The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 433 2,425 SH   SOLE   2,425 0 0
AFLAC INC COM 001055102 385 5,529 SH   SOLE   5,529 0 0
ALPHABET INC CAP STK CL A 02079K305 227 286 SH   SOLE   286 0 0
ALPHABET INC CAP STK CL C 02079K107 764 990 SH   SOLE   990 0 0
ALTRIA GROUP INC COM 02209S103 1,344 19,883 SH   SOLE   19,883 0 0
AMAZON COM INC COM 023135106 1,114 1,486 SH   SOLE   1,486 0 0
APPLE INC COM 037833100 6,765 58,409 SH   SOLE   58,409 0 0
AT&T INC COM 00206R102 943 22,176 SH   SOLE   22,176 0 0
BANK AMER CORP COM 060505104 205 9,262 SH   SOLE   9,262 0 0
BECTON DICKINSON & CO COM 075887109 432 2,607 SH   SOLE   2,607 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 244 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,470 27,425 SH   SOLE   27,425 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 287 4,916 SH   SOLE   4,916 0 0
CELGENE CORP COM 151020104 669 5,783 SH   SOLE   5,783 0 0
CHEVRON CORP NEW COM 166764100 1,474 12,526 SH   SOLE   12,526 0 0
CHICAGO BRIDGE & IRON CO N V COM 167250109 751 23,662 SH   SOLE   23,662 0 0
COCA COLA CO COM 191216100 664 16,022 SH   SOLE   16,022 0 0
COMMUNITY BK SYS INC COM 203607106 479 7,760 SH   SOLE   7,760 0 0
COMPASS MINERALS INTL INC COM 20451N101 1,303 16,629 SH   SOLE   16,629 0 0
CONOCOPHILLIPS COM 20825C104 231 4,606 SH   SOLE   4,606 0 0
CVS HEALTH CORP COM 126650100 1,083 13,729 SH   SOLE   13,729 0 0
DAVITA INC COM 23918K108 263 4,100 SH   SOLE   4,100 0 0
DISNEY WALT CO COM DISNEY 254687106 5,280 50,664 SH   SOLE   50,664 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 2,087 26,890 SH   SOLE   26,890 0 0
EATON CORP PLC SHS G29183103 231 3,439 SH   SOLE   3,439 0 0
EXXON MOBIL CORP COM 30231G102 1,774 19,657 SH   SOLE   19,657 0 0
FACEBOOK INC CL A 30303M102 367 3,187 SH   SOLE   3,187 0 0
FIDELITY MSCI FINLS IDX 316092501 363 10,495 SH   SOLE   10,495 0 0
FIDELITY MSCI INDL INDX 316092709 1,085 33,680 SH   SOLE   33,680 0 0
GENERAL ELECTRIC CO COM 369604103 4,947 156,541 SH   SOLE   156,541 0 0
GILEAD SCIENCES INC COM 375558103 1,124 15,691 SH   SOLE   15,691 0 0
HOLLYFRONTIER CORP COM 436106108 267 8,155 SH   SOLE   8,155 0 0
HOME DEPOT INC COM 437076102 856 6,384 SH   SOLE   6,384 0 0
HONEYWELL INTL INC COM 438516106 689 5,947 SH   SOLE   5,947 0 0
INTEL CORP COM 458140100 412 11,358 SH   SOLE   11,358 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 376 2,264 SH   SOLE   2,264 0 0
INVESCO TR INVT GRADE MUNS COM 46131M106 272 21,314 SH   SOLE   21,314 0 0
ISHARES IBONDS SEP17 ETF 464289271 232 8,530 SH   SOLE   8,530 0 0
ISHARES MIN VOL EMRG MKT 464286533 261 5,340 SH   SOLE   5,340 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 511 4,865 SH   SOLE   4,865 0 0
ISHARES TR 7-10 Y TR BD ETF 464287440 1,795 17,123 SH   SOLE   17,123 0 0
ISHARES TR CORE DIV GRWTH 46434V621 364 12,604 SH   SOLE   12,604 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 15,627 189,997 SH   SOLE   189,997 0 0
ISHARES TR CORE S&P500 ETF 464287200 275 1,222 SH   SOLE   1,222 0 0
ISHARES TR CORE US AGGBD ET 464287226 15,644 144,768 SH   SOLE   144,768 0 0
ISHARES TR IBONDS SEP18 ETF 46429B580 236 9,275 SH   SOLE   9,275 0 0
ISHARES TR IBONDS SEP19 ETF 46429B564 232 9,175 SH   SOLE   9,175 0 0
ISHARES TR IBONDS SEP20 ETF 46434V571 232 9,175 SH   SOLE   9,175 0 0
ISHARES TR MBS ETF 464288588 529 4,975 SH   SOLE   4,975 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 653 10,669 SH   SOLE   10,669 0 0
ISHARES TR MIN VOL USA ETF 46429B697 51,480 1,138,424 SH   SOLE   1,138,424 0 0
ISHARES TR SELECT DIVID ETF 464287168 351 3,961 SH   SOLE   3,961 0 0
