The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR TIPS BD ETF 464287176   1,959,707 18,245 SH   SOLE   0 0 18,245
SPDR SER TR BLOOMBERG SHT TE 78468R408   9,258,419 367,106 SH   SOLE   0 0 367,106
ISHARES TR RUS 1000 GRW ETF 464287614   654,251 1,941 SH   SOLE   0 0 1,941
VANGUARD STAR FDS VG TL INTL STK F 921909768   7,626,551 126,477 SH   SOLE   0 0 126,477
EXXON MOBIL CORP COM 30231G102   665,658 5,727 SH   SOLE   0 0 5,727
MICROSOFT CORP COM 594918104   1,415,437 3,364 SH   SOLE   0 0 3,364
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   20,597,656 255,459 SH   SOLE   0 0 255,459
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   4,093,522 33,834 SH   SOLE   0 0 33,834
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   4,458,290 92,476 SH   SOLE   0 0 92,476
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,294,480 22,292 SH   SOLE   0 0 22,292
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,151,688 4,431 SH   SOLE   0 0 4,431
UNITED BANKSHARES INC WEST V COM 909907107   385,852 10,781 SH   SOLE   0 0 10,781
GLOBAL X FDS GLB X MLP ENRG I 37954Y293   10,420,976 212,716 SH   SOLE   0 0 212,716
HOME DEPOT INC COM 437076102   226,932 592 SH   SOLE   0 0 592
GENERAL ELECTRIC CO COM NEW 369604301   354,375 2,019 SH   SOLE   0 0 2,019
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   265,043 6,345 SH   SOLE   0 0 6,345
CROWDSTRIKE HLDGS INC CL A 22788C105   263,846 823 SH   SOLE   0 0 823
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   777,962 1,850 SH   SOLE   0 0 1,850
VANGUARD WORLD FD UTILITIES ETF 92204A876   1,271,022 8,914 SH   SOLE   0 0 8,914
ISHARES TR IBOXX HI YD ETF 464288513   2,594,306 33,376 SH   SOLE   0 0 33,376
ISHARES TR CONSER ALLOC ETF 464289883   6,026,002 163,639 SH   SOLE   0 0 163,639
PROSHARES TR SP 500 DV ARIST 74348A467   5,206,812 51,344 SH   SOLE   0 0 51,344
FIRST INTST BANCSYSTEM INC COM 32055Y201   272,100 10,000 SH   SOLE   0 0 10,000
VANGUARD WORLD FD FINANCIALS ETF 92204A405   5,765,635 56,311 SH   SOLE   0 0 56,311
VANGUARD WORLD FD MATERIALS ETF 92204A801   1,035,870 5,067 SH   SOLE   0 0 5,067
FERGUSON PLC NEW SHS G3421J106   295,590 1,353 SH   SOLE   0 0 1,353
WALMART INC COM 931142103   201,979 3,357 SH   SOLE   0 0 3,357
ISHARES TR IBOXX INV CP ETF 464287242   6,161,245 56,567 SH   SOLE   0 0 56,567
CSX CORP COM 126408103   364,769 9,840 SH   SOLE   0 0 9,840
SPDR SER TR PRTFLO SP500 GW 78464A409   1,480,947 20,245 SH   SOLE   0 0 20,245
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,943,230 34,749 SH   SOLE   0 0 34,749
MICROSTRATEGY INC CL A NEW 594972408   219,888 129 SH   SOLE   0 0 129
MERCK CO INC COM 58933Y105   251,410 1,905 SH   SOLE   0 0 1,905
CHEVRON CORP NEW COM 166764100   1,022,146 6,480 SH   SOLE   0 0 6,480
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   4,499,741 14,162 SH   SOLE   0 0 14,162
SHERWIN WILLIAMS CO COM 824348106   3,163,482 9,108 SH   SOLE   0 0 9,108
DBX ETF TR XTRACK USD HIGH 233051432   1,997,020 55,923 SH   SOLE   0 0 55,923
VANGUARD WORLD FD ENERGY ETF 92204A306   1,810,621 13,748 SH   SOLE   0 0 13,748
WESBANCO INC COM 950810101   230,491 7,732 SH   SOLE   0 0 7,732
VANGUARD WORLD FD COMM SRVC ETF 92204A884   3,778,400 28,794 SH   SOLE   0 0 28,794
AMAZON COM INC COM 023135106   1,145,954 6,353 SH   SOLE   0 0 6,353
