0001844454-24-000004.txt : 20240809 0001844454-24-000004.hdr.sgml : 20240809 20240809130344 ACCESSION NUMBER: 0001844454-24-000004 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240630 FILED AS OF DATE: 20240809 DATE AS OF CHANGE: 20240809 EFFECTIVENESS DATE: 20240809 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Wells Financial Advisors INC CENTRAL INDEX KEY: 0001844454 ORGANIZATION NAME: IRS NUMBER: 043318813 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20674 FILM NUMBER: 241191637 BUSINESS ADDRESS: STREET 1: 205 NEWBURY STREET STREET 2: SUITE 201 CITY: FRAMINGHAM STATE: MA ZIP: 01701 BUSINESS PHONE: 5086559303 MAIL ADDRESS: STREET 1: 205 NEWBURY STREET STREET 2: SUITE 201 CITY: FRAMINGHAM STATE: MA ZIP: 01701 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001844454 XXXXXXXX 06-30-2024 06-30-2024 Wells Financial Advisors INC

205 NEWBURY STREET SUITE 201 FRAMINGHAM MA 01701

13F HOLDINGS REPORT 028-20674 000125209 801-116680 N Terry Wells 508.655.9303 Terry Wells Framingham MA 08-09-2024 0 83 151916595 false INFORMATION TABLE 2 wells2q24.xml ALPHA ARCHITECT 1-3 MONTH BOX ETF ETF 02072L565 3558 33 SH SOLE 0 0 33 ALPHABET INC CAP STK CL A Stock 02079K305 80146 440 SH SOLE 0 0 440 AMAZON COM INC COM Stock 023135106 54110 280 SH SOLE 0 0 280 BLACKROCK FLEXIBLE INCOME ETF ETF 092528603 4000817 76644 SH SOLE 0 0 76644 BLACKROCK U.S. EQUITY FACTOR ROTATION ETF ETF 09290C103 2107371 44895 SH SOLE 0 0 44895 BLACKROCK ULTRA SHORT-TERM BOND ETF ETF 46434V878 886498 17544 SH SOLE 0 0 17544 COLUMBIA U.S. EQUITY INCOME ETF ETF 19761L854 75010 1706 SH SOLE 0 0 1706 ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 130345 1430 SH SOLE 0 0 1430 FIRST REP BK SAN FRANCISCO CAL COM Stock 33616C100 0 24 SH SOLE 0 0 24 HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 13118 90 SH SOLE 0 0 90 INVESCO QQQ TRUST SERIES I ETF 46090E103 2396 5 SH SOLE 0 0 5 ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF ETF 46434V407 69841 1655 SH SOLE 0 0 1655 ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432 2320749 25286 SH SOLE 0 0 25286 ISHARES CONVERTIBLE BOND ETF ETF 46435G102 58186 740 SH SOLE 0 0 740 ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 1154274 20036 SH SOLE 0 0 20036 ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 1027134 19188 SH SOLE 0 0 19188 ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834 17025 252 SH SOLE 0 0 252 ISHARES CORE S&P 500 ETF ETF 464287200 2044451 3736 SH SOLE 0 0 3736 ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 23875 201 SH SOLE 0 0 201 ISHARES CORE TOTAL USD BOND MARKET ETF ETF 46434V613 1064931 23550 SH SOLE 0 0 23550 ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 2159322 22245 SH SOLE 0 0 22245 ISHARES CURRENCY HEDGED MSCI EAFE ETF ETF 46434V803 349826 9839 SH SOLE 0 0 9839 ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF ETF 46435G243 229471 9370 SH SOLE 0 0 9370 ISHARES ESG AWARE MSCI USA SMALL-CAP ETF ETF 46435U663 256988 6675 SH SOLE 0 0 6675 ISHARES ESG AWARE USD CORPORATE BOND ETF ETF 46435G193 466555 20535 SH SOLE 0 0 20535 ISHARES ESG SCREENED S&P MID-CAP ETF ETF 46436E551 34940 883 SH SOLE 0 0 883 ISHARES ESG SCREENED S&P SMALL-CAP ETF ETF 46436E544 18254 482 SH SOLE 0 0 482 ISHARES IBONDS DEC 2024 TERM CORPORATE ETF ETF 46434VBG4 405598 16140 SH SOLE 0 0 16140 ISHARES IBONDS DEC 2025 TERM CORPORATE ETF ETF 46434VBD1 420880 16930 SH SOLE 0 0 16930 ISHARES IBONDS DEC 2026 TERM CORPORATE ETF ETF 46435GAA0 218191 9160 SH SOLE 0 0 9160 ISHARES IBONDS DEC 2027 TERM CORPORATE ETF ETF 46435UAA9 215943 9100 SH SOLE 0 0 9100 ISHARES IBONDS DEC 2028 TERM CORPORATE ETF ETF 46435U515 137721 5560 SH SOLE 0 0 5560 ISHARES IBONDS DEC 2029 TERM CORPORATE ETF ETF 46436E205 141688 6250 SH SOLE 0 0 6250 ISHARES IBONDS DEC 2030 TERM CORPORATE ETF ETF 46436E726 89292 4200 SH SOLE 0 0 4200 ISHARES INVESTMENT