The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 28 1,047 SH   SOLE   1,047 0 0
ARK ETF TR AUTNMUS TECHNLGY 00214Q203 3 36 SH   SOLE   36 0 0
ABBOTT LABS COM 002824100 4 30 SH   SOLE   30 0 0
ABBVIE INC COM 00287Y109 76 708 SH   SOLE   250 0 458
ACTIVISION BLIZZARD INC COM 00507V109 8 100 SH   SOLE   100 0 0
ALCOA CORP COM 013872106 36 733 SH   SOLE   733 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 3 20 SH   SOLE   20 0 0
ALLSTATE CORP COM 020002101 0 3 SH   SOLE   3 0 0
ALPHABET INC CAP STK CL C 02079K107 698 262 SH   SOLE   217 0 45
ALPHABET INC CAP STK CL A 02079K305 767 287 SH   SOLE   249 0 38
AMAZON COM INC COM 023135106 1,951 594 SH   SOLE   564 0 30
AMERICAN FINL GROUP INC OHIO COM 025932104 18 146 SH   SOLE   146 0 0
AMGEN INC COM 031162100 15 69 SH   SOLE   69 0 0
ANTHEM INC COM 036752103 75 202 SH   SOLE   202 0 0
APPLE INC COM 037833100 5,115 36,149 SH   SOLE   30,767 0 5,382
AUTOMATIC DATA PROCESSING IN COM 053015103 34 168 SH   SOLE   168 0 0
BP PLC SPONSORED ADR 055622104 10 353 SH   SOLE   353 0 0
BK OF AMERICA CORP COM 060505104 120 2,819 SH   SOLE   2,619 0 200
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 312 1,144 SH   SOLE   1,144 0 0
BLACKROCK INC COM 09247X101 3 3 SH   SOLE   3 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 371 6,270 SH   SOLE   4,850 0 1,420
CSX CORP COM 126408103 129 4,350 SH   SOLE   4,350 0 0
CVS HEALTH CORP COM 126650100 8 100 SH   SOLE   100 0 0
CALLAWAY GOLF CO COM 131193104 3 100 SH   SOLE   100 0 0
CANADIAN IMP BK COMM COM 136069101 11 100 SH   SOLE   100 0 0
CANADIAN NATL RY CO COM 136375102 69 600 SH   SOLE   600 0 0
CARNIVAL CORP UNIT 99/99/9999 143658300 5 200 SH   SOLE   200 0 0
CHEMOURS CO COM 163851108 10 346 SH   SOLE   346 0 0
CHEVRON CORP NEW COM 166764100 386 3,801 SH   SOLE   2,798 0 1,003
CINCINNATI FINL CORP COM 172062101 55 480 SH   SOLE   480 0 0
CISCO SYS INC COM 17275R102 9 166 SH   SOLE   166 0 0
CINTAS CORP COM 172908105 1,947 5,114 SH   SOLE   5,114 0 0
COCA COLA CO COM 191216100 241 4,597 SH   SOLE   2,797 0 1,800
COINBASE GLOBAL INC COM CL A 19260Q107 3 15 SH   SOLE   15 0 0
CONCENTRIX CORP COM 20602D101 2 12 SH   SOLE   12 0 0
CONOCOPHILLIPS COM 20825C104 50 740 SH   SOLE   740 0 0
CORTEVA INC COM 22052L104 32 753 SH   SOLE   753 0 0
COSTCO WHSL CORP NEW COM 22160K105 499 1,111 SH   SOLE   946 0 165
DEERE & CO COM 244199105 5 15 SH   SOLE   15 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 52 1,210 SH   SOLE   1,210 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 84 1,892 SH   SOLE   1,892 0 0
DISNEY WALT CO COM 254687106 252 1,492 SH   SOLE   1,492 0 0
DOW INC COM 260557103 43 753 SH   SOLE   753 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 198 2,032 SH   SOLE   1,140 0 892
DUPONT DE NEMOURS INC COM 26614N102 51 753 SH   SOLE   753 0 0
EPR PPTYS COM SH BEN INT 26884U109 3 54 SH   SOLE   54 0 0
ETF MANAGERS TR ETFMG ALTR HRVST 26924G508 16 1,136 SH   SOLE   128 0 1,008
ENBRIDGE INC COM 29250N105 81 2,031 SH   SOLE   1,249 0 782
ENTERGY CORP NEW COM 29364G103 5 55 SH   SOLE   55 0 0
ESSENTIAL UTILS INC COM 29670G102 23 500 SH   SOLE   500 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 97 1,500 SH   SOLE   1,500 0 0
EXXON MOBIL CORP COM 30231G102 407 6,912 SH   SOLE   5,912 0 1,000
FACEBOOK INC CL A 30303M102 90 265 SH   SOLE   265 0 0
FEDEX CORP COM 31428X106 10 45 SH   SOLE   45 0 0
FIFTH THIRD BANCORP COM 316773100 389 9,168 SH   SOLE   9,168 0 0
FORD MTR CO DEL COM 345370860 4 285 SH   SOLE   285 0 0
GENERAL ELECTRIC CO COM NEW 369604301 20 198 SH   SOLE   146 0 52
