The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTRIA GROUP INC COM 02209S103   414,049 9,279 SH   SOLE   0 0 9,279
AMAZON COM COM 023135106   223,106 2,160 SH   SOLE   0 0 2,160
APPLE INC COM 037833100   1,015,838 6,160 SH   SOLE   0 0 6,160
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   460,069 1,490 SH   SOLE   0 0 1,490
BOEING COMPANY COM 097023105   225,176 1,060 SH   SOLE   0 0 1,060
CHEVRON CORP NEW COM 166764100   485,727 2,977 SH   SOLE   0 0 2,977
LILLY ELI & CO COM 532457108   203,992 594 SH   SOLE   0 0 594
EXXON MOBIL CORP COM 30231G102   685,265 6,249 SH   SOLE   0 0 6,249
HOME DEPOT INC COM 437076102   248,491 842 SH   SOLE   0 0 842
INVESCO DB US DLR INDEX TR BULLISH FD 46141D203   5,262,404 188,752 SH   SOLE   0 0 188,752
ISHARES TR CORE US AGGBD ET 464287226   52,428,085 526,175 SH   SOLE   0 0 526,175
ISHARES TR CORE S&P SCP ETF 464287804   12,938,421 133,799 SH   SOLE   0 0 133,799
ISHARES TR CORE MSCI EAFE 46432F842   41,655,580 623,120 SH   SOLE   0 0 623,120
ISHARES INC CORE MSCI EMKT 46434G103   11,228,354 230,136 SH   SOLE   0 0 230,136
ISHARES TR CORE INTL AGGR 46435G672   14,002,094 286,049 SH   SOLE   0 0 286,049
ISHARES TR MSCI USA MIN VOL 46429B697   7,750,597 106,552 SH   SOLE   0 0 106,552
JOHNSON & JOHNSON COM 478160104   248,554 1,604 SH   SOLE   0 0 1,604
JPMORGAN CHASE & CO COM 46625H100   282,121 2,165 SH   SOLE   0 0 2,165
LOWES COS INC COM 548661107   278,734 1,394 SH   SOLE   0 0 1,394
MICROSOFT CORP COM 594918104   553,345 1,919 SH   SOLE   0 0 1,919
MONDELEZ INTL INC CL A 609207105   223,034 3,199 SH   SOLE   0 0 3,199
PHILIP MORRIS INTL INC COM 718172109   699,559 7,193 SH   SOLE   0 0 7,193
PPL CORP COM 69351T106   372,788 13,414 SH   SOLE   0 0 13,414
PROCTER AND GAMBLE CO COM 742718109   266,602 1,793 SH   SOLE   0 0 1,793
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   5,330,123 78,743 SH   SOLE   0 0 78,743
SOUTHWEST AIRLS CO COM 844741108   235,134 7,226 SH   SOLE   0 0 7,226
SPDR GOLD TR GOLD SHS 78463V107   6,709,210 36,618 SH   SOLE   0 0 36,618
SPDR SER TR PRTFLO S&P500 GW 78464A409   28,131,807 508,161 SH   SOLE   0 0 508,161
SPDR SER TR PRTFLO S&P500 VL 78464A508   34,792,731 854,438 SH   SOLE   0 0 854,438
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   201,616 3,018 SH   SOLE   0 0 3,018
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,197,966 5,845 SH   SOLE   0 0 5,845
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   23,131,655 483,723 SH   SOLE   0 0 483,723
VANGUARD INDEX FDS TOTAL STK MKT 922908769   267,371 1,310 SH   SOLE   0 0 1,310