GRADE SYSTEMATIC BOND ETF ETF 46435G219 160938 3628 SH SOLE 0 0 3628 ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 4424 50 SH SOLE 0 0 50 ISHARES MSCI EAFE GROWTH ETF ETF 464288885 1186680 11600 SH SOLE 0 0 11600 ISHARES MSCI EAFE VALUE ETF ETF 464288877 481709 9082 SH SOLE 0 0 9082 ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764 550086 9292 SH SOLE 0 0 9292 ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456 4398748 112644 SH SOLE 0 0 112644 ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 5560328 66226 SH SOLE 0 0 66226 ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 11713794 68598 SH SOLE 0 0 68598 ISHARES NASDAQ BIOTECHNOLOGY INDEX FUND ETF ETF 464287556 16883 123 SH SOLE 0 0 123 ISHARES S&P MID-CAP FUND ETF ETF 464287507 856733 14640 SH SOLE 0 0 14640 ISHARES S&P SMALL-CAP FUND ETF ETF 464287804 514528 4824 SH SOLE 0 0 4824 ISHARES U.S. INFRASTRUCTURE ETF ETF 46435U713 89716 2130 SH SOLE 0 0 2130 ISHARES U.S. TECHNOLOGY ETF ETF 464287721 708554 4708 SH SOLE 0 0 4708 MICROSOFT CORP COM Stock 594918104 75982 170 SH SOLE 0 0 170 ROBLOX CORP CL A Stock 771049103 5582 150 SH SOLE 0 0 150 SCHWAB US TIPS ETF ETF 808524870 26629 512 SH SOLE 0 0 512 SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359 185194 2570 SH SOLE 0 0 2570 SPDR GOLD SHARES ETF ETF 78463V107 6171862 28705 SH SOLE 0 0 28705 SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 8340544 130321 SH SOLE 0 0 130321 SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 15780869 196941 SH SOLE 0 0 196941 SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 10708227 219701 SH SOLE 0 0 219701 SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 1024205 34485 SH SOLE 0 0 34485 SPDR S&P 500 ESG ETF ETF 78468R531 180434 3398 SH SOLE 0 0 3398 VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF ETF 921908844 967515 5300 SH SOLE 0 0 5300 VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF ETF 921946885 384191 6107 SH SOLE 0 0 6107 VANGUARD ESG INTERNATIONAL STOCK ETF ETF 921910725 35221 615 SH SOLE 0 0 615 VANGUARD ESG U.S. STOCK ETF ETF 921910733 38648 400 SH SOLE 0 0 400 VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 13128 300 SH SOLE 0 0 300 VANGUARD GROWTH INDEX FUND ETF ETF 922908736 7620371 20375 SH SOLE 0 0 20375 VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406 5521423 46555 SH SOLE 0 0 46555 VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 678845 8493 SH SOLE 0 0 8493 VANGUARD INTERMEDIATE-TERM TREASURY ETF ETF 92206C706 6525720 112068 SH SOLE 0 0 112068 VANGUARD LARGE-CAP INDEX FUND ETF ETF 922908637 3492184 13990 SH SOLE 0 0 13990 VANGUARD MEGA CAP ETF ETF 921910873 108312 549 SH SOLE 0 0 549 VANGUARD MEGA CAP GROWTH ETF ETF 921910816 6095046 19398 SH SOLE 0 0 19398 VANGUARD MEGA CAP VALUE ETF ETF 921910840 2721353 22965 SH SOLE 0 0 22965 VANGUARD MID-CAP GROWTH INDEX FUND ETF ETF 922908538 311283 1356 SH SOLE 0 0 1356 VANGUARD MID-CAP INDEX FUND ETF ETF 922908629 7142434 29502 SH SOLE 0 0 29502 VANGUARD MID-CAP VALUE INDEX FUND ETF ETF 922908512 182772 1215 SH SOLE 0 0 1215 VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771 1004793 22132 SH SOLE 0 0 22132 VANGUARD S&P 500 ETF ETF 922908363 200052 400 SH SOLE 0 0 400 VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102 9479799 163473 SH SOLE 0 0 163473 VANGUARD SMALL-CAP GROWTH ETF ETF 922908595 330457 1321 SH SOLE 0 0 1321 VANGUARD SMALL-CAP INDEX FUND ETF ETF 922908751 5579481 25589 SH SOLE 0 0 25589 VANGUARD SMALL-CAP VALUE INDEX FUND ETF ETF 922908611 255090 1398 SH SOLE 0 0 1398 VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 300660 6000 SH SOLE 0 0 6000 VANGUARD TOTAL BOND MARKET ETF ETF 921937835 1700524 23602 SH SOLE 0 0 23602 VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 29961 112 SH SOLE 0 0 112 VANGUARD VALUE FUND ETF ETF 922908744 2176179 13566 SH SOLE 0 0 13566