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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 209,040 1,904 SH   SOLE   0 0 1,904
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 291,544 1,804 SH   SOLE   0 0 1,804
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 734,754 14,564 SH   SOLE   0 0 14,564
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,215,522 3,935 SH   SOLE   0 0 3,935
ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 1,787,997 43,727 SH   SOLE   0 0 43,727
ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 2,926,179 61,539 SH   SOLE   0 0 61,539
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1,023,151 2,663 SH   SOLE   0 0 2,663
ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 1,992,884 40,301 SH   SOLE   0 0 40,301
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 9,067,915 43,074 SH   SOLE   0 0 43,074
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 894,235 4,174 SH   SOLE   0 0 4,174
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 958,849 6,323 SH   SOLE   0 0 6,323
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 351,422 2,015 SH   SOLE   0 0 2,015
MCCORMICK & CO INC COM NON VTG 579780206 BBG001S79S19 280,168 3,380 SH   SOLE   0 0 3,380
SOUTHERN CO COM 842587107 BBG001S5W777 216,944 3,038 SH   SOLE   0 0 3,038
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 9,540,822 321,348 SH   SOLE   0 0 321,348
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 8,060,829 244,564 SH   SOLE   0 0 244,564
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 220,280 576 SH   SOLE   0 0 576
SPDR SER TR PORTFOLIO AGRGTE 78464A649 BBG001STKD11 680,269 27,070 SH   SOLE   0 0 27,070
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 34,945,717 776,917 SH   SOLE   0 0 776,917
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 1,005,066 27,186 SH   SOLE   0 0 27,186
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 1,252,152 26,400 SH   SOLE   0 0 26,400
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 940,602 11,404 SH   SOLE   0 0 11,404
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 12,204,756 66,496 SH   SOLE   0 0 66,496
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 378,365 1,979 SH   SOLE   0 0 1,979
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 249,784 6,408 SH   SOLE   0 0 6,408
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 2,512,162 50,761 SH   SOLE   0 0 50,761
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 BBG001TCHM11 2,477,803 14,219 SH   SOLE   0 0 14,219
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 BBG001TCH7W0 242,073 3,440 SH   SOLE   0 0 3,440
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 274,610 6,543 SH   SOLE   0 0 6,543