The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,379 11,651 SH   SOLE   0 0 11,651
AMAZON COM INC COM 023135106 2,618 803 SH   SOLE   0 0 803
ANTHEM INC COM 036752103 311 633 SH   SOLE   0 0 633
APPLE INC COM 037833100 6,192 35,460 SH   SOLE   0 0 35,460
AUTODESK INC COM 052769106 817 3,810 SH   SOLE   0 0 3,810
AUTOMATIC DATA PROCESSING IN COM 053015103 1,894 8,324 SH   SOLE   0 0 8,324
BECTON DICKINSON & CO COM 075887109 636 2,390 SH   SOLE   0 0 2,390
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 253 718 SH   SOLE   0 0 718
BRIGHT HORIZONS FAM SOL IN D COM 109194100 1,038 7,825 SH   SOLE   0 0 7,825
CVS HEALTH CORP COM 126650100 1,649 16,291 SH   SOLE   0 0 16,291
CATALENT INC COM 148806102 930 8,383 SH   SOLE   0 0 8,383
COCA COLA CO COM 191216100 1,586 25,574 SH   SOLE   0 0 25,574
DANAHER CORPORATION COM 235851102 808 2,754 SH   SOLE   0 0 2,754
DISNEY WALT CO COM 254687106 861 6,275 SH   SOLE   0 0 6,275
EQUIFAX INC COM 294429105 950 4,007 SH   SOLE   0 0 4,007
FAIR ISAAC CORP COM 303250104 997 2,137 SH   SOLE   0 0 2,137
GENERAL DYNAMICS CORP COM 369550108 1,542 6,394 SH   SOLE   0 0 6,394
HERSHEY CO COM 427866108 223 1,030 SH   SOLE   0 0 1,030
HOME DEPOT INC COM 437076102 1,441 4,815 SH   SOLE   0 0 4,815
INTUIT COM 461202103 787 1,636 SH   SOLE   0 0 1,636
ISHARES GOLD TR ISHARES NEW 464285204 3,907 106,077 SH   SOLE   0 0 106,077
ISHARES TR MSCI EMG MKT ETF 464287234 423 9,378 SH   SOLE   0 0 9,378
ISHARES TR CORE S&P MCP ETF 464287507 4,992 18,604 SH   SOLE   0 0 18,604
ISHARES TR RUS 1000 GRW ETF 464287614 7,848 28,268 SH   SOLE   0 0 28,268
ISHARES TR RUS 1000 ETF 464287622 229 916 SH   SOLE   0 0 916
ISHARES TR CORE S&P SCP ETF 464287804 4,614 42,771 SH   SOLE   0 0 42,771
ISHARES TR SP SMCP600VL ETF 464287879 5,213 50,918 SH   SOLE   0 0 50,918
ISHARES TR S&P SML 600 GWT 464287887 3,949 31,568 SH   SOLE   0 0 31,568
ISHARES TR EAFE SML CP ETF 464288273 204 3,077 SH   SOLE   0 0 3,077
JOHNSON & JOHNSON COM 478160104 1,966 11,091 SH   SOLE   0 0 11,091
L3HARRIS TECHNOLOGIES INC COM 502431109 225 905 SH   SOLE   0 0 905
LOWES COS INC COM 548661107 736 3,640 SH   SOLE   0 0 3,640
MARTIN MARIETTA MATLS INC COM 573284106 984 2,557 SH   SOLE   0 0 2,557
MCDONALDS CORP COM 580135101 1,440 5,825 SH   SOLE   0 0 5,825
MICROSOFT CORP COM 594918104 3,547 11,505 SH   SOLE   0 0 11,505
MOODYS CORP COM 615369105 852 2,525 SH   SOLE   0 0 2,525
MORNINGSTAR INC COM 617700109 843 3,087 SH   SOLE   0 0 3,087
NORTHROP GRUMMAN CORP COM 666807102 206 460 SH   SOLE   0 0 460
PAYCHEX INC COM 704326107 267 1,955 SH   SOLE   0 0 1,955
PHILIP MORRIS INTL INC COM 718172109 1,121 11,929 SH   SOLE   0 0 11,929
PROGRESSIVE CORP COM 743315103 1,533 13,447 SH   SOLE   0 0 13,447
REPUBLIC SVCS INC COM 760759100 1,522 11,488 SH   SOLE   0 0 11,488
RITCHIE BROS AUCTIONEERS COM 767744105 1,206 20,433 SH   SOLE   0 0 20,433
SCHWAB CHARLES CORP COM 808513105 1,734 20,562 SH   SOLE   0 0 20,562
STARBUCKS CORP COM 855244109 1,251 13,756 SH   SOLE   0 0 13,756
SYSCO CORP COM 871829107 1,714 20,996 SH   SOLE   0 0 20,996
TJX COS INC NEW COM 872540109 745 12,303 SH   SOLE   0 0 12,303
THERMO FISHER SCIENTIFIC INC COM 883556102 246 416 SH   SOLE   0 0 416
TRANSDIGM GROUP INC COM 893641100 1,048 1,609 SH   SOLE   0 0 1,609
UNION PAC CORP COM 907818108 1,696 6,207 SH   SOLE   0 0 6,207
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,264 44,793 SH   SOLE   0 0 44,793
VANGUARD WORLD FD MEGA GRWTH IND 921910816 2,119 9,000 SH   SOLE   0 0 9,000
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 220 4,585 SH   SOLE   0 0 4,585
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5,589 49,795 SH   SOLE   0 0 49,795
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 269 3,409 SH   SOLE   0 0 3,409
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 672 14,568 SH   SOLE   0 0 14,568
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 419 1,010 SH   SOLE   0 0 1,010
