The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 1,157 17,976 SH   SOLE   0 0 17,976
ABBOTT LABS COM 002824100 487 4,118 SH   SOLE   0 0 4,118
ABBVIE INC COM 00287Y109 509 3,137 SH   SOLE   0 0 3,137
ALPHABET INC CAP STK CL A 02079K305 609 219 SH   SOLE   0 0 219
AMAZON COM INC COM 023135106 814 249 SH   SOLE   0 0 249
AMGEN INC COM 031162100 314 1,298 SH   SOLE   0 0 1,298
APPLE INC COM 037833100 6,300 36,078 SH   SOLE   0 0 36,078
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,575 4,462 SH   SOLE   0 0 4,462
CATERPILLAR INC COM 149123101 504 2,260 SH   SOLE   0 0 2,260
COCA COLA CO COM 191216100 1,570 25,321 SH   SOLE   0 0 25,321
COLGATE PALMOLIVE CO COM 194162103 308 4,066 SH   SOLE   0 0 4,066
CONOCOPHILLIPS COM 20825C104 231 2,306 SH   SOLE   0 0 2,306
DISNEY WALT CO COM 254687106 426 3,106 SH   SOLE   0 0 3,106
DUKE ENERGY CORP NEW COM NEW 26441C204 672 6,015 SH   SOLE   0 0 6,015
ENBRIDGE INC COM 29250N105 324 7,040 SH   SOLE   0 0 7,040
ENTERPRISE PRODS PARTNERS L COM 293792107 254 9,850 SH   SOLE   0 0 9,850
EXXON MOBIL CORP COM 30231G102 355 4,302 SH   SOLE   0 0 4,302
META PLATFORMS INC CL A 30303M102 240 1,081 SH   SOLE   0 0 1,081
HEXCEL CORP NEW COM 428291108 450 7,568 SH   SOLE   0 0 7,568
HOME DEPOT INC COM 437076102 745 2,488 SH   SOLE   0 0 2,488
INVESCO QQQ TR UNIT SER 1 46090E103 389 1,073 SH   SOLE   0 0 1,073
INTUITIVE SURGICAL INC COM NEW 46120E602 265 879 SH   SOLE   0 0 879
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 878 43,459 SH   SOLE   0 0 43,459
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 3,519 176,233 SH   SOLE   0 0 176,233
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 5,443 260,288 SH   SOLE   0 0 260,288
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 5,950 282,398 SH   SOLE   0 0 282,398
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 6,315 299,271 SH   SOLE   0 0 299,271
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 6,157 289,606 SH   SOLE   0 0 289,606
ISHARES TR CORE S&P500 ETF 464287200 1,076 2,371 SH   SOLE   0 0 2,371
JPMORGAN CHASE & CO COM 46625H100 262 1,920 SH   SOLE   0 0 1,920
JOHNSON & JOHNSON COM 478160104 1,002 5,651 SH   SOLE   0 0 5,651
LAUDER ESTEE COS INC CL A 518439104 327 1,202 SH   SOLE   0 0 1,202
MERCK & CO INC COM 58933Y105 281 3,430 SH   SOLE   0 0 3,430
MICROSOFT CORP COM 594918104 1,947 6,314 SH   SOLE   0 0 6,314
NEXTERA ENERGY INC COM 65339F101 307 3,620 SH   SOLE   0 0 3,620
NVIDIA CORPORATION COM 67066G104 302 1,105 SH   SOLE   0 0 1,105
PARKER-HANNIFIN CORP COM 701094104 284 1,000 SH   SOLE   0 0 1,000
PAYPAL HLDGS INC COM 70450Y103 392 3,390 SH   SOLE   0 0 3,390
PEPSICO INC COM 713448108 863 5,154 SH   SOLE   0 0 5,154
PFIZER INC COM 717081103 389 7,518 SH   SOLE   0 0 7,518
PROCTER AND GAMBLE CO COM 742718109 736 4,817 SH   SOLE   0 0 4,817
SPDR S&P 500 ETF TR TR UNIT 78462F103 821 1,818 SH   SOLE   0 0 1,818
SPDR GOLD TR GOLD SHS 78463V107 252 1,394 SH   SOLE   0 0 1,394
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 19,958 373,823 SH   SOLE   0 0 373,823
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 341 6,330 SH   SOLE   0 0 6,330
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 20,289 271,169 SH   SOLE   0 0 271,169
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 14,174 198,547 SH   SOLE   0 0 198,547
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,196 15,765 SH   SOLE   0 0 15,765
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 237 4,996 SH   SOLE   0 0 4,996
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,689 34,089 SH   SOLE   0 0 34,089
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 579 15,779 SH   SOLE   0 0 15,779
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 204 5,325 SH   SOLE   0 0 5,325
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 464 2,919 SH   SOLE   0 0 2,919
STRYKER CORPORATION COM 863667101 521 1,950 SH   SOLE   0 0 1,950
SYSCO CORP COM 871829107 323 3,955 SH   SOLE   0 0 3,955
TESLA INC COM 88160R101 603 560 SH   SOLE   0 0 560
TORONTO DOMINION BK ONT COM NEW 891160509 206 2,600 SH   SOLE   0 0 2,600
TRUIST FINL CORP COM 89832Q109 385 6,786 SH   SOLE   0 0 6,786
UNITEDHEALTH GROUP INC COM 91324P102 1,811 3,552 SH   SOLE   0 0 3,552
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 17,780 109,642 SH   SOLE   0 0 109,642
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 7,974 31,347 SH   SOLE   0 0 31,347
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 230 553 SH   SOLE   0 0 553
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 8,230 54,987 SH   SOLE   0 0 54,987
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 8,474 38,032 SH   SOLE   0 0 38,032
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,589 6,402 SH   SOLE   0 0 6,402
WP CAREY INC COM 92936U109 217 2,684 SH   SOLE   0 0 2,684
WALMART INC COM 931142103 292 1,963 SH   SOLE   0 0 1,963