GLADSTONE LD CORP COM 376549101 24 1,064 SH   SOLE   1,064 0 0
GLOBAL X FDS CLEANTECH ETF 37954Y228 207 11,122 SH   SOLE   11,122 0 0
GLOBAL X FDS TELMDC&DIG ETF 37954Y285 4 200 SH   SOLE   200 0 0
GLOBAL X FDS THMATC GWT ETF 37954Y418 2 36 SH   SOLE   36 0 0
GLOBAL X FDS AUTONMOUS EV ETF 37954Y624 55 2,000 SH   SOLE   2,000 0 0
GLOBAL X FDS INTERNET OF THNG 37954Y780 91 2,500 SH   SOLE   2,500 0 0
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 338 4,123 SH   SOLE   4,123 0 0
HARLEY DAVIDSON INC COM 412822108 3 75 SH   SOLE   75 0 0
HOME DEPOT INC COM 437076102 74 225 SH   SOLE   225 0 0
HUMANA INC COM 444859102 35 90 SH   SOLE   90 0 0
INTEL CORP COM 458140100 304 5,706 SH   SOLE   3,406 0 2,300
INTERNATIONAL BUSINESS MACHS COM 459200101 136 980 SH   SOLE   980 0 0
INTERNATIONAL PAPER CO COM 460146103 14 250 SH   SOLE   250 0 0
INVESCO ACTIVELY MANAGED ETF EMGRING MKTS50 46090C305 10 210 SH   SOLE   0 0 210
INVESCO QQQ TR UNIT SER 1 46090E103 153 426 SH   SOLE   233 0 193
INTUITIVE SURGICAL INC COM NEW 46120E602 26 26 SH   SOLE   26 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 96 1,750 SH   SOLE   1,750 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 5 33 SH   SOLE   33 0 0
INVESCO EXCHANGE TRADED FD T DYNMC PHRMCTLS 46137V662 9 110 SH   SOLE   0 0 110
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 140 2,305 SH   SOLE   2,305 0 0
ISHARES INC MSCI AUST ETF 464286103 7 300 SH   SOLE   0 0 300
ISHARES TR CORE S&P TTL STK 464287150 359 3,653 SH   SOLE   2,557 0 1,096
ISHARES TR SELECT DIVID ETF 464287168 123 1,071 SH   SOLE   954 0 117
ISHARES TR TIPS BD ETF 464287176 176 1,382 SH   SOLE   1,140 0 242
ISHARES TR CORE S&P500 ETF 464287200 29,920 69,448 SH   SOLE   62,034 0 7,414
ISHARES TR CORE US AGGBD ET 464287226 146 1,275 SH   SOLE   1,275 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 308 6,118 SH   SOLE   6,118 0 0
ISHARES TR IBOXX INV CP ETF 464287242 3 20 SH   SOLE   20 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 274 3,707 SH   SOLE   1,955 0 1,752
ISHARES TR S&P 500 VAL ETF 464287408 238 1,640 SH   SOLE   1,040 0 600
ISHARES TR 1 3 YR TREAS BD 464287457 17 201 SH   SOLE   0 0 201
ISHARES TR MSCI EAFE ETF 464287465 2,821 36,158 SH   SOLE   30,109 0 6,049
ISHARES TR RUS MDCP VAL ETF 464287473 205 1,810 SH   SOLE   1,810 0 0
ISHARES TR RUS MD CP GR ETF 464287481 1,778 15,862 SH   SOLE   12,902 0 2,960
ISHARES TR RUS MID CAP ETF 464287499 1,121 14,329 SH   SOLE   14,305 0 24
ISHARES TR CORE S&P MCP ETF 464287507 10,244 38,942 SH   SOLE   33,811 0 5,131
ISHARES TR ISHARES BIOTECH 464287556 6 35 SH   SOLE   35 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 266 1,698 SH   SOLE   1,541 0 157
ISHARES TR RUS 1000 GRW ETF 464287614 98 357 SH   SOLE   357 0 0
ISHARES TR RUS 1000 ETF 464287622 61 251 SH   SOLE   251 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 13 78 SH   SOLE   0 0 78
ISHARES TR RUSSELL 2000 ETF 464287655 730 3,338 SH   SOLE   3,081 0 257
ISHARES TR S&P MC 400VL ETF 464287705 77 744 SH   SOLE   0 0 744
ISHARES TR CORE S&P SCP ETF 464287804 6,020 55,131 SH   SOLE   50,125 0 5,006
ISHARES TR SP SMCP600VL ETF 464287879 361 3,590 SH   SOLE   3,590 0 0
ISHARES TR S&P SML 600 GWT 464287887 133 1,026 SH   SOLE   1,026 0 0
ISHARES TR MSCI ACWI ETF 464288257 16 165 SH   SOLE   165 0 0
ISHARES TR IBOXX HI YD ETF 464288513 66 750 SH   SOLE   750 0 0
ISHARES TR MSCI KLD400 SOC 464288570 250 3,000 SH   SOLE   3,000 0 0
ISHARES TR PFD AND INCM SEC 464288687 11 290 SH   SOLE   290 0 0
ISHARES TR US AER DEF ETF 464288760 10 100 SH   SOLE   100 0 0