ISHARES TR U.S. PHARMA ETF 464288836 14,232 100,638 SH   SOLE   100,638 0 0
JOHNSON & JOHNSON COM 478160104 3,252 28,224 SH   SOLE   28,224 0 0
JPMORGAN CHASE & CO COM 46625H100 639 7,402 SH   SOLE   7,402 0 0
KINDER MORGAN INC DEL COM 49456B101 269 13,003 SH   SOLE   13,003 0 0
LILLY ELI & CO COM 532457108 394 5,353 SH   SOLE   5,353 0 0
LOCKHEED MARTIN CORP COM 539830109 676 2,705 SH   SOLE   2,705 0 0
MASTERCARD INCORPORATED CL A 57636Q104 2,039 19,748 SH   SOLE   19,748 0 0
MCDONALDS CORP COM 580135101 947 7,779 SH   SOLE   7,779 0 0
MERCK & CO INC COM 58933Y105 2,815 47,818 SH   SOLE   47,818 0 0
MICROSOFT CORP COM 594918104 1,497 24,088 SH   SOLE   24,088 0 0
NOVARTIS A G SPONSORED ADR 66987V109 247 3,390 SH   SOLE   3,390 0 0
ORACLE CORP COM 68389X105 246 6,388 SH   SOLE   6,388 0 0
PAYPAL HLDGS INC COM 70450Y103 395 10,005 SH   SOLE   10,005 0 0
PEPSICO INC COM 713448108 268 2,563 SH   SOLE   2,563 0 0
PFIZER INC COM 717081103 1,985 61,128 SH   SOLE   61,128 0 0
PHILIP MORRIS INTL INC COM 718172109 914 9,992 SH   SOLE   9,992 0 0
PLATFORM SPECIALTY PRODS COR COM 72766Q105 98 10,000 SH   SOLE   10,000 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,080 9,237 SH   SOLE   9,237 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 227 1,916 SH   SOLE   1,916 0 0
PROCTER AND GAMBLE CO COM 742718109 11,948 142,098 SH   SOLE   142,098 0 0
QUALCOMM INC COM 747525103 217 3,328 SH   SOLE   3,328 0 0
RAYTHEON CO COM NEW 755111507 219 1,541 SH   SOLE   1,541 0 0
RENASANT CORP COM 75970E107 1,618 38,316 SH   SOLE   38,316 0 0
REYNOLDS AMERICAN INC COM 761713106 234 4,170 SH   SOLE   4,170 0 0
RPM INTL INC COM 749685103 249 4,633 SH   SOLE   4,633 0 0
SALESFORCE COM INC COM 79466L302 329 4,805 SH   SOLE   4,805 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,405 46,510 SH   SOLE   46,510 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 17,753 367,110 SH   SOLE   367,110 0 0
SMUCKER J M CO COM NEW 832696405 393 3,072 SH   SOLE   3,072 0 0
SOUTHERN CO COM 842587107 1,032 20,972 SH   SOLE   20,972 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 344 3,134 SH   SOLE   3,134 0 0
SPDR SERIES TRUST BLMBRG BRC INTRM 78464A672 298 5,000 SH   SOLE   5,000 0 0
SPDR SERIES TRUST RUSSELL 3000 ETF 78464A805 222 1,328 SH   SOLE   1,328 0 0
STARBUCKS CORP COM 855244109 544 9,791 SH   SOLE   9,791 0 0
STRYKER CORP COM 863667101 213 1,775 SH   SOLE   1,775 0 0
TD AMERITRADE HLDG CORP COM 87236Y108 897 18,187 SH   SOLE   18,187 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 417 2,956 SH   SOLE   2,956 0 0
UNION PAC CORP COM 907818108 351 3,390 SH   SOLE   3,390 0 0
US BANCORP DEL COM NEW 902973304 286 5,558 SH   SOLE   5,558 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,588 32,572 SH   SOLE   32,572 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 330 2,503 SH   SOLE   2,503 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,004 24,824 SH   SOLE   24,824 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 734 6,526 SH   SOLE   6,526 0 0
VENTAS INC COM 92276F100 384 6,144 SH   SOLE   6,144 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,678 68,904 SH   SOLE   68,904 0 0
VISA INC COM CL A 92826C839 654 8,378 SH   SOLE   8,378 0 0
WAL-MART STORES INC COM 931142103 683 9,877 SH   SOLE   9,877 0 0
WELLS FARGO & CO NEW COM 949746101 4,350 78,926 SH   SOLE   78,926 0 0
WELLTOWER INC COM 95040Q104 871 13,020 SH   SOLE   13,020 0 0
WENDYS CO COM 95058W100 145 10,705 SH   SOLE   10,705 0 0
WILLIAMS COS INC DEL COM 969457100 302 9,704 SH   SOLE   9,704 0 0