The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 216,409 1,904 SH   SOLE   0 0 1,904
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 321,407 1,765 SH   SOLE   0 0 1,765
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 2,856,791 49,289 SH   SOLE   0 0 49,289
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 BBG00Q9MQ6T1 1,789,692 28,078 SH   SOLE   0 0 28,078
APPLE INC COM 037833100 BBG001S5N8V8 225,287 1,314 SH   SOLE   0 0 1,314
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,685,024 4,007 SH   SOLE   0 0 4,007
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 BBG015GTL6R0 14,479,990 647,295 SH   SOLE   0 0 647,295
ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 201,349 4,031 SH   SOLE   0 0 4,031
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1,345,344 2,559 SH   SOLE   0 0 2,559
ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 1,406,332 26,140 SH   SOLE   0 0 26,140
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 10,479,540 36,384 SH   SOLE   0 0 36,384
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 1,316,259 3,905 SH   SOLE   0 0 3,905
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 1,065,664 5,950 SH   SOLE   0 0 5,950
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 416,394 1,980 SH   SOLE   0 0 1,980
LOEWS CORP COM 540424108 BBG001S6KQC0 264,386 3,377 SH   SOLE   0 0 3,377
MCCORMICK & CO INC COM NON VTG 579780206 BBG001S79S19 259,618 3,380 SH   SOLE   0 0 3,380
SENSIENT TECHNOLOGIES CORP COM 81725T100 BBG001SF0100 885,079 12,792 SH   SOLE   0 0 12,792
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 7,903,832 220,531 SH   SOLE   0 0 220,531
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 5,765,248 159,305 SH   SOLE   0 0 159,305
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 302,858 579 SH   SOLE   0 0 579
SPDR SER TR PORTFLI HIGH YLD 78468R606 BBG0034VNBZ2 1,017,789 43,384 SH   SOLE   0 0 43,384
SPDR SER TR PORTFOLIO AGRGTE 78464A649 BBG001STKD11 457,240 18,087 SH   SOLE   0 0 18,087
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 51,593,521 838,510 SH   SOLE   0 0 838,510
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 635,873 14,774 SH   SOLE   0 0 14,774
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 305,028 6,201 SH   SOLE   0 0 6,201
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 457,307 5,288 SH   SOLE   0 0 5,288
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 16,540,012 72,357 SH   SOLE   0 0 72,357
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 616,743 2,373 SH   SOLE   0 0 2,373
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 261,773 6,267 SH   SOLE   0 0 6,267
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 BBG001TCHM11 3,002,118 12,597 SH   SOLE   0 0 12,597
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 BBG001TCH7W0 292,607 3,440 SH   SOLE   0 0 3,440
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 324,651 6,471 SH   SOLE   0 0 6,471