The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   204,520 1,518 SH   SOLE   0 0 1,518
AFLAC INC COM 001055102   482,503 6,913 SH   SOLE   0 0 6,913
ALPHABET INC CAP STK CL A 02079K305   1,258,638 10,515 SH   SOLE   0 0 10,515
AMAZON COM INC COM 023135106   434,886 3,336 SH   SOLE   0 0 3,336
AMGEN INC COM 031162100   657,998 2,964 SH   SOLE   0 0 2,964
APPLE INC COM 037833100   4,247,467 21,898 SH   SOLE   0 0 21,898
APPLIED MATLS INC COM 038222105   312,249 2,160 SH   SOLE   0 0 2,160
ARCHER DANIELS MIDLAND CO COM 039483102   247,006 3,269 SH   SOLE   0 0 3,269
BOEING CO COM 097023105   204,614 969 SH   SOLE   0 0 969
BROADCOM INC COM 11135F101   614,390 708 SH   SOLE   0 0 708
BUILDERS FIRSTSOURCE INC COM 12008R107   1,345,856 9,896 SH   SOLE   0 0 9,896
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   399,052 4,229 SH   SOLE   0 0 4,229
CADENCE DESIGN SYSTEM INC COM 127387108   1,037,047 4,422 SH   SOLE   0 0 4,422
CARRIER GLOBAL CORPORATION COM 14448C104   305,468 6,145 SH   SOLE   0 0 6,145
CATERPILLAR INC COM 149123101   367,073 1,492 SH   SOLE   0 0 1,492
CISCO SYS INC COM 17275R102   1,073,135 20,741 SH   SOLE   0 0 20,741
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   282,268 4,324 SH   SOLE   0 0 4,324
CONSOLIDATED EDISON INC COM 209115104   385,918 4,269 SH   SOLE   0 0 4,269
CORNERSTONE STRATEGIC VALUE COM 21924B302   154,091 18,388 SH   SOLE   0 0 18,388
CORNING INC COM 219350105   244,124 6,967 SH   SOLE   0 0 6,967
COTERRA ENERGY INC COM 127097103   406,170 16,054 SH   SOLE   0 0 16,054
CVS HEALTH CORP COM 126650100   557,847 8,070 SH   SOLE   0 0 8,070
EXPEDITORS INTL WASH INC COM 302130109   393,122 3,245 SH   SOLE   0 0 3,245
EXTRA SPACE STORAGE INC COM 30225T102   236,199 1,587 SH   SOLE   0 0 1,587
FEDEX CORP COM 31428X106   355,069 1,432 SH   SOLE   0 0 1,432
GENERAL MLS INC COM 370334104   554,116 7,224 SH   SOLE   0 0 7,224
GILEAD SCIENCES INC COM 375558103   1,456,326 18,896 SH   SOLE   0 0 18,896
INTEL CORP COM 458140100   384,986 11,513 SH   SOLE   0 0 11,513
ISHARES TR 1 3 YR TREAS BD 464287457   5,330,361 65,742 SH   SOLE   0 0 65,742
ISHARES TR CORE MSCI EAFE 46432F842   333,765 4,945 SH   SOLE   0 0 4,945
ISHARES TR NATIONAL MUN ETF 464288414   359,894 3,372 SH   SOLE   0 0 3,372
ISHARES TR US TREAS BD ETF 46429B267   5,889,309 257,175 SH   SOLE   0 0 257,175
ISHARES TR MSCI USA MMENTM 46432F396   973,096 6,746 SH   SOLE   0 0 6,746
ISHARES TR MSCI USA MIN VOL 46429B697   1,215,408 16,352 SH   SOLE   0 0 16,352
ISHARES TR IBOXX INV CP ETF 464287242   3,759,375 34,764 SH   SOLE   0 0 34,764
ISHARES TR ISHS 1-5YR INVS 464288646   1,877,211 37,417 SH   SOLE   0 0 37,417
ISHARES TR ISHS 5-10YR INVT 464288638   673,610 13,320 SH   SOLE   0 0 13,320
ISHARES TR USD INV GRDE ETF 464288620   2,758,019 55,061 SH   SOLE   0 0 55,061
ISHARES TR 3 7 YR TREAS BD 464288661   978,291 8,488 SH   SOLE   0 0 8,488
ISHARES TR S&P 500 GRWT ETF 464287309   264,246 3,749 SH   SOLE   0 0 3,749
ISHARES TR S&P 500 VAL ETF 464287408   398,578 2,473 SH   SOLE   0 0 2,473
ISHARES TR CORE S&P MCP ETF 464287507   352,214 1,347 SH   SOLE   0 0 1,347
JOHNSON & JOHNSON COM 478160104   304,226 1,838 SH   SOLE   0 0 1,838
KLA CORP COM NEW 482480100   479,765 989 SH   SOLE   0 0 989
LABORATORY CORP AMER HLDGS COM NEW 50540R409   429,624 1,780 SH   SOLE   0 0 1,780
LILLY ELI & CO COM 532457108   310,011 661 SH   SOLE   0 0 661
LOUISIANA PAC CORP COM 546347105   215,336 2,872 SH   SOLE   0 0 2,872
M & T BK CORP COM 55261F104   381,679 3,084 SH   SOLE   0 0 3,084
MARSH & MCLENNAN COS INC COM 571748102   1,082,967 5,758 SH   SOLE   0 0 5,758
META PLATFORMS INC CL A 30303M102   618,442 2,155 SH   SOLE   0 0 2,155
METLIFE INC COM 59156R108   424,660 7,512 SH   SOLE   0 0 7,512
MICROSOFT CORP COM 594918104   2,866,563 8,418 SH   SOLE   0 0 8,418