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 979 9,030 SH   SOLE   0 0 9,030
VANGUARD INDEX FDS SML CP GRW ETF 922908595 994 4,005 SH   SOLE   0 0 4,005
VANGUARD INDEX FDS SM CP VAL ETF 922908611 724 4,113 SH   SOLE   0 0 4,113
VANGUARD INDEX FDS MID CAP ETF 922908629 226 952 SH   SOLE   0 0 952
VANGUARD INDEX FDS GROWTH ETF 922908736 1,491 5,184 SH   SOLE   0 0 5,184
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,195 5,251 SH   SOLE   0 0 5,251
WALMART INC COM 931142103 1,439 9,662 SH   SOLE   0 0 9,662
FIRSTSERVICE CORP NEW COM 33767E902 879 6,064 SH   SOLE   0 0 6,064
WORLD GOLD TR SPDR GLD MINIS 98149E303 3,926 102,042 SH   SOLE   0 0 102,042
ADOBE SYSTEMS INCORPORATED COM 00724F101 947 2,078 SH   SOLE   0 0 2,078
ALPHABET INC CAP STK CL C 02079K107 2,257 808 SH   SOLE   0 0 808
ALPHABET INC CAP STK CL A 02079K305 595 214 SH   SOLE   0 0 214
ALTISOURCE ASSET MGMT CORP COM 02153X108 182 12,919 SH   SOLE   0 0 12,919
ALTRIA GROUP INC COM 02209S103 1,172 22,424 SH   SOLE   0 0 22,424
AMERICAN TOWER CORP NEW COM 03027X100 766 3,049 SH   SOLE   0 0 3,049
AVIDXCHANGE HOLDINGS INC COM 05368X102 444 55,116 SH   SOLE   0 0 55,116
BLACKROCK INC COM 09247X101 1,336 1,748 SH   SOLE   0 0 1,748
BLACKSTONE INC COM 09260D107 242 1,907 SH   SOLE   0 0 1,907
BOOKING HOLDINGS INC COM 09857L108 890 379 SH   SOLE   0 0 379
CME GROUP INC COM 12572Q105 1,370 5,758 SH   SOLE   0 0 5,758
CANADIAN PAC RY LTD COM 13645T100 670 8,123 SH   SOLE   0 0 8,123
COMCAST CORP NEW CL A 20030N101 1,395 29,795 SH   SOLE   0 0 29,795
CONOCOPHILLIPS COM 20825C104 1,368 13,680 SH   SOLE   0 0 13,680
COSTAR GROUP INC COM 22160N109 567 8,507 SH   SOLE   0 0 8,507
CROWN CASTLE INTL CORP NEW COM 22822V101 1,312 7,107 SH   SOLE   0 0 7,107
DIAGEO PLC SPON ADR NEW 25243Q205 1,375 6,769 SH   SOLE   0 0 6,769
DOUGLAS ELLIMAN INC COM 25961D105 93 12,742 SH   SOLE   0 0 12,742
EQUINIX INC COM 29444U700 1,179 1,590 SH   SOLE   0 0 1,590
ETSY INC COM 29786A106 412 3,318 SH   SOLE   0 0 3,318
EXXON MOBIL CORP COM 30231G102 1,547 18,732 SH   SOLE   0 0 18,732
META PLATFORMS INC CL A 30303M102 981 4,412 SH   SOLE   0 0 4,412
INTERCONTINENTAL EXCHANGE IN COM 45866F104 892 6,751 SH   SOLE   0 0 6,751
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 4,111 138,541 SH   SOLE   0 0 138,541
IQVIA HLDGS INC COM 46266C105 303 1,310 SH   SOLE   0 0 1,310
ISHARES INC CORE MSCI EMKT 46434G103 907 16,324 SH   SOLE   0 0 16,324
MARATHON PETE CORP COM 56585A102 1,858 21,733 SH   SOLE   0 0 21,733
MASTERCARD INCORPORATED CL A 57636Q104 941 2,633 SH   SOLE   0 0 2,633
MONSTER BEVERAGE CORP NEW COM 61174X109 719 9,001 SH   SOLE   0 0 9,001
PAYPAL HLDGS INC COM 70450Y103 691 5,973 SH   SOLE   0 0 5,973
S&P GLOBAL INC COM 78409V104 970 2,364 SH   SOLE   0 0 2,364
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,995 40,223 SH   SOLE   0 0 40,223
UBER TECHNOLOGIES INC COM 90353T100 737 20,659 SH   SOLE   0 0 20,659
UNITEDHEALTH GROUP INC COM 91324P102 2,036 3,992 SH   SOLE   0 0 3,992
VAIL RESORTS INC COM 91879Q109 1,132 4,349 SH   SOLE   0 0 4,349
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 533 1,745 SH   SOLE   0 0 1,745
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 809 3,182 SH   SOLE   0 0 3,182
VANGUARD WORLD FDS INF TECH ETF 92204A702 544 1,305 SH   SOLE   0 0 1,305
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 366 4,258 SH   SOLE   0 0 4,258
VERISK ANALYTICS INC COM 92345Y106 904 4,210 SH   SOLE   0 0 4,210
VISA INC COM CL A 92826C839 849 3,829 SH   SOLE   0 0 3,829
WASTE MGMT INC DEL COM 94106L109 1,487 9,382 SH   SOLE   0 0 9,382
ZILLOW GROUP INC CL C CAP STK 98954M200 549 11,136 SH   SOLE   0 0 11,136
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 532 1,577 SH   SOLE   0 0 1,577
WILLIS TOWERS WATSON PLC LTD SHS G96629103 1,265 5,357 SH   SOLE   0 0 5,357
SPOTIFY TECHNOLOGY S A SHS L8681T102 564 3,735 SH   SOLE   0 0 3,735