INVESCO EXCH TRADED FD TR II SP500 HDL VOL 46138E362   685,064 15,429 SH   SOLE   0 0 15,429
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   1,082,039 17,129 SH   SOLE   0 0 17,129
ISHARES TR INTL SEL DIV ETF 464288448   4,783,529 170,597 SH   SOLE   0 0 170,597
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   10,848,012 215,709 SH   SOLE   0 0 215,709
COSTCO WHSL CORP NEW COM 22160K105   2,302,665 3,143 SH   SOLE   0 0 3,143
UNITEDHEALTH GROUP INC COM 91324P102   282,039 570 SH   SOLE   0 0 570
NVIDIA CORPORATION COM 67066G104   624,778 691 SH   SOLE   0 0 691
INVESCO QQQ TR UNIT SER 1 46090E107   496,098 1,117 SH   SOLE   0 0 1,117
COCA COLA CO COM 191216100   227,128 3,712 SH   SOLE   0 0 3,712
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   12,000,306 207,402 SH   SOLE   0 0 207,402
VANGUARD INDEX FDS GROWTH ETF 922908736   5,108,078 14,840 SH   SOLE   0 0 14,840
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   3,764,134 15,417 SH   SOLE   0 0 15,417
SPDR SER TR PRTFLO SP500 HI 78468R788   15,114,885 371,282 SH   SOLE   0 0 371,282
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,696,028 31,192 SH   SOLE   0 0 31,192
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,015,723 11,745 SH   SOLE   0 0 11,745
VANGUARD INDEX FDS VALUE ETF 922908744   1,236,462 7,592 SH   SOLE   0 0 7,592
ISHARES SILVER TR ISHARES 46428Q109   220,891 9,710 SH   SOLE   0 0 9,710
ISHARES TR PFD AND INCM SEC 464288687   4,736,955 146,973 SH   SOLE   0 0 146,973
ABBVIE INC COM 00287Y109   334,516 1,837 SH   SOLE   0 0 1,837
VANGUARD WORLD FD INF TECH ETF 92204A702   11,795,684 22,496 SH   SOLE   0 0 22,496
PROCTER AND GAMBLE CO COM 742718109   831,095 5,122 SH   SOLE   0 0 5,122
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   5,585,809 76,908 SH   SOLE   0 0 76,908
ISHARES TR RUS 1000 VAL ETF 464287598   407,640 2,276 SH   SOLE   0 0 2,276
SPDR GOLD TR GOLD SHS 78463V107   1,641,131 7,978 SH   SOLE   0 0 7,978
META PLATFORMS INC CL A 30303M102   405,000 834 SH   SOLE   0 0 834
SELECT SECTOR SPDR TR ENERGY 81369Y506   202,125 2,141 SH   SOLE   0 0 2,141
ALPHABET INC CAP STK CL A 02079K305   710,880 4,710 SH   SOLE   0 0 4,710
TIDAL ETF TR GOD BLESS AMER 886364462   47,256,480 1,403,786 SH   SOLE   0 0 1,403,786
SPDR SP 500 ETF TR TR UNIT 78462F103   2,202,547 4,211 SH   SOLE   0 0 4,211
APPLE INC COM 037833100   4,261,248 24,850 SH   SOLE   0 0 24,850
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,643,591 34,320 SH   SOLE   0 0 34,320
VANGUARD WORLD FD CONSUM STP ETF 92204A207   2,728,231 13,365 SH   SOLE   0 0 13,365
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   713,496 14,996 SH   SOLE   0 0 14,996
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   83,079 14,010 SH   SOLE   0 0 14,010
SPDR SER TR DJ REIT ETF 78464A607   238,047 2,526 SH   SOLE   0 0 2,526
VANGUARD INDEX FDS SP 500 ETF SHS 922908363   1,458,659 3,034 SH   SOLE   0 0 3,034
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   5,706,353 21,094 SH   SOLE   0 0 21,094
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   290,001 20,909 SH   SOLE   0 0 20,909
LOWES COS INC COM 548661107   1,271,094 4,990 SH   SOLE   0 0 4,990
GLOBAL X FDS GLOBX SUPDV US 37950E291   4,569,239 262,751 SH   SOLE   0 0 262,751
ARK ETF TR INNOVATION ETF 00214Q104   366,335 7,315 SH   SOLE   0 0 7,315