ISHARES TR EAFE GRWTH ETF 464288885 90 850 SH   SOLE   850 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 6 78 SH   SOLE   78 0 0
ISHARES TR CORE MSCI EAFE 46432F842 8,838 119,037 SH   SOLE   107,370 0 11,667
ISHARES TR EXPONENTIAL TECH 46434V381 8 125 SH   SOLE   125 0 0
ISHARES TR CORE DIV GRWTH 46434V621 16,863 335,642 SH   SOLE   290,560 0 45,082
JPMORGAN CHASE & CO COM 46625H100 2,602 15,897 SH   SOLE   12,937 0 2,959
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 455 8,900 SH   SOLE   3,900 0 5,000
JOHNSON & JOHNSON COM 478160104 115 710 SH   SOLE   710 0 0
KINDER MORGAN INC DEL COM 49456B101 3 153 SH   SOLE   153 0 0
KOHLS CORP COM 500255104 8 160 SH   SOLE   160 0 0
KROGER CO COM 501044101 94 2,326 SH   SOLE   2,326 0 0
LCNB CORP COM 50181P100 9,880 560,079 SH   SOLE   316,848 0 243,231
L3HARRIS TECHNOLOGIES INC COM 502431109 66 299 SH   SOLE   299 0 0
LEIDOS HOLDINGS INC COM 525327102 46 476 SH   SOLE   476 0 0
LILLY ELI & CO COM 532457108 73 317 SH   SOLE   317 0 0
LINCOLN ELEC HLDGS INC COM 533900106 386 3,000 SH   SOLE   0 0 3,000
LOCKHEED MARTIN CORP COM 539830109 2 5 SH   SOLE   5 0 0
LOWES COS INC COM 548661107 6 28 SH   SOLE   28 0 0
LULULEMON ATHLETICA INC COM 550021109 198 490 SH   SOLE   490 0 0
MASTERCARD INCORPORATED CL A 57636Q104 14 40 SH   SOLE   40 0 0
MCDONALDS CORP COM 580135101 37 155 SH   SOLE   155 0 0
MERCK & CO INC COM 58933Y105 29 386 SH   SOLE   386 0 0
MICROSOFT CORP COM 594918104 1,045 3,705 SH   SOLE   3,502 0 203
NETFLIX INC COM 64110L106 61 100 SH   SOLE   100 0 0
NEUBASE THERAPEUTICS INC COM 64132K102 0 2 SH   SOLE   2 0 0
NEXTERA ENERGY INC COM 65339F101 1,259 16,028 SH   SOLE   7,900 0 8,128
NORFOLK SOUTHN CORP COM 655844108 311 1,300 SH   SOLE   650 0 650
NUCOR CORP COM 670346105 39 400 SH   SOLE   400 0 0
NVIDIA CORPORATION COM 67066G104 62 300 SH   SOLE   300 0 0
OMEGA HEALTHCARE INVS INC COM 681936100 9 300 SH   SOLE   300 0 0
ORACLE CORP COM 68389X105 8 89 SH   SOLE   89 0 0
ORGANON & CO COMMON STOCK 68622V106 0 5 SH   SOLE   5 0 0
PNC FINL SVCS GROUP INC COM 693475105 125 641 SH   SOLE   641 0 0
PAYPAL HLDGS INC COM 70450Y103 2 8 SH   SOLE   8 0 0
PEPSICO INC COM 713448108 252 1,674 SH   SOLE   1,674 0 0
PFIZER INC COM 717081103 780 18,129 SH   SOLE   14,766 0 3,363
POLARIS INC COM 731068102 5 39 SH   SOLE   39 0 0
PROCTER AND GAMBLE CO COM 742718109 10,509 75,169 SH   SOLE   71,405 0 3,764
QUALCOMM INC COM 747525103 1 10 SH   SOLE   10 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 289 3,363 SH   SOLE   1,029 0 2,334
ROKU INC COM CL A 77543R102 2 5 SH   SOLE   5 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 486 1,132 SH   SOLE   1,132 0 0
SPDR GOLD TR GOLD SHS 78463V107 431 2,623 SH   SOLE   2,161 0 462
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 10 348 SH   SOLE   348 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 4 50 SH   SOLE   50 0 0
SPDR SER TR BLMBRG BRC CNVRT 78464A359 107 1,250 SH   SOLE   1,250 0 0
SPDR SER TR S&P DIVID ETF 78464A763 10 89 SH   SOLE   89 0 0
SPDR SER TR S&P BIOTECH 78464A870 38 300 SH   SOLE   300 0 0
SANOFI SPONSORED ADR 80105N105 3 68 SH   SOLE   68 0 0
SCHNITZER STEEL INDS INC CL A 806882106 13 300 SH   SOLE   300 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2 22 SH   SOLE   22 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,057 10,162 SH   SOLE   6,415 0 3,747
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 45 304 SH   SOLE   304 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 32 480 SH   SOLE   480 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 205 2,675 SH   SOLE   1,135 0 1,540
