The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE MF Closed 464287226 47,639 494,491 SH   SOLE   0 0 494,491
ISHARES CORE MF Closed 46432F842 32,335 613,922 SH   SOLE   0 0 613,922
SPDR PORTFOLIO MF Closed 78464A508 28,904 838,040 SH   SOLE   0 0 838,040
SPDR PORTFOLIO MF Closed 78464A409 28,350 565,875 SH   SOLE   0 0 565,875
VANGUARD SHORT MF Closed 922020805 21,939 456,014 SH   SOLE   0 0 456,014
ISHARES CORE MF Closed 46435G672 13,041 269,859 SH   SOLE   0 0 269,859
ISHARES CORE MF Closed 464287804 11,354 130,226 SH   SOLE   0 0 130,226
ISHARES MSCI MF Closed 46429B697 6,724 101,724 SH   SOLE   0 0 101,724
SPDR GOLD Common Stock 78463V107 5,502 35,575 SH   SOLE   0 0 35,575
INVESCO DB Common Stock 46141D203 5,466 181,278 SH   SOLE   0 0 181,278
ISHARES CORE MF Closed 46434G103 5,165 120,165 SH   SOLE   0 0 120,165
SELECT UTILITIES MF Closed 81369Y886 4,747 72,465 SH   SOLE   0 0 72,465
APPLE INC Common Stock 037833100 815 5,901 SH   SOLE   0 0 5,901
PHILIP MORRIS Common Stock 718172109 586 7,060 SH   SOLE   0 0 7,060
EXXON MOBIL Common Stock 30231G102 581 6,656 SH   SOLE   0 0 6,656
CHEVRON CORP Common Stock 166764100 434 3,019 SH   SOLE   0 0 3,019
MICROSOFT CORP Common Stock 594918104 413 1,775 SH   SOLE   0 0 1,775
ALTRIA GROUP Common Stock 02209S103 374 9,269 SH   SOLE   0 0 9,269
BERKSHIRE HATHAWAY Common Stock 084670702 371 1,390 SH   SOLE   0 0 1,390
PPL CORP Common Stock 69351T106 340 13,409 SH   SOLE   0 0 13,409
LOWES COMPANIES Common Stock 548661107 262 1,394 SH   SOLE   0 0 1,394
JOHNSON & JOHNSON Common Stock 478160104 261 1,599 SH   SOLE   0 0 1,599
VANGUARD TOTAL MF Closed 922908769 238 1,325 SH   SOLE   0 0 1,325
HOME DEPOT Common Stock 437076102 232 842 SH   SOLE   0 0 842
PROCTER & GAMBLE Common Stock 742718109 226 1,792 SH   SOLE   0 0 1,792
SOUTHWEST AIRLINES Common Stock 844741108 223 7,226 SH   SOLE   0 0 7,226
JPMORGAN CHASE Common Stock 46625H100 219 2,098 SH   SOLE   0 0 2,098
PNC FINANCIAL Common Stock 693475105 217 1,455 SH   SOLE   0 0 1,455
PFIZER INC Common Stock 717081103 202 4,611 SH   SOLE   0 0 4,611
BRISTOL MYERS Common Stock 110122108 201 2,825 SH   SOLE   0 0 2,825