The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 225 81 SH   SOLE   0 0 81
ALPHABET INC CAP STK CL C 02079K107 427 153 SH   SOLE   0 0 153
AMAZON COM INC COM 023135106 518 159 SH   SOLE   0 0 159
AMGEN INC COM 031162100 241 996 SH   SOLE   0 0 996
APPLE INC COM 037833100 7,693 44,061 SH   SOLE   0 0 44,061
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,715 7,693 SH   SOLE   0 0 7,693
CHASE CORP COM 16150R104 352 4,055 SH   SOLE   0 0 4,055
CHEVRON CORP NEW COM 166764100 261 1,603 SH   SOLE   0 0 1,603
COCA COLA CO COM 191216100 393 6,335 SH   SOLE   0 0 6,335
COSTCO WHSL CORP NEW COM 22160K105 275 478 SH   SOLE   0 0 478
DISNEY WALT CO COM 254687106 231 1,682 SH   SOLE   0 0 1,682
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289 5,887 156,823 SH   SOLE   0 0 156,823
EXXON MOBIL CORP COM 30231G102 217 2,624 SH   SOLE   0 0 2,624
HOME DEPOT INC COM 437076102 403 1,347 SH   SOLE   0 0 1,347
HONEYWELL INTL INC COM 438516106 472 2,426 SH   SOLE   0 0 2,426
HP INC COM 40434L105 290 8,001 SH   SOLE   0 0 8,001
INTEL CORP COM 458140100 2,453 49,505 SH   SOLE   0 0 49,505
INTUIT COM 461202103 349 725 SH   SOLE   0 0 725
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 47,604 955,325 SH   SOLE   0 0 955,325
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 6,514 369,300 SH   SOLE   0 0 369,300
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 388 15,051 SH   SOLE   0 0 15,051
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 12,483 79,154 SH   SOLE   0 0 79,154
ISHARES TR 0-5 YR TIPS ETF 46429B747 3,131 29,834 SH   SOLE   0 0 29,834
ISHARES TR 0-5YR HI YL CP 46434V407 14,506 329,979 SH   SOLE   0 0 329,979
ISHARES TR CORE S&P MCP ETF 464287507 1,362 5,074 SH   SOLE   0 0 5,074
ISHARES TR CORE S&P SCP ETF 464287804 1,099 10,186 SH   SOLE   0 0 10,186
ISHARES TR CORE S&P TTL STK 464287150 60,033 594,738 SH   SOLE   0 0 594,738
ISHARES TR CORE S&P500 ETF 464287200 732 1,614 SH   SOLE   0 0 1,614
ISHARES TR ESG ADV TTL USD 46436E619 405 8,709 SH   SOLE   0 0 8,709
ISHARES TR ESG AWARE MSCI 46435U663 209 5,506 SH   SOLE   0 0 5,506
ISHARES TR ESG AWRE 1 5 YR 46435G243 682 27,685 SH   SOLE   0 0 27,685
ISHARES TR ESG EAFE ETF 46436E759 274 4,490 SH   SOLE   0 0 4,490
ISHARES TR FLTG RATE NT ETF 46429B655 1,719 34,029 SH   SOLE   0 0 34,029
ISHARES TR GL CLEAN ENE ETF 464288224 245 11,407 SH   SOLE   0 0 11,407
ISHARES TR IBOXX INV CP ETF 464287242 334 2,758 SH   SOLE   0 0 2,758
ISHARES TR MSCI USA MIN VOL 46429B697 342 4,412 SH   SOLE   0 0 4,412
ISHARES TR MSCI USA QLT FCT 46432F339 2,040 15,156 SH   SOLE   0 0 15,156
ISHARES TR NATIONAL MUN ETF 464288414 1,505 13,727 SH   SOLE   0 0 13,727
ISHARES TR RUS 1000 VAL ETF 464287598 19,967 120,298 SH   SOLE   0 0 120,298
ISHARES TR SHORT TREAS BD 464288679 960 8,704 SH   SOLE   0 0 8,704
ISHARES TR SHRT NAT MUN ETF 464288158 2,117 20,236 SH   SOLE   0 0 20,236
ISHARES TR US TREAS BD ETF 46429B267 16,798 674,336 SH   SOLE   0 0 674,336
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 203 5,064 SH   SOLE   0 0 5,064
JOHNSON & JOHNSON COM 478160104 1,296 7,313 SH   SOLE   0 0 7,313
KROGER CO COM 501044101 487 8,483 SH   SOLE   0 0 8,483
MARRIOTT INTL INC NEW CL A 571903202 246 1,402 SH   SOLE   0 0 1,402
MCDONALDS CORP COM 580135101 388 1,568 SH   SOLE   0 0 1,568
MERCK & CO INC COM 58933Y105 340 4,140 SH   SOLE   0 0 4,140
