SH   SOLE   0 0 645
EVEREST GROUP LTD COM G3223R108   461,101 1,304 SH   SOLE   0 0 1,304
EXPEDITORS INTL WASH INC COM 302130109   380,803 2,994 SH   SOLE   0 0 2,994
EXTRA SPACE STORAGE INC COM 30225T102   231,728 1,445 SH   SOLE   0 0 1,445
FEDEX CORP COM 31428X106   351,245 1,388 SH   SOLE   0 0 1,388
GENERAL ELECTRIC CO COM NEW 369604301   315,633 2,473 SH   SOLE   0 0 2,473
GENERAL MLS INC COM 370334104   462,804 7,105 SH   SOLE   0 0 7,105
GILEAD SCIENCES INC COM 375558103   1,407,660 17,376 SH   SOLE   0 0 17,376
ISHARES TR 1 3 YR TREAS BD 464287457   5,689,884 69,355 SH   SOLE   0 0 69,355
ISHARES TR CORE S&P500 ETF 464287200   589,597 1,234 SH   SOLE   0 0 1,234
ISHARES TR US TREAS BD ETF 46429B267   6,285,921 272,826 SH   SOLE   0 0 272,826
ISHARES TR MSCI USA MMENTM 46432F396   1,048,761 6,685 SH   SOLE   0 0 6,685
ISHARES TR MSCI USA MIN VOL 46429B697   1,246,454 15,974 SH   SOLE   0 0 15,974
ISHARES TR IBOXX INV CP ETF 464287242   3,432,289 31,017 SH   SOLE   0 0 31,017
ISHARES TR ISHS 1-5YR INVS 464288646   2,011,826 39,236 SH   SOLE   0 0 39,236
ISHARES TR ISHS 5-10YR INVT 464288638   501,876 9,651 SH   SOLE   0 0 9,651
ISHARES TR USD INV GRDE ETF 464288620   3,411,399 66,551 SH   SOLE   0 0 66,551
ISHARES TR 3 7 YR TREAS BD 464288661   732,338 6,252 SH   SOLE   0 0 6,252
ISHARES TR S&P 500 VAL ETF 464287408   371,733 2,138 SH   SOLE   0 0 2,138
ISHARES TR S&P 500 GRWT ETF 464287309   280,708 3,738 SH   SOLE   0 0 3,738
ISHARES TR CORE S&P MCP ETF 464287507   373,321 1,347 SH   SOLE   0 0 1,347
JOHNSON & JOHNSON COM 478160104   272,728 1,740 SH   SOLE   0 0 1,740
KLA CORP COM NEW 482480100   506,450 871 SH   SOLE   0 0 871
LENNAR CORP CL A 526057104   457,725 3,071 SH   SOLE   0 0 3,071
MARSH & MCLENNAN COS INC COM 571748102   1,027,233 5,422 SH   SOLE   0 0 5,422
MASTERCARD INCORPORATED CL A 57636Q104   217,947 511 SH   SOLE   0 0 511
META PLATFORMS INC CL A 30303M102   996,043 2,814 SH   SOLE   0 0 2,814
MICROSOFT CORP COM 594918104   4,858,142 12,919 SH   SOLE   0 0 12,919
MODERNA INC COM 60770K107   489,692 4,924 SH   SOLE   0 0 4,924
NEXTERA ENERGY INC COM 65339F101   1,811,951 29,831 SH   SOLE   0 0 29,831
NORTHROP GRUMMAN CORP COM 666807102   421,326 900 SH   SOLE   0 0 900
NUCOR CORP COM 670346105   706,599 4,060 SH   SOLE   0 0 4,060
NVIDIA CORPORATION COM 67066G104   908,237 1,834 SH   SOLE   0 0 1,834
OMNICOM GROUP INC COM 681919106   356,731 4,124 SH   SOLE   0 0 4,124
OTIS WORLDWIDE CORP COM 68902V107   208,823 2,334 SH   SOLE   0 0 2,334
PBF ENERGY INC CL A 69318G106   259,298 5,899 SH   SOLE   0 0 5,899
PFIZER INC COM 717081103   956,194 33,213 SH   SOLE   0 0 33,213
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   7,015,473 70,302 SH   SOLE   0 0 70,302
PIONEER NAT RES CO COM 723787107   318,439 1,416 SH   SOLE   0 0 1,416
PRICE T ROWE GROUP INC COM 74144T108   478,517 4,443 SH   SOLE   0 0 4,443
PROCTER AND GAMBLE CO COM 742718109   2,031,660 13,864 SH   SOLE   0 0 13,864
