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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTRIA GROUP INC COM 02209S103   275,240 6,076 SH   SOLE   0 0 6,076
AMAZON COM INC COM 023135106   281,578 2,160 SH   SOLE   0 0 2,160
APPLE INC COM 037833100   1,135,563 5,854 SH   SOLE   0 0 5,854
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   508,090 1,490 SH   SOLE   0 0 1,490
BOEING CO COM 097023105   213,272 1,010 SH   SOLE   0 0 1,010
CHEVRON CORP NEW COM 166764100   468,432 2,977 SH   SOLE   0 0 2,977
LILLY ELI & CO COM 532457108   278,575 594 SH   SOLE   0 0 594
EXXON MOBIL CORP COM 30231G102   670,206 6,249 SH   SOLE   0 0 6,249
HOME DEPOT INC COM 437076102   261,559 842 SH   SOLE   0 0 842
INVESCO DB US DLR INDEX TR BULLISH FD 46141D203   5,452,191 192,113 SH   SOLE   0 0 192,113
ISHARES TR CORE US AGGBD ET 464287226   52,774,443 538,790 SH   SOLE   0 0 538,790
ISHARES TR CORE S&P SCP ETF 464287804   13,869,691 139,184 SH   SOLE   0 0 139,184
ISHARES TR CORE MSCI EAFE 46432F842   43,356,051 642,312 SH   SOLE   0 0 642,312
ISHARES INC CORE MSCI EMKT 46434G103   11,819,558 239,796 SH   SOLE   0 0 239,796
ISHARES TR CORE INTL AGGR 46435G672   14,345,836 291,050 SH   SOLE   0 0 291,050
ISHARES TR MSCI USA MIN VOL 46429B697   8,160,257 109,784 SH   SOLE   0 0 109,784
JOHNSON & JOHNSON COM 478160104   240,993 1,456 SH   SOLE   0 0 1,456
JPMORGAN CHASE & CO COM 46625H100   314,877 2,165 SH   SOLE   0 0 2,165
LOWES COS INC COM 548661107   314,599 1,394 SH   SOLE   0 0 1,394
MICROSOFT CORP COM 594918104   653,709 1,920 SH   SOLE   0 0 1,920
MONDELEZ INTL INC CL A 609207105   233,335 3,199 SH   SOLE   0 0 3,199
PHILIP MORRIS INTL INC COM 718172109   464,573 4,759 SH   SOLE   0 0 4,759
PNC FINL SVCS GROUP INC COM 693475105   222,133 1,764 SH   SOLE   0 0 1,764
PPL CORP COM 69351T106   355,018 13,417 SH   SOLE   0 0 13,417
PROCTER AND GAMBLE CO COM 742718109   272,166 1,794 SH   SOLE   0 0 1,794
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   5,363,096 81,954 SH   SOLE   0 0 81,954
SOUTHWEST AIRLS CO COM 844741108   261,654 7,226 SH   SOLE   0 0 7,226
SPDR GOLD TR GOLD SHS 78463V107   6,685,662 37,503 SH   SOLE   0 0 37,503
SPDR SER TR PRTFLO S&P500 GW 78464A409   31,739,440 520,234 SH   SOLE   0 0 520,234
SPDR SER TR PRTFLO S&P500 VL 78464A508   37,812,218 875,283 SH   SOLE   0 0 875,283
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   208,858 3,018 SH   SOLE   0 0 3,018
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,380,375 5,845 SH   SOLE   0 0 5,845
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   23,438,787 494,281 SH   SOLE   0 0 494,281
VANGUARD INDEX FDS TOTAL STK MKT 922908769   288,567 1,310 SH   SOLE   0 0 1,310