The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 225 1,567 SH   SOLE   0 0 1,567
AMAZON COM INC COM 023135106 430 129 SH   SOLE   0 0 129
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 4,254 65,900 SH   SOLE   0 0 65,900
AMERICAN CENTY ETF TR US SML CP VALU 025072877 7,606 95,387 SH   SOLE   0 0 95,387
APPLE INC COM 037833100 1,384 7,795 SH   SOLE   0 0 7,795
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 113 19,316 SH   SOLE   0 0 19,316
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 787 2,632 SH   SOLE   0 0 2,632
CISCO SYS INC COM 17275R102 340 5,365 SH   SOLE   0 0 5,365
CONOCOPHILLIPS COM 20825C104 561 7,777 SH   SOLE   0 0 7,777
DIGITAL RLTY TR INC COM 253868103 427 2,416 SH   SOLE   0 0 2,416
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1,449 50,010 SH   SOLE   0 0 50,010
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 216 3,601 SH   SOLE   0 0 3,601
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 213 8,148 SH   SOLE   0 0 8,148
GLADSTONE LD CORP COM 376549101 1,320 39,111 SH   SOLE   0 0 39,111
INVESCO QQQ TR UNIT SER 1 46090E103 4,631 11,640 SH   SOLE   0 0 11,640
ISHARES INC CORE MSCI EMKT 46434G103 896 14,975 SH   SOLE   0 0 14,975
ISHARES TR CORE MSCI EAFE 46432F842 459 6,149 SH   SOLE   0 0 6,149
ISHARES TR MSCI USA MMENTM 46432F396 1,738 9,560 SH   SOLE   0 0 9,560
ISHARES TR GLOBAL REIT ETF 46434V647 7,594 248,104 SH   SOLE   0 0 248,104
ISHARES TR SHRT NAT MUN ETF 464288158 1,206 11,234 SH   SOLE   0 0 11,234
ISHARES TR MSCI EAFE ETF 464287465 1,321 16,787 SH   SOLE   0 0 16,787
ISHARES TR CORE S&P MCP ETF 464287507 880 3,108 SH   SOLE   0 0 3,108
ISHARES TR S&P MC 400GR ETF 464287606 433 5,077 SH   SOLE   0 0 5,077
ISHARES TR CORE S&P SCP ETF 464287804 12,272 107,173 SH   SOLE   0 0 107,173
ISHARES TR CORE S&P500 ETF 464287200 4,155 8,711 SH   SOLE   0 0 8,711
ISHARES TR S&P 500 GRWT ETF 464287309 477 5,704 SH   SOLE   0 0 5,704
ISHARES TR RUSSELL 2000 ETF 464287655 2,467 11,090 SH   SOLE   0 0 11,090
ISHARES TR BARCLAYS 7 10 YR 464287440 538 4,676 SH   SOLE   0 0 4,676
ISHARES TR CORE S&P TTL STK 464287150 3,164 29,579 SH   SOLE   0 0 29,579
ISHARES TR SHORT TREAS BD 464288679 248 2,250 SH   SOLE   0 0 2,250
ISHARES TR NATIONAL MUN ETF 464288414 3,147 27,066 SH   SOLE   0 0 27,066
ISHARES TR ISHS 5-10YR INVT 464288638 3,197 53,940 SH   SOLE   0 0 53,940
ISHARES TR MSCI EMG MKT ETF 464287234 443 9,076 SH   SOLE   0 0 9,076
MICROSOFT CORP COM 594918104 743 2,208 SH   SOLE   0 0 2,208
NVIDIA CORPORATION COM 67066G104 1,064 3,616 SH   SOLE   0 0 3,616
PROLOGIS INC. COM 74340W103 835 4,958 SH   SOLE   0 0 4,958
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 595 7,400 SH   SOLE   0 0 7,400
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,141 10,093 SH   SOLE   0 0 10,093
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 358 9,210 SH   SOLE   0 0 9,210
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,073 62,139 SH   SOLE   0 0 62,139
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,062 10,369 SH   SOLE   0 0 10,369
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 763 18,634 SH   SOLE   0 0 18,634
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 348 11,739 SH   SOLE   0 0 11,739
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 6,525 116,224 SH   SOLE   0 0 116,224
SEA LTD SPONSORD ADS 81141R100 336 1,501 SH   SOLE   0 0 1,501
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 219 1,257 SH   SOLE   0 0 1,257
SHOPIFY INC CL A 82509L107 430 312 SH   SOLE   0 0 312
SPDR GOLD TR GOLD SHS 78463V107 254 1,488 SH   SOLE   0 0 1,488
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 755 20,689 SH   SOLE   0 0 20,689
SPDR SER TR NUVEEN BLMBRG MU 78468R721 283 5,470 SH   SOLE   0 0 5,470
SPDR SER TR PORTFOLI S&P1500 78464A805 2,519 43,104 SH   SOLE   0 0 43,104
SPDR SER TR S&P 600 SML CAP 78464A813 579 5,822 SH   SOLE   0 0 5,822
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 566 4,702 SH   SOLE   0 0 4,702
TYSON FOODS INC CL A 902494103 309 3,541 SH   SOLE   0 0 3,541
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7,147 88,422 SH   SOLE   0 0 88,422
VANGUARD INDEX FDS TOTAL STK MKT 922908769 57,632 238,701 SH   SOLE   0 0 238,701
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 690 1,580 SH   SOLE   0 0 1,580
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 645 5,559 SH   SOLE   0 0 5,559
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 17,787 359,628 SH   SOLE   0 0 359,628
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 21,462 420,334 SH   SOLE   0 0 420,334
WALMART INC COM 931142103 312 2,158 SH   SOLE   0 0 2,158