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   410,746 6,717 SH   SOLE   0 0 6,717
QUALCOMM INC COM 747525103   488,385 3,377 SH   SOLE   0 0 3,377
RTX CORPORATION COM 75513E101   388,306 4,615 SH   SOLE   0 0 4,615
SEMPRA COM 816851109   253,801 3,396 SH   SOLE   0 0 3,396
SKYWORKS SOLUTIONS INC COM 83088M102   206,517 1,837 SH   SOLE   0 0 1,837
SPDR S&P 500 ETF TR TR UNIT 78462F103   475,444 1,000 SH   SOLE   0 0 1,000
SPDR SER TR PORTFOLIO S&P500 78464A854   249,513 4,464 SH   SOLE   0 0 4,464
SPDR SER TR PORTFOLIO S&P600 78468R853   356,969 8,463 SH   SOLE   0 0 8,463
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   244,076 6,064 SH   SOLE   0 0 6,064
STEEL DYNAMICS INC COM 858119100   347,827 2,945 SH   SOLE   0 0 2,945
SUPER MICRO COMPUTER INC COM 86800U104   369,538 1,300 SH   SOLE   0 0 1,300
THE CIGNA GROUP COM 125523100   526,577 1,758 SH   SOLE   0 0 1,758
UNITED RENTALS INC COM 911363109   212,739 371 SH   SOLE   0 0 371
VALERO ENERGY CORP COM 91913Y100   402,131 3,093 SH   SOLE   0 0 3,093
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   305,405 4,095 SH   SOLE   0 0 4,095
VANGUARD BD INDEX FDS INTERMED TERM 921937819   313,769 4,108 SH   SOLE   0 0 4,108
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   705,272 9,157 SH   SOLE   0 0 9,157
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   861,675 17,455 SH   SOLE   0 0 17,455
VANGUARD INDEX FDS GROWTH ETF 922908736   548,703 1,765 SH   SOLE   0 0 1,765
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,777,590 8,096 SH   SOLE   0 0 8,096
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,803,892 12,440 SH   SOLE   0 0 12,440
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   472,380 1,081 SH   SOLE   0 0 1,081
VANGUARD INDEX FDS SML CP GRW ETF 922908595   959,076 3,967 SH   SOLE   0 0 3,967
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,263,558 12,577 SH   SOLE   0 0 12,577
VANGUARD INDEX FDS VALUE ETF 922908744   444,763 2,975 SH   SOLE   0 0 2,975
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   769,546 16,204 SH   SOLE   0 0 16,204
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   405,694 7,947 SH   SOLE   0 0 7,947
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   4,708,651 101,567 SH   SOLE   0 0 101,567
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   441,012 5,700 SH   SOLE   0 0 5,700
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   559,807 11,687 SH   SOLE   0 0 11,687
VANGUARD WORLD FD MEGA GRWTH IND 921910816   7,418,605 28,587 SH   SOLE   0 0 28,587
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   5,520,055 50,471 SH   SOLE   0 0 50,471
VERIZON COMMUNICATIONS INC COM 92343V104   699,556 18,556 SH   SOLE   0 0 18,556
VERTEX PHARMACEUTICALS INC COM 92532F100   701,478 1,724 SH   SOLE   0 0 1,724
VICI PPTYS INC COM 925652109   559,786 17,559 SH   SOLE   0 0 17,559
VISTRA CORP COM 92840M102   308,727 8,015 SH   SOLE   0 0 8,015
WILLIAMS SONOMA INC COM 969904101   391,048 1,938 SH   SOLE   0 0 1,938