META PLATFORMS INC CL A 30303M102 513 2,309 SH   SOLE   0 0 2,309
MICROSOFT CORP COM 594918104 1,964 6,370 SH   SOLE   0 0 6,370
NIKE INC CL B 654106103 802 5,959 SH   SOLE   0 0 5,959
NORFOLK SOUTHN CORP COM 655844108 268 938 SH   SOLE   0 0 938
NUCOR CORP COM 670346105 548 3,687 SH   SOLE   0 0 3,687
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 444 11,684 SH   SOLE   0 0 11,684
ORACLE CORP COM 68389X105 265 3,198 SH   SOLE   0 0 3,198
PFIZER INC COM 717081103 623 12,029 SH   SOLE   0 0 12,029
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,004 9,862 SH   SOLE   0 0 9,862
PROCTER AND GAMBLE CO COM 742718109 594 3,885 SH   SOLE   0 0 3,885
REALTY INCOME CORP COM 756109104 394 5,686 SH   SOLE   0 0 5,686
RIVERVIEW BANCORP INC COM 769397100 301 39,904 SH   SOLE   0 0 39,904
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,134 148,864 SH   SOLE   0 0 148,864
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,183 59,462 SH   SOLE   0 0 59,462
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 400 6,830 SH   SOLE   0 0 6,830
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 6,860 128,322 SH   SOLE   0 0 128,322
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 17,424 540,447 SH   SOLE   0 0 540,447
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 26,636 76,798 SH   SOLE   0 0 76,798
SPDR GOLD TR GOLD SHS 78463V107 1,649 9,130 SH   SOLE   0 0 9,130
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 31,365 700,579 SH   SOLE   0 0 700,579
STARBUCKS CORP COM 855244109 335 3,687 SH   SOLE   0 0 3,687
TAYLOR DEVICES INC COM 877163105 196 20,000 SH   SOLE   0 0 20,000
TESLA INC COM 88160R101 800 742 SH   SOLE   0 0 742
US BANCORP DEL COM NEW 902973304 300 5,635 SH   SOLE   0 0 5,635
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 238 4,540 SH   SOLE   0 0 4,540
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,770 31,858 SH   SOLE   0 0 31,858
VANGUARD INDEX FDS TOTAL STK MKT 922908769 354 1,554 SH   SOLE   0 0 1,554
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,144 176,551 SH   SOLE   0 0 176,551
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 8,849 172,796 SH   SOLE   0 0 172,796
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 273 5,298 SH   SOLE   0 0 5,298
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 217 3,446 SH   SOLE   0 0 3,446
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 320 6,389 SH   SOLE   0 0 6,389
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 221 3,033 SH   SOLE   0 0 3,033
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,096 25,258 SH   SOLE   0 0 25,258
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 18,275 380,500 SH   SOLE   0 0 380,500
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,105 9,848 SH   SOLE   0 0 9,848
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 3,572 45,187 SH   SOLE   0 0 45,187
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 528 7,801 SH   SOLE   0 0 7,801
VANGUARD WORLD FD ESG US STK ETF 921910733 817 10,077 SH   SOLE   0 0 10,077
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 231 2,155 SH   SOLE   0 0 2,155
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 11,468 45,082 SH   SOLE   0 0 45,082
VSE CORP COM 918284100 323 7,000 SH   SOLE   0 0 7,000
WEYERHAEUSER CO MTN BE COM NEW 962166104 411 10,857 SH   SOLE   0 0 10,857