The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   783,252 4,915 SH   SOLE   0 0 4,915
ALPHABET INC CAP STK CL A 02079K305   438,253 4,225 SH   SOLE   0 0 4,225
AMAZON COM INC COM 023135106   325,987 3,156 SH   SOLE   0 0 3,156
AMCOR PLC ORD G0250X107   419,583 36,870 SH   SOLE   0 0 36,870
AMERICAN ELEC PWR CO INC COM 025537101   555,566 6,106 SH   SOLE   0 0 6,106
AMGEN INC COM 031162100   666,325 2,756 SH   SOLE   0 0 2,756
APPLE INC COM 037833100   2,355,024 14,282 SH   SOLE   0 0 14,282
ARCHER DANIELS MIDLAND CO COM 039483102   239,219 3,003 SH   SOLE   0 0 3,003
AT&T INC COM 00206R102   744,380 38,669 SH   SOLE   0 0 38,669
BCE INC COM NEW 05534B760   833,869 18,617 SH   SOLE   0 0 18,617
BOEING CO COM 097023105   205,845 969 SH   SOLE   0 0 969
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   915,226 26,060 SH   SOLE   0 0 26,060
CADENCE DESIGN SYSTEM INC COM 127387108   259,251 1,234 SH   SOLE   0 0 1,234
CANADIAN IMPERIAL BK COMM TO COM 136069101   400,825 9,449 SH   SOLE   0 0 9,449
CARRIER GLOBAL CORPORATION COM 14448C104   281,134 6,145 SH   SOLE   0 0 6,145
CATERPILLAR INC COM 149123101   341,144 1,491 SH   SOLE   0 0 1,491
CISCO SYS INC COM 17275R102   681,271 13,032 SH   SOLE   0 0 13,032
CLOROX CO DEL COM 189054109   305,798 1,932 SH   SOLE   0 0 1,932
COCA COLA CO COM 191216100   329,441 5,311 SH   SOLE   0 0 5,311
CONAGRA BRANDS INC COM 205887102   394,351 10,499 SH   SOLE   0 0 10,499
CORNERSTONE STRATEGIC VALUE COM 21924B302   143,243 18,388 SH   SOLE   0 0 18,388
CORNING INC COM 219350105   245,796 6,967 SH   SOLE   0 0 6,967
CROWN CASTLE INC COM 22822V101   754,626 5,638 SH   SOLE   0 0 5,638
CVS HEALTH CORP COM 126650100   250,536 3,372 SH   SOLE   0 0 3,372
DEVON ENERGY CORP NEW COM 25179M103   205,028 4,051 SH   SOLE   0 0 4,051
DIGITAL RLTY TR INC COM 253868103   241,862 2,460 SH   SOLE   0 0 2,460
DOMINION ENERGY INC COM 25746U109   584,224 10,449 SH   SOLE   0 0 10,449
DUKE ENERGY CORP NEW COM NEW 26441C204   883,095 9,154 SH   SOLE   0 0 9,154
ENBRIDGE INC COM 29250N105   839,576 22,007 SH   SOLE   0 0 22,007
ENTERGY CORP NEW COM 29364G103   376,559 3,495 SH   SOLE   0 0 3,495
GENERAL MLS INC COM 370334104   300,749 3,519 SH   SOLE   0 0 3,519
GILEAD SCIENCES INC COM 375558103   881,689 10,627 SH   SOLE   0 0 10,627
HUNTINGTON BANCSHARES INC COM 446150104   493,293 44,044 SH   SOLE   0 0 44,044
ISHARES TR 0-5YR HI YL CP 46434V407   221,904 5,324 SH   SOLE   0 0 5,324
ISHARES TR 1 3 YR TREAS BD 464287457   5,921,682 72,075 SH   SOLE   0 0 72,075
ISHARES TR CORE MSCI EAFE 46432F842   211,313 3,161 SH   SOLE   0 0 3,161
ISHARES TR NATIONAL MUN ETF 464288414   455,632 4,229 SH   SOLE   0 0 4,229
ISHARES TR US TREAS BD ETF 46429B267   6,210,803 265,646 SH   SOLE   0 0 265,646
ISHARES TR MSCI USA MMENTM 46432F396   926,021 6,660 SH   SOLE   0 0 6,660
ISHARES TR MSCI USA MIN VOL 46429B697   1,237,589 17,014 SH   SOLE   0 0 17,014
ISHARES TR IBOXX INV CP ETF 464287242   3,948,422 36,022 SH   SOLE   0 0 36,022
ISHARES TR ISHS 1-5YR INVS 464288646   2,890,174 57,186 SH   SOLE   0 0 57,186
ISHARES TR ISHS 5-10YR INVT 464288638   622,476 12,139 SH   SOLE   0 0 12,139
ISHARES TR USD INV GRDE ETF 464288620   2,872,570 56,703 SH   SOLE   0 0 56,703
ISHARES TR 3 7 YR TREAS BD 464288661   944,157 8,025 SH   SOLE   0 0 8,025
ISHARES TR S&P 500 GRWT ETF 464287309   239,534 3,749 SH   SOLE   0 0 3,749
ISHARES TR S&P 500 VAL ETF 464287408   381,629 2,515 SH   SOLE   0 0 2,515
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,511,713 30,042 SH   SOLE   0 0 30,042
JOHNSON & JOHNSON COM 478160104   284,890 1,838 SH   SOLE   0 0 1,838
KEYCORP COM 493267108   297,184 23,737 SH   SOLE   0 0 23,737
KIMBERLY-CLARK CORP COM 494368103   732,928 5,461 SH   SOLE   0 0 5,461
LILLY ELI & CO COM 532457108   200,072 583 SH   SOLE   0 0 583
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   560,017 5,965 SH   SOLE   0 0 5,965