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 204 2,039 SH   SOLE   1,608 0 431
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 10 321 SH   SOLE   321 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 33 451 SH   SOLE   451 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 577 14,904 SH   SOLE   7,664 0 7,240
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 0 8 SH   SOLE   8 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 1 11 SH   SOLE   11 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 14 109 SH   SOLE   109 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 75 500 SH   SOLE   500 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 154 3,465 SH   SOLE   3,465 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 11 180 SH   SOLE   180 0 0
SEMPRA COM 816851109 49 386 SH   SOLE   386 0 0
SHOPIFY INC CL A 82509L107 7 5 SH   SOLE   5 0 0
SMUCKER J M CO COM NEW 832696405 40 331 SH   SOLE   331 0 0
STARBUCKS CORP COM 855244109 48 431 SH   SOLE   431 0 0
SYNNEX CORP COM 87162W100 1 12 SH   SOLE   12 0 0
T ROWE PRICE ETF INC PRICE GRW STOCK 87283Q305 36 1,106 SH   SOLE   1,106 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 123 1,105 SH   SOLE   1,105 0 0
TESLA INC COM 88160R101 411 530 SH   SOLE   530 0 0
TEXAS INSTRS INC COM 882508104 7 38 SH   SOLE   38 0 0
THE TRADE DESK INC COM CL A 88339J105 12 170 SH   SOLE   170 0 0
3M CO COM 88579Y101 16 90 SH   SOLE   90 0 0
US BANCORP DEL COM NEW 902973304 352 5,920 SH   SOLE   5,920 0 0
UNITED PARCEL SERVICE INC CL B 911312106 9 50 SH   SOLE   50 0 0
UNITEDHEALTH GROUP INC COM 91324P102 124 317 SH   SOLE   317 0 0
V F CORP COM 918204108 13 200 SH   SOLE   200 0 0
VANECK MERK GOLD TR GOLD TRUST 921078101 233 13,635 SH   SOLE   0 0 13,635
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 146 950 SH   SOLE   950 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 681 3,377 SH   SOLE   2,464 0 913
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 887 4,979 SH   SOLE   4,011 0 968
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 146 1,430 SH   SOLE   1,430 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 145 1,770 SH   SOLE   1,770 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 716 14,185 SH   SOLE   12,967 0 1,218
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 542 1,375 SH   SOLE   1,328 0 47
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 47 200 SH   SOLE   0 0 200
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 84 825 SH   SOLE   825 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 506 2,277 SH   SOLE   2,277 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 11 209 SH   SOLE   209 0 0
VIATRIS INC COM 92556V106 12 913 SH   SOLE   913 0 0
VISA INC COM CL A 92826C839 139 624 SH   SOLE   624 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 3 163 SH   SOLE   163 0 0
WP CAREY INC COM 92936U109 166 2,278 SH   SOLE   2,278 0 0
WABTEC COM 929740108 1 7 SH   SOLE   5 0 2
WALMART INC COM 931142103 21 150 SH   SOLE   150 0 0
WORKHORSE GROUP INC COM NEW 98138J206 1 90 SH   SOLE   90 0 0
WORTHINGTON INDS INC COM 981811102 61 1,151 SH   SOLE   1,151 0 0
YUM BRANDS INC COM 988498101 61 500 SH   SOLE   500 0 0
YUM CHINA HLDGS INC COM 98850P109 29 500 SH   SOLE   500 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 33 224 SH   SOLE   224 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 48 150 SH   SOLE   150 0 0
ROYAL CARIBBEAN GROUP COM V7780T103 102 1,150 SH   SOLE   1,150 0 0