The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR PORTFOLIO MF Closed 78464A508 33,146 793,918 SH   SOLE   0 0 793,918
ISHARES CORE MF Closed 46432F842 36,433 524,139 SH   SOLE   0 0 524,139
SPDR PORTFOLIO MF Closed 78464A409 33,410 504,613 SH   SOLE   0 0 504,613
ISHARES CORE MF Closed 464287226 50,258 469,258 SH   SOLE   0 0 469,258
VANGUARD SHORT MF Closed 922020805 23,473 458,377 SH   SOLE   0 0 458,377
ISHARES CORE MF Closed 46435G672 13,636 261,583 SH   SOLE   0 0 261,583
INVESCO DB Common Stock 46141D203 5,373 204,306 SH   SOLE   0 0 204,306
ISHARES CORE MF Closed 464287804 12,953 120,071 SH   SOLE   0 0 120,071
ISHARES CORE MF Closed 46434G103 5,759 103,669 SH   SOLE   0 0 103,669
ISHARES MSCI MF Closed 46429B697 7,718 99,498 SH   SOLE   0 0 99,498
SELECT UTILITIES MF Closed 81369Y886 5,465 73,391 SH   SOLE   0 0 73,391
SPDR GOLD Common Stock 78463V107 6,258 34,644 SH   SOLE   0 0 34,644
PPL CORP Common Stock 69351T106 380 13,305 SH   SOLE   0 0 13,305
ALTRIA GROUP Common Stock 02209S103 484 9,260 SH   SOLE   0 0 9,260
SOUTHWEST AIRLINES Common Stock 844741108 331 7,226 SH   SOLE   0 0 7,226
PHILIP MORRIS Common Stock 718172109 663 7,060 SH   SOLE   0 0 7,060
EXXON MOBIL Common Stock 30231G102 550 6,656 SH   SOLE   0 0 6,656
APPLE INC Common Stock 037833100 1,110 6,359 SH   SOLE   0 0 6,359
PFIZER INC Common Stock 717081103 239 4,607 SH   SOLE   0 0 4,607
VERIZON COMMUNICATIONS Common Stock 92343V104 219 4,297 SH   SOLE   0 0 4,297
MONDELEZ INTERNATIONAL Common Stock 609207105 201 3,199 SH   SOLE   0 0 3,199
CHEVRON CORP Common Stock 166764100 502 3,080 SH   SOLE   0 0 3,080
VANGUARD RUSSELL MF Closed 92206C714 220 3,017 SH   SOLE   0 0 3,017
BRISTOL MYERS Common Stock 110122108 206 2,825 SH   SOLE   0 0 2,825
MC CORMICK Common Stock 579780206 268 2,690 SH   SOLE   0 0 2,690
JPMORGAN CHASE Common Stock 46625H100 286 2,098 SH   SOLE   0 0 2,098
PROCTER & GAMBLE Common Stock 742718109 274 1,790 SH   SOLE   0 0 1,790
MICROSOFT CORP Common Stock 594918104 516 1,674 SH   SOLE   0 0 1,674
JOHNSON & JOHNSON Common Stock 478160104 283 1,595 SH   SOLE   0 0 1,595
PNC FINANCIAL Common Stock 693475105 268 1,451 SH   SOLE   0 0 1,451
LOWES COMPANIES Common Stock 548661107 282 1,394 SH   SOLE   0 0 1,394
BERKSHIRE HATHAWAY Common Stock 084670702 491 1,390 SH   SOLE   0 0 1,390
VANGUARD TOTAL MF Closed 922908769 302 1,325 SH   SOLE   0 0 1,325
HOME DEPOT Common Stock 437076102 237 793 SH   SOLE   0 0 793