The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 611 4,550 SH   SOLE   0 0 4,550
ALPHABET INC CAP STK CL A 02079K305 362 3,782 SH   SOLE   0 0 3,782
AMAZON COM INC COM 023135106 365 3,232 SH   SOLE   0 0 3,232
AMCOR PLC ORD G0250X107 296 27,543 SH   SOLE   0 0 27,543
AMERICAN ELEC PWR CO INC COM 025537101 246 2,850 SH   SOLE   0 0 2,850
AMGEN INC COM 031162100 755 3,350 SH   SOLE   0 0 3,350
APPLE INC COM 037833100 5,657 40,934 SH   SOLE   0 0 40,934
ARCHER DANIELS MIDLAND CO COM 039483102 222 2,757 SH   SOLE   0 0 2,757
AT&T INC COM 00206R102 580 37,787 SH   SOLE   0 0 37,787
BCE INC COM NEW 05534B760 686 16,368 SH   SOLE   0 0 16,368
BRISTOL-MYERS SQUIBB CO COM 110122108 340 4,789 SH   SOLE   0 0 4,789
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 915 25,766 SH   SOLE   0 0 25,766
CANADIAN IMPERIAL BK COMM TO COM 136069101 327 7,470 SH   SOLE   0 0 7,470
CARRIER GLOBAL CORPORATION COM 14448C104 219 6,145 SH   SOLE   0 0 6,145
CATERPILLAR INC COM 149123101 244 1,489 SH   SOLE   0 0 1,489
CHEVRON CORP NEW COM 166764100 294 2,044 SH   SOLE   0 0 2,044
CISCO SYS INC COM 17275R102 468 11,709 SH   SOLE   0 0 11,709
CLOROX CO DEL COM 189054109 420 3,272 SH   SOLE   0 0 3,272
CONAGRA BRANDS INC COM 205887102 333 10,215 SH   SOLE   0 0 10,215
CORNERSTONE STRATEGIC VALUE COM 21924B302 108 12,559 SH   SOLE   0 0 12,559
CORNING INC COM 219350105 202 6,967 SH   SOLE   0 0 6,967
CROWN CASTLE INC COM 22822V101 612 4,236 SH   SOLE   0 0 4,236
CVS HEALTH CORP COM 126650100 219 2,291 SH   SOLE   0 0 2,291
DIGITAL RLTY TR INC COM 253868103 440 4,432 SH   SOLE   0 0 4,432
DOMINION ENERGY INC COM 25746U109 704 10,188 SH   SOLE   0 0 10,188
DUKE ENERGY CORP NEW COM NEW 26441C204 725 7,792 SH   SOLE   0 0 7,792
ENBRIDGE INC COM 29250N105 791 21,332 SH   SOLE   0 0 21,332
EXXON MOBIL CORP COM 30231G102 215 2,459 SH   SOLE   0 0 2,459
GENERAL MLS INC COM 370334104 239 3,115 SH   SOLE   0 0 3,115
GILEAD SCIENCES INC COM 375558103 1,111 18,007 SH   SOLE   0 0 18,007
HUNTINGTON BANCSHARES INC COM 446150104 556 42,181 SH   SOLE   0 0 42,181
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 317 15,537 SH   SOLE   0 0 15,537
ISHARES TR 0-5YR HI YL CP 46434V407 744 18,617 SH   SOLE   0 0 18,617
ISHARES TR 1 3 YR TREAS BD 464287457 9,277 114,232 SH   SOLE   0 0 114,232
ISHARES TR 20 YR TR BD ETF 464287432 2,281 22,266 SH   SOLE   0 0 22,266
ISHARES TR US TREAS BD ETF 46429B267 5,693 250,123 SH   SOLE   0 0 250,123
ISHARES TR MSCI USA MMENTM 46432F396 908 6,919 SH   SOLE   0 0 6,919
ISHARES TR MSCI USA MIN VOL 46429B697 1,102 16,675 SH   SOLE   0 0 16,675
ISHARES TR IBOXX INV CP ETF 464287242 3,480 33,966 SH   SOLE   0 0 33,966
ISHARES TR ISHS 1-5YR INVS 464288646 2,435 49,419 SH   SOLE   0 0 49,419
ISHARES TR ISHS 5-10YR INVT 464288638 563 11,654 SH   SOLE   0 0 11,654
ISHARES TR USD INV GRDE ETF 464288620 2,579 53,672 SH   SOLE   0 0 53,672
ISHARES TR 0-5YR INVT GR CP 46434V100 278 5,867 SH   SOLE   0 0 5,867
ISHARES TR 3 7 YR TREAS BD 464288661 509 4,451 SH   SOLE   0 0 4,451
ISHARES TR S&P 500 GRWT ETF 464287309 223 3,857 SH   SOLE   0 0 3,857
ISHARES TR S&P 500 VAL ETF 464287408 316 2,456 SH   SOLE   0 0 2,456
ISHARES U S ETF TR INT RT HDG C B 46431W705 532 6,000 SH   SOLE   0 0 6,000
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 428 8,530 SH   SOLE   0 0 8,530
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 434 8,848 SH   SOLE   0 0 8,848
JOHNSON & JOHNSON COM 478160104 300 1,838 SH   SOLE   0 0 1,838
JPMORGAN CHASE & CO COM 46625H100 359 3,433 SH   SOLE   0 0 3,433
KEYCORP COM 493267108 292 18,207 SH   SOLE   0 0 18,207
KIMBERLY-CLARK CORP COM 494368103 528 4,688 SH   SOLE   0 0 4,688
LILLY ELI & CO COM 532457108 286 883 SH   SOLE   0 0 883