NEXTERA ENERGY INC COM 65339F101   2,133,400 28,752 SH   SOLE   0 0 28,752
NORTHROP GRUMMAN CORP COM 666807102   410,220 900 SH   SOLE   0 0 900
NUCOR CORP COM 670346105   745,708 4,548 SH   SOLE   0 0 4,548
OMNICOM GROUP INC COM 681919106   769,630 8,089 SH   SOLE   0 0 8,089
OTIS WORLDWIDE CORP COM 68902V107   207,749 2,334 SH   SOLE   0 0 2,334
PFIZER INC COM 717081103   1,248,152 34,028 SH   SOLE   0 0 34,028
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   7,097,005 71,141 SH   SOLE   0 0 71,141
PIONEER NAT RES CO COM 723787107   302,802 1,462 SH   SOLE   0 0 1,462
PPL CORP COM 69351T106   377,665 14,273 SH   SOLE   0 0 14,273
PRICE T ROWE GROUP INC COM 74144T108   538,906 4,811 SH   SOLE   0 0 4,811
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   319,580 4,214 SH   SOLE   0 0 4,214
PROCTER AND GAMBLE CO COM 742718109   2,150,142 14,170 SH   SOLE   0 0 14,170
QUALCOMM INC COM 747525103   1,079,555 9,069 SH   SOLE   0 0 9,069
RAYTHEON TECHNOLOGIES CORP COM 75513E101   577,670 5,897 SH   SOLE   0 0 5,897
SEMPRA COM 816851109   545,702 3,748 SH   SOLE   0 0 3,748
SKYWORKS SOLUTIONS INC COM 83088M102   233,073 2,106 SH   SOLE   0 0 2,106
SPDR S&P 500 ETF TR TR UNIT 78462F103   288,005 650 SH   SOLE   0 0 650
SPDR SER TR PORTFOLIO S&P500 78464A854   263,966 5,066 SH   SOLE   0 0 5,066
SPDR SER TR PORTFOLIO S&P600 78468R853   299,689 7,716 SH   SOLE   0 0 7,716
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   264,832 6,531 SH   SOLE   0 0 6,531
SUPER MICRO COMPUTER INC COM 86800U104   404,284 1,622 SH   SOLE   0 0 1,622
THE CIGNA GROUP COM 125523100   497,292 1,772 SH   SOLE   0 0 1,772
TYSON FOODS INC CL A 902494103   212,051 4,155 SH   SOLE   0 0 4,155
VALERO ENERGY CORP COM 91913Y100   389,855 3,324 SH   SOLE   0 0 3,324
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   215,111 2,959 SH   SOLE   0 0 2,959
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   359,092 4,793 SH   SOLE   0 0 4,793
VANGUARD BD INDEX FDS INTERMED TERM 921937819   373,291 4,962 SH   SOLE   0 0 4,962
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   809,430 10,711 SH   SOLE   0 0 10,711
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,095,609 22,414 SH   SOLE   0 0 22,414
VANGUARD INDEX FDS GROWTH ETF 922908736   631,850 2,233 SH   SOLE   0 0 2,233
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,757,462 8,541 SH   SOLE   0 0 8,541
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,823,897 13,180 SH   SOLE   0 0 13,180
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   528,649 1,298 SH   SOLE   0 0 1,298
VANGUARD INDEX FDS SML CP GRW ETF 922908595   921,430 4,011 SH   SOLE   0 0 4,011
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,281,211 13,792 SH   SOLE   0 0 13,792
VANGUARD INDEX FDS VALUE ETF 922908744   537,849 3,785 SH   SOLE   0 0 3,785
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   754,113 15,903 SH   SOLE   0 0 15,903
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   4,632,408 100,726 SH   SOLE   0 0 100,726
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   431,628 5,705 SH   SOLE   0 0 5,705
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   617,519 13,372 SH   SOLE   0 0 13,372
VANGUARD WORLD FD MEGA GRWTH IND 921910816   6,901,590 29,329 SH   SOLE   0 0 29,329
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   5,845,566 56,337 SH   SOLE   0 0 56,337
VERIZON COMMUNICATIONS INC COM 92343V104   712,400 19,156 SH   SOLE   0 0 19,156
VERTEX PHARMACEUTICALS INC COM 92532F100   1,057,841 3,006 SH   SOLE   0 0 3,006
VICI PPTYS INC COM 925652109   576,957 18,357 SH   SOLE   0 0 18,357
WILLIAMS COS INC COM 969457100   508,741 15,591 SH   SOLE   0 0 15,591
WILLIAMS SONOMA INC COM 969904101   281,018 2,246 SH   SOLE   0 0 2,246