The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 317 153 SH   SOLE   0 0 153
AMAZON COM INC COM 023135106 458 148 SH   SOLE   0 0 148
AMGEN INC COM 031162100 285 1,146 SH   SOLE   0 0 1,146
APPLE INC COM 037833100 5,352 43,816 SH   SOLE   0 0 43,816
ARK ETF TR INNOVATION ETF 00214Q104 335 2,796 SH   SOLE   0 0 2,796
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,785 6,987 SH   SOLE   0 0 6,987
BOEING CO COM 097023105 238 934 SH   SOLE   0 0 934
CHASE CORP COM 16150R104 472 4,055 SH   SOLE   0 0 4,055
COCA COLA CO COM 191216100 377 7,161 SH   SOLE   0 0 7,161
DISNEY WALT CO COM 254687106 310 1,682 SH   SOLE   0 0 1,682
ECOLAB INC COM 278865100 214 1,000 SH   SOLE   0 0 1,000
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289 3,683 104,599 SH   SOLE   0 0 104,599
FACEBOOK INC CL A 30303M102 396 1,345 SH   SOLE   0 0 1,345
GENERAL ELECTRIC CO COM 369604103 141 10,775 SH   SOLE   0 0 10,775
HOME DEPOT INC COM 437076102 364 1,194 SH   SOLE   0 0 1,194
HONEYWELL INTL INC COM 438516106 537 2,476 SH   SOLE   0 0 2,476
HP INC COM 40434L105 279 8,784 SH   SOLE   0 0 8,784
INTEL CORP COM 458140100 3,041 47,513 SH   SOLE   0 0 47,513
INTERNATIONAL BUSINESS MACHS COM 459200101 201 1,509 SH   SOLE   0 0 1,509
INTUIT COM 461202103 278 725 SH   SOLE   0 0 725
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 35,274 698,767 SH   SOLE   0 0 698,767
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 4,041 234,438 SH   SOLE   0 0 234,438
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 407 14,716 SH   SOLE   0 0 14,716
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 14,076 99,363 SH   SOLE   0 0 99,363
ISHARES TR 0-5 YR TIPS ETF 46429B747 3,775 35,706 SH   SOLE   0 0 35,706
ISHARES TR 0-5YR HI YL CP 46434V407 5,081 110,913 SH   SOLE   0 0 110,913
ISHARES TR CORE S&P MCP ETF 464287507 1,552 5,963 SH   SOLE   0 0 5,963
ISHARES TR CORE S&P SCP ETF 464287804 1,292 11,909 SH   SOLE   0 0 11,909
ISHARES TR CORE S&P TTL STK 464287150 52,332 571,308 SH   SOLE   0 0 571,308
ISHARES TR CORE S&P500 ETF 464287200 680 1,711 SH   SOLE   0 0 1,711
ISHARES TR FLTG RATE NT ETF 46429B655 3,271 64,414 SH   SOLE   0 0 64,414
ISHARES TR IBOXX INV CP ETF 464287242 577 4,440 SH   SOLE   0 0 4,440
ISHARES TR MSCI USA MIN VOL 46429B697 441 6,379 SH   SOLE   0 0 6,379
ISHARES TR MSCI USA QLT FCT 46432F339 2,220 18,233 SH   SOLE   0 0 18,233
ISHARES TR NATIONAL MUN ETF 464288414 544 4,686 SH   SOLE   0 0 4,686
ISHARES TR RUS 1000 VAL ETF 464287598 9,084 59,943 SH   SOLE   0 0 59,943
ISHARES TR SHORT TREAS BD 464288679 1,432 12,955 SH   SOLE   0 0 12,955
ISHARES TR SHRT NAT MUN ETF 464288158 390 3,616 SH   SOLE   0 0 3,616
ISHARES TR TIPS BD ETF 464287176 241 1,924 SH   SOLE   0 0 1,924
ISHARES TR US TREAS BD ETF 46429B267 19,769 754,848 SH   SOLE   0 0 754,848
JOHNSON & JOHNSON COM 478160104 1,037 6,310 SH   SOLE   0 0 6,310
KLA CORP COM NEW 482480100 221 670 SH   SOLE   0 0 670
KROGER CO COM 501044101 305 8,483 SH   SOLE   0 0 8,483
MARRIOTT INTL INC NEW CL A 571903202 208 1,402 SH   SOLE   0 0 1,402
MCDONALDS CORP COM 580135101 351 1,568 SH   SOLE   0 0 1,568
MERCK & CO. INC COM 58933Y105 346 4,486 SH   SOLE   0 0 4,486
MICROSOFT CORP COM 594918104 1,124 4,769 SH   SOLE   0 0 4,769
NIKE INC CL B 654106103 917 6,899 SH   SOLE   0 0 6,899
NORFOLK SOUTHN CORP COM 655844108 263 978 SH   SOLE   0 0 978
NUCOR CORP COM 670346105 296 3,687 SH   SOLE   0 0 3,687
ORACLE CORP COM 68389X105 224 3,198 SH   SOLE   0 0 3,198
PFIZER INC COM 717081103 431 11,889 SH   SOLE   0 0 11,889
PROCTER AND GAMBLE CO COM 742718109 415 3,067 SH   SOLE   0 0 3,067
REALTY INCOME CORP COM 756109104 358 5,633 SH   SOLE   0 0 5,633
RIVERVIEW BANCORP INC COM 769397100 332 47,847 SH   SOLE   0 0 47,847
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 6,168 194,076 SH   SOLE   0 0 194,076
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,391 63,567 SH   SOLE   0 0 63,567
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 22,893 69,335 SH   SOLE   0 0 69,335
SPDR GOLD TR GOLD SHS 78463V107 2,158 13,492 SH   SOLE   0 0 13,492
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 28,639 594,044 SH   SOLE   0 0 594,044
STARBUCKS CORP COM 855244109 429 3,926 SH   SOLE   0 0 3,926
TAYLOR DEVICES INC COM 877163105 226 20,000 SH   SOLE   0 0 20,000
TESLA INC COM 88160R101 312 467 SH   SOLE   0 0 467
US BANCORP DEL COM NEW 902973304 360 6,513 SH   SOLE   0 0 6,513
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 232 7,574 SH   SOLE   0 0 7,574
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 259 4,540 SH   SOLE   0 0 4,540
VANGUARD INDEX FDS SMALL CP ETF 922908751 9,345 43,652 SH   SOLE   0 0 43,652
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,685 205,280 SH   SOLE   0 0 205,280
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 9,932 192,695 SH   SOLE   0 0 192,695
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 891 16,690 SH   SOLE   0 0 16,690
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,185 28,453 SH   SOLE   0 0 28,453
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 17,932 365,136 SH   SOLE   0 0 365,136
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,069 10,577 SH   SOLE   0 0 10,577
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 6,784 81,904 SH   SOLE   0 0 81,904
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 523 7,985 SH   SOLE   0 0 7,985
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 7,975 34,863 SH   SOLE   0 0 34,863
VSE CORP COM 918284100 277 7,000 SH   SOLE   0 0 7,000
WEYERHAEUSER CO MTN BE COM NEW 962166104 387 10,857 SH   SOLE   0 0 10,857