MERCK & CO INC COM 58933Y105 623 7,230 SH   SOLE   0 0 7,230
MICROSOFT CORP COM 594918104 941 4,042 SH   SOLE   0 0 4,042
NATIONAL GRID PLC SPONSORED ADR NE 636274409 467 9,059 SH   SOLE   0 0 9,059
NEXTERA ENERGY INC COM 65339F101 2,504 31,930 SH   SOLE   0 0 31,930
NORTHROP GRUMMAN CORP COM 666807102 423 900 SH   SOLE   0 0 900
PFIZER INC COM 717081103 646 14,764 SH   SOLE   0 0 14,764
PHILIP MORRIS INTL INC COM 718172109 841 10,127 SH   SOLE   0 0 10,127
PNC FINL SVCS GROUP INC COM 693475105 489 3,275 SH   SOLE   0 0 3,275
PPL CORP COM 69351T106 359 14,165 SH   SOLE   0 0 14,165
PROCTER AND GAMBLE CO COM 742718109 1,071 8,480 SH   SOLE   0 0 8,480
QUALCOMM INC COM 747525103 295 2,608 SH   SOLE   0 0 2,608
RAYTHEON TECHNOLOGIES CORP COM 75513E101 483 5,897 SH   SOLE   0 0 5,897
REALTY INCOME CORP COM 756109104 333 5,716 SH   SOLE   0 0 5,716
SOUTHERN CO COM 842587107 741 10,891 SH   SOLE   0 0 10,891
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 217 8,419 SH   SOLE   0 0 8,419
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 288 3,140 SH   SOLE   0 0 3,140
SPDR SER TR PORTFOLIO SHORT 78464A474 394 13,482 SH   SOLE   0 0 13,482
SPDR SER TR BLOOMBERG INVT 78468R200 548 18,077 SH   SOLE   0 0 18,077
SPDR SER TR PORTFOLIO S&P500 78464A854 352 8,393 SH   SOLE   0 0 8,393
SPDR SER TR PORTFOLI S&P1500 78464A805 344 7,798 SH   SOLE   0 0 7,798
SPDR SER TR BBG CONV SEC ETF 78464A359 1,673 26,424 SH   SOLE   0 0 26,424
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 281 7,003 SH   SOLE   0 0 7,003
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 380 9,301 SH   SOLE   0 0 9,301
TC ENERGY CORP COM 87807B107 316 7,840 SH   SOLE   0 0 7,840
TOTALENERGIES SE SPONSORED ADS 89151E109 744 15,994 SH   SOLE   0 0 15,994
TRUIST FINL CORP COM 89832Q109 468 10,756 SH   SOLE   0 0 10,756
UNILEVER PLC SPON ADR NEW 904767704 351 8,014 SH   SOLE   0 0 8,014
UNITED PARCEL SERVICE INC CL B 911312106 212 1,313 SH   SOLE   0 0 1,313
US BANCORP DEL COM NEW 902973304 373 9,243 SH   SOLE   0 0 9,243
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 426 5,917 SH   SOLE   0 0 5,917
VANGUARD BD INDEX FDS INTERMED TERM 921937819 455 6,195 SH   SOLE   0 0 6,195
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 970 12,969 SH   SOLE   0 0 12,969
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,199 25,124 SH   SOLE   0 0 25,124
VANGUARD INDEX FDS GROWTH ETF 922908736 561 2,620 SH   SOLE   0 0 2,620
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,542 9,043 SH   SOLE   0 0 9,043
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,640 13,467 SH   SOLE   0 0 13,467
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 332 1,012 SH   SOLE   0 0 1,012
VANGUARD INDEX FDS SML CP GRW ETF 922908595 856 4,388 SH   SOLE   0 0 4,388
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,081 14,513 SH   SOLE   0 0 14,513
VANGUARD INDEX FDS VALUE ETF 922908744 546 4,420 SH   SOLE   0 0 4,420
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 735 15,273 SH   SOLE   0 0 15,273
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 4,544 100,781 SH   SOLE   0 0 100,781
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 412 5,540 SH   SOLE   0 0 5,540
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 582 16,004 SH   SOLE   0 0 16,004
VANGUARD WORLD FD MEGA GRWTH IND 921910816 5,634 32,324 SH   SOLE   0 0 32,324
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 5,291 58,848 SH   SOLE   0 0 58,848
VERIZON COMMUNICATIONS INC COM 92343V104 923 24,315 SH   SOLE   0 0 24,315
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 507 44,724 SH   SOLE   0 0 44,724
WALGREENS BOOTS ALLIANCE INC COM 931427108 380 12,111 SH   SOLE   0 0 12,111
WILLIAMS COS INC COM 969457100 657 22,958 SH   SOLE   0 0 22,958