MARSH & MCLENNAN COS INC COM 571748102   265,287 1,593 SH   SOLE   0 0 1,593
MEDTRONIC PLC SHS G5960L103   355,874 4,414 SH   SOLE   0 0 4,414
MICROSOFT CORP COM 594918104   1,220,824 4,235 SH   SOLE   0 0 4,235
NATIONAL GRID PLC SPONSORED ADR NE 636274409   620,316 9,124 SH   SOLE   0 0 9,124
NEXTERA ENERGY INC COM 65339F101   2,405,660 31,210 SH   SOLE   0 0 31,210
NORTHROP GRUMMAN CORP COM 666807102   415,548 900 SH   SOLE   0 0 900
NUCOR CORP COM 670346105   202,415 1,310 SH   SOLE   0 0 1,310
OMNICOM GROUP INC COM 681919106   211,231 2,239 SH   SOLE   0 0 2,239
PFIZER INC COM 717081103   974,891 23,894 SH   SOLE   0 0 23,894
PHILIP MORRIS INTL INC COM 718172109   1,002,242 10,306 SH   SOLE   0 0 10,306
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   4,896,300 49,333 SH   SOLE   0 0 49,333
PNC FINL SVCS GROUP INC COM 693475105   564,657 4,443 SH   SOLE   0 0 4,443
PPL CORP COM 69351T106   424,084 15,260 SH   SOLE   0 0 15,260
PROCTER AND GAMBLE CO COM 742718109   1,323,265 8,899 SH   SOLE   0 0 8,899
QUALCOMM INC COM 747525103   503,190 3,944 SH   SOLE   0 0 3,944
RAYTHEON TECHNOLOGIES CORP COM 75513E101   577,493 5,897 SH   SOLE   0 0 5,897
REALTY INCOME CORP COM 756109104   358,911 5,668 SH   SOLE   0 0 5,668
SANOFI SPONSORED ADR 80105N105   399,007 7,332 SH   SOLE   0 0 7,332
SOUTHERN CO COM 842587107   782,944 11,252 SH   SOLE   0 0 11,252
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   252,624 7,865 SH   SOLE   0 0 7,865
SPDR S&P 500 ETF TR TR UNIT 78462F103   204,862 500 SH   SOLE   0 0 500
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   311,746 7,598 SH   SOLE   0 0 7,598
TC ENERGY CORP COM 87807B107   477,496 12,272 SH   SOLE   0 0 12,272
TOTALENERGIES SE SPONSORED ADS 89151E109   973,203 16,481 SH   SOLE   0 0 16,481
TRUIST FINL CORP COM 89832Q109   473,845 13,896 SH   SOLE   0 0 13,896
UNILEVER PLC SPON ADR NEW 904767704   429,958 8,280 SH   SOLE   0 0 8,280
UNITED PARCEL SERVICE INC CL B 911312106   505,972 2,608 SH   SOLE   0 0 2,608
US BANCORP DEL COM NEW 902973304   419,906 11,648 SH   SOLE   0 0 11,648
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   392,933 5,127 SH   SOLE   0 0 5,127
VANGUARD BD INDEX FDS INTERMED TERM 921937819   409,485 5,336 SH   SOLE   0 0 5,336
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   873,057 11,414 SH   SOLE   0 0 11,414
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,096,786 22,420 SH   SOLE   0 0 22,420
VANGUARD INDEX FDS GROWTH ETF 922908736   543,280 2,178 SH   SOLE   0 0 2,178
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,691,353 8,679 SH   SOLE   0 0 8,679
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,735,285 12,943 SH   SOLE   0 0 12,943
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   387,728 1,031 SH   SOLE   0 0 1,031
VANGUARD INDEX FDS SML CP GRW ETF 922908595   885,452 4,092 SH   SOLE   0 0 4,092
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,132,914 13,435 SH   SOLE   0 0 13,435
VANGUARD INDEX FDS VALUE ETF 922908744   505,344 3,659 SH   SOLE   0 0 3,659
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   781,073 16,334 SH   SOLE   0 0 16,334
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   4,848,882 104,165 SH   SOLE   0 0 104,165
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   470,308 6,170 SH   SOLE   0 0 6,170
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   584,138 12,932 SH   SOLE   0 0 12,932
VANGUARD WORLD FD MEGA GRWTH IND 921910816   6,522,940 31,895 SH   SOLE   0 0 31,895
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   5,661,813 56,046 SH   SOLE   0 0 56,046
VERIZON COMMUNICATIONS INC COM 92343V104   1,125,504 28,941 SH   SOLE   0 0 28,941
VERTEX PHARMACEUTICALS INC COM 92532F100   323,577 1,027 SH   SOLE   0 0 1,027
VICI PPTYS INC COM 925652109   247,052 7,574 SH   SOLE   0 0 7,574
WALGREENS BOOTS ALLIANCE INC COM 931427108   423,827 12,256 SH   SOLE   0 0 12,256
WILLIAMS COS INC COM 969457100   704,523 23,594 SH   SOLE   0 0 23,594