The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,293 11,896 SH   SOLE   0 0 11,896
AMAZON COM INC COM 023135106 1,755 16,526 SH   SOLE   0 0 16,526
ELEVANCE HEALTH INC COM 036752103 299 619 SH   SOLE   0 0 619
APPLE INC COM 037833100 4,386 32,083 SH   SOLE   0 0 32,083
AUTODESK INC COM 052769106 635 3,692 SH   SOLE   0 0 3,692
AUTOMATIC DATA PROCESSING IN COM 053015103 1,754 8,349 SH   SOLE   0 0 8,349
BRIGHT HORIZONS FAM SOL IN D COM 109194100 617 7,297 SH   SOLE   0 0 7,297
CVS HEALTH CORP COM 126650100 1,505 16,246 SH   SOLE   0 0 16,246
CATALENT INC COM 148806102 825 7,687 SH   SOLE   0 0 7,687
COCA COLA CO COM 191216100 1,611 25,615 SH   SOLE   0 0 25,615
DANAHER CORPORATION COM 235851102 707 2,788 SH   SOLE   0 0 2,788
DISNEY WALT CO COM 254687106 571 6,051 SH   SOLE   0 0 6,051
EASTMAN KODAK CO COM NEW 277461406 4 16,200 SH Call SOLE   0 0 16,200
EQUIFAX INC COM 294429105 676 3,699 SH   SOLE   0 0 3,699
FAIR ISAAC CORP COM 303250104 813 2,029 SH   SOLE   0 0 2,029
GENERAL DYNAMICS CORP COM 369550108 1,413 6,385 SH   SOLE   0 0 6,385
HERSHEY CO COM 427866108 222 1,030 SH   SOLE   0 0 1,030
HOME DEPOT INC COM 437076102 1,351 4,925 SH   SOLE   0 0 4,925
INTUIT COM 461202103 612 1,589 SH   SOLE   0 0 1,589
ISHARES GOLD TR ISHARES NEW 464285204 3,595 104,769 SH   SOLE   0 0 104,769
ISHARES TR MSCI EMG MKT ETF 464287234 376 9,378 SH   SOLE   0 0 9,378
ISHARES TR 20 YR TR BD ETF 464287432 2,121 18,461 SH   SOLE   0 0 18,461
ISHARES TR CORE S&P MCP ETF 464287507 4,312 19,061 SH   SOLE   0 0 19,061
ISHARES TR RUS 1000 GRW ETF 464287614 6,339 28,983 SH   SOLE   0 0 28,983
ISHARES TR CORE S&P SCP ETF 464287804 3,975 43,016 SH   SOLE   0 0 43,016
ISHARES TR SP SMCP600VL ETF 464287879 4,598 51,650 SH   SOLE   0 0 51,650
ISHARES TR S&P SML 600 GWT 464287887 3,386 32,152 SH   SOLE   0 0 32,152
JOHNSON & JOHNSON COM 478160104 1,974 11,122 SH   SOLE   0 0 11,122
L3HARRIS TECHNOLOGIES INC COM 502431109 219 905 SH   SOLE   0 0 905
LAUDER ESTEE COS INC CL A 518439104 1,060 4,164 SH   SOLE   0 0 4,164
LOWES COS INC COM 548661107 604 3,460 SH   SOLE   0 0 3,460
MARTIN MARIETTA MATLS INC COM 573284106 716 2,392 SH   SOLE   0 0 2,392
MCDONALDS CORP COM 580135101 1,472 5,964 SH   SOLE   0 0 5,964
MICROSOFT CORP COM 594918104 3,018 11,753 SH   SOLE   0 0 11,753
MOODYS CORP COM 615369105 637 2,343 SH   SOLE   0 0 2,343
MORNINGSTAR INC COM 617700109 714 2,951 SH   SOLE   0 0 2,951
NORTHROP GRUMMAN CORP COM 666807102 220 460 SH   SOLE   0 0 460
PAYCHEX INC COM 704326107 223 1,955 SH   SOLE   0 0 1,955
PHILIP MORRIS INTL INC COM 718172109 1,165 11,795 SH   SOLE   0 0 11,795
PROGRESSIVE CORP COM 743315103 1,572 13,516 SH   SOLE   0 0 13,516
REPUBLIC SVCS INC COM 760759100 1,519 11,609 SH   SOLE   0 0 11,609
SCHWAB CHARLES CORP COM 808513105 1,310 20,728 SH   SOLE   0 0 20,728
STARBUCKS CORP COM 855244109 1,094 14,316 SH   SOLE   0 0 14,316
SYSCO CORP COM 871829107 1,781 21,019 SH   SOLE   0 0 21,019
TJX COS INC NEW COM 872540109 652 11,675 SH   SOLE   0 0 11,675
THERMO FISHER SCIENTIFIC INC COM 883556102 222 408 SH   SOLE   0 0 408
TRANSDIGM GROUP INC COM 893641100 799 1,488 SH   SOLE   0 0 1,488
UNION PAC CORP COM 907818108 1,341 6,289 SH   SOLE   0 0 6,289
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 6,620 46,142 SH   SOLE   0 0 46,142
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,635 9,000 SH   SOLE   0 0 9,000
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5,246 51,579 SH   SOLE   0 0 51,579
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 239 3,487 SH   SOLE   0 0 3,487
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 940 22,574 SH   SOLE   0 0 22,574
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 305 878 SH   SOLE   0 0 878
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 831 9,124 SH   SOLE   0 0 9,124
VANGUARD INDEX FDS SML CP GRW ETF 922908595 789 4,005 SH   SOLE   0 0 4,005
VANGUARD INDEX FDS SM CP VAL ETF 922908611 604 4,034 SH   SOLE   0 0 4,034
VANGUARD INDEX FDS MID CAP ETF 922908629 259 1,315 SH   SOLE   0 0 1,315
VANGUARD INDEX FDS GROWTH ETF 922908736 1,156 5,184 SH   SOLE   0 0 5,184
VANGUARD INDEX FDS TOTAL STK MKT 922908769 927 4,913 SH   SOLE   0 0 4,913
WALMART INC COM 931142103 1,181 9,711 SH   SOLE   0 0 9,711
FIRSTSERVICE CORP NEW COM 33767E202 704 5,809 SH   SOLE   0 0 5,809
WORLD GOLD TR SPDR GLD MINIS 98149E303 3,675 102,416 SH   SOLE   0 0 102,416
ADOBE SYSTEMS INCORPORATED COM 00724F101 712 1,944 SH   SOLE   0 0 1,944
ALPHABET INC CAP STK CL C 02079K107 1,700 777 SH   SOLE   0 0 777
ALPHABET INC CAP STK CL A 02079K305 466 214 SH   SOLE   0 0 214
ALTISOURCE ASSET MGMT CORP COM 02153X108 137 13,319 SH   SOLE   0 0 13,319
AMERICAN TOWER CORP NEW COM 03027X100 720 2,815 SH   SOLE   0 0 2,815
AVIDXCHANGE HOLDINGS INC COM 05368X102 338 55,116 SH   SOLE   0 0 55,116
BLACKROCK INC COM 09247X101 1,102 1,810 SH   SOLE   0 0 1,810
BOOKING HOLDINGS INC COM 09857L108 624 357 SH   SOLE   0 0 357
CME GROUP INC COM 12572Q105 1,208 5,902 SH   SOLE   0 0 5,902
CANADIAN PAC RY LTD COM 13645T100 563 8,059 SH   SOLE   0 0 8,059
COMCAST CORP NEW CL A 20030N101 1,207 30,772 SH   SOLE   0 0 30,772
CONOCOPHILLIPS COM 20825C104 1,249 13,912 SH   SOLE   0 0 13,912
COSTAR GROUP INC COM 22160N109 483 7,995 SH   SOLE   0 0 7,995
CROWN CASTLE INTL CORP NEW COM 22822V101 1,225 7,275 SH   SOLE   0 0 7,275
DIAGEO PLC SPON ADR NEW 25243Q205 1,190 6,834 SH   SOLE   0 0 6,834
EQUINIX INC COM 29444U700 1,077 1,640 SH   SOLE   0 0 1,640
ETSY INC COM 29786A106 302 4,131 SH   SOLE   0 0 4,131
EXXON MOBIL CORP COM 30231G102 1,614 18,844 SH   SOLE   0 0 18,844
META PLATFORMS INC CL A 30303M102 762 4,725 SH   SOLE   0 0 4,725
INTERCONTINENTAL EXCHANGE IN COM 45866F104 610 6,484 SH   SOLE   0 0 6,484
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 3,874 139,748 SH   SOLE   0 0 139,748
IQVIA HLDGS INC COM 46266C105 284 1,310 SH   SOLE   0 0 1,310
ISHARES INC CORE MSCI EMKT 46434G103 487 9,923 SH   SOLE   0 0 9,923
MARATHON PETE CORP COM 56585A102 1,759 21,393 SH   SOLE   0 0 21,393
MASTERCARD INCORPORATED CL A 57636Q104 773 2,449 SH   SOLE   0 0 2,449
MONSTER BEVERAGE CORP NEW COM 61174X109 787 8,493 SH   SOLE   0 0 8,493
PAYPAL HLDGS INC COM 70450Y103 429 6,146 SH   SOLE   0 0 6,146
S&P GLOBAL INC COM 78409V104 726 2,155 SH   SOLE   0 0 2,155
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 1,008 11,018 SH   SOLE   0 0 11,018
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,816 40,160 SH   SOLE   0 0 40,160
UBER TECHNOLOGIES INC COM 90353T100 372 18,205 SH   SOLE   0 0 18,205
UNITEDHEALTH GROUP INC COM 91324P102 2,046 3,983 SH   SOLE   0 0 3,983
VAIL RESORTS INC COM 91879Q109 952 4,368 SH   SOLE   0 0 4,368
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 397 1,745 SH   SOLE   0 0 1,745
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 749 3,182 SH   SOLE   0 0 3,182
VANGUARD WORLD FDS INF TECH ETF 92204A702 426 1,305 SH   SOLE   0 0 1,305
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 374 4,671 SH   SOLE   0 0 4,671
VERISK ANALYTICS INC COM 92345Y106 676 3,907 SH   SOLE   0 0 3,907
VISA INC COM CL A 92826C839 702 3,566 SH   SOLE   0 0 3,566
WASTE MGMT INC DEL COM 94106L109 1,450 9,477 SH   SOLE   0 0 9,477
ZILLOW GROUP INC CL C CAP STK 98954M200 330 10,407 SH   SOLE   0 0 10,407
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 442 1,592 SH   SOLE   0 0 1,592
WILLIS TOWERS WATSON PLC LTD SHS G96629103 1,099 5,570 SH   SOLE   0 0 5,570
SPOTIFY TECHNOLOGY S A SHS L8681T102 317 3,376 SH   SOLE   0 0 3,376