The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACTIVISION BLIZZARD INC COM 00507V109   349,879 3,737 SH   SOLE   0 0 3,737
ADVANCED MICRO DEVICES INC COM 007903107   586,335 5,703 SH   SOLE   0 0 5,703
ALPHABET INC CAP STK CL A 02079K305   534,825 4,087 SH   SOLE   0 0 4,087
AMAZON COM INC COM 023135106   417,081 3,281 SH   SOLE   0 0 3,281
AMERICAN CENTY ETF TR US SML CP VALU 025072877   10,450,164 134,062 SH   SOLE   0 0 134,062
AMERICAN CENTY ETF TR US EQT ETF 025072885   521,098 7,113 SH   SOLE   0 0 7,113
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   6,012,811 103,938 SH   SOLE   0 0 103,938
APPLE INC COM 037833100   1,502,201 8,774 SH   SOLE   0 0 8,774
ARES CAPITAL CORP COM 04010L103   216,686 11,129 SH   SOLE   0 0 11,129
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   948,262 2,707 SH   SOLE   0 0 2,707
BHP GROUP LTD SPONSORED ADS 088606108   261,146 4,591 SH   SOLE   0 0 4,591
BLACKSTONE SECD LENDING FD COMMON STOCK 09261X102   237,348 8,675 SH   SOLE   0 0 8,675
CHEVRON CORP NEW COM 166764100   251,244 1,490 SH   SOLE   0 0 1,490
CISCO SYS INC COM 17275R102   327,185 6,086 SH   SOLE   0 0 6,086
CONOCOPHILLIPS COM 20825C104   544,765 4,547 SH   SOLE   0 0 4,547
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   18,611,281 798,425 SH   SOLE   0 0 798,425
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,076,846 41,101 SH   SOLE   0 0 41,101
EXXON MOBIL CORP COM 30231G102   332,281 2,826 SH   SOLE   0 0 2,826
INVESCO QQQ TR UNIT SER 1 46090E103   3,604,950 10,062 SH   SOLE   0 0 10,062
ISHARES INC CORE MSCI EMKT 46434G103   261,935 5,504 SH   SOLE   0 0 5,504
ISHARES TR CORE MSCI EAFE 46432F842   6,133,971 95,322 SH   SOLE   0 0 95,322
ISHARES TR MSCI USA MMENTM 46432F396   936,968 6,707 SH   SOLE   0 0 6,707
ISHARES TR CORE S&P TTL STK 464287150   12,646,495 134,266 SH   SOLE   0 0 134,266
ISHARES TR MSCI EAFE ETF 464287465   1,444,928 20,965 SH   SOLE   0 0 20,965
ISHARES TR CORE S&P MCP ETF 464287507   575,001 2,306 SH   SOLE   0 0 2,306
ISHARES TR S&P MC 400GR ETF 464287606   315,039 4,361 SH   SOLE   0 0 4,361
ISHARES TR CORE S&P SCP ETF 464287804   12,623,516 133,823 SH   SOLE   0 0 133,823
ISHARES TR CORE S&P500 ETF 464287200   2,997,202 6,979 SH   SOLE   0 0 6,979
ISHARES TR S&P 500 GRWT ETF 464287309   390,268 5,704 SH   SOLE   0 0 5,704
ISHARES TR RUSSELL 2000 ETF 464287655   1,722,508 9,746 SH   SOLE   0 0 9,746
ISHARES TR NATIONAL MUN ETF 464288414   7,501,603 73,158 SH   SOLE   0 0 73,158
ISHARES TR ISHS 5-10YR INVT 464288638   2,814,064 57,843 SH   SOLE   0 0 57,843
JPMORGAN CHASE & CO COM 46625H100   651,575 4,493 SH   SOLE   0 0 4,493
MICROSOFT CORP COM 594918104   1,557,535 4,933 SH   SOLE   0 0 4,933
NVIDIA CORPORATION COM 67066G104   1,475,486 3,392 SH   SOLE   0 0 3,392
PROLOGIS INC. COM 74340W103   1,496,367 13,335 SH   SOLE   0 0 13,335
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   460,292 6,801 SH   SOLE   0 0 6,801
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   933,860 18,733 SH   SOLE   0 0 18,733
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   5,866,588 115,940 SH   SOLE   0 0 115,940
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,564,206 37,765 SH   SOLE   0 0 37,765
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,035,322 32,103 SH   SOLE   0 0 32,103
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,753,052 114,998 SH   SOLE   0 0 114,998
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   5,429,937 113,265 SH   SOLE   0 0 113,265
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   337,368 2,058 SH   SOLE   0 0 2,058
SPDR GOLD TR GOLD SHS 78463V107   255,118 1,488 SH   SOLE   0 0 1,488
SPDR SER TR NUVEEN BLMBRG MU 78468R721   450,066 10,299 SH   SOLE   0 0 10,299
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,413,384 19,530 SH   SOLE   0 0 19,530
SPDR SER TR PORTFOLI S&P1500 78464A805   1,476,649 28,132 SH   SOLE   0 0 28,132
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,909,769 80,175 SH   SOLE   0 0 80,175
SPDR SER TR PORTFOLIO S&P600 78468R853   311,547 8,443 SH   SOLE   0 0 8,443
UNITEDHEALTH GROUP INC COM 91324P102   274,784 545 SH   SOLE   0 0 545
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,298,533 57,184 SH   SOLE   0 0 57,184
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   317,786 6,644 SH   SOLE   0 0 6,644
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   638,887 1,627 SH   SOLE   0 0 1,627
VANGUARD INDEX FDS TOTAL STK MKT 922908769   72,016,314 339,044 SH   SOLE   0 0 339,044
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,942,303 126,047 SH   SOLE   0 0 126,047
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   25,812,464 590,404 SH   SOLE   0 0 590,404
VISA INC COM CL A 92826C839   551,337 2,397 SH   SOLE   0 0 2,397
WALMART INC COM 931142103   336,151 2,102 SH   SOLE